Security National Financial Corporation (FRA:XSNA)

FRA:XSNA Statistics

Total Valuation

FRA:XSNA has a market cap or net worth of EUR 183.15 million. The enterprise value is 202.16 million.

Market Cap	183.15M
Enterprise Value	202.16M

Important Dates

The next estimated earnings date is Monday, March 30, 2026.

Earnings Date	Mar 30, 2026
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	21.22M
Shares Outstanding	n/a
Shares Change (YoY)	+1.24%
Shares Change (QoQ)	-0.50%
Owned by Insiders (%)	6.11%
Owned by Institutions (%)	37.44%
Float	13.22M

Valuation Ratios

The trailing PE ratio is 11.54.

PE Ratio	11.54
Forward PE	n/a
PS Ratio	0.63
PB Ratio	0.59
P/TBV Ratio	0.60
P/FCF Ratio	4.62
P/OCF Ratio	4.30
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.45, with an EV/FCF ratio of 5.10.

EV / Earnings	12.74
EV / Sales	0.69
EV / EBITDA	5.45
EV / EBIT	8.24
EV / FCF	5.10

Financial Position

The company has a current ratio of 13.99, with a Debt / Equity ratio of 0.34.

Current Ratio	13.99
Quick Ratio	5.07
Debt / Equity	0.34
Debt / EBITDA	2.86
Debt / FCF	2.65
Interest Coverage	6.24

Financial Efficiency

Return on equity (ROE) is 5.23% and return on invested capital (ROIC) is 3.77%.

Return on Equity (ROE)	5.23%
Return on Assets (ROA)	1.17%
Return on Invested Capital (ROIC)	3.77%
Return on Capital Employed (ROCE)	1.85%
Revenue Per Employee	222,798
Profits Per Employee	12,169
Employee Count	1,421
Asset Turnover	0.22
Inventory Turnover	17.41

Taxes

In the past 12 months, FRA:XSNA has paid 4.54 million in taxes.

Income Tax	4.54M
Effective Tax Rate	22.23%

Stock Price Statistics

The stock price has decreased by -38.39% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-38.39%
50-Day Moving Average	6.71
200-Day Moving Average	7.83
Relative Strength Index (RSI)	62.41
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	11.98

Income Statement

In the last 12 months, FRA:XSNA had revenue of EUR 290.53 million and earned 15.87 million in profits. Earnings per share was 0.63.

Revenue	290.53M
Gross Profit	135.09M
Operating Income	24.30M
Pretax Income	20.40M
Net Income	15.87M
EBITDA	32.37M
EBIT	24.30M
Earnings Per Share (EPS)	0.63

Balance Sheet

The company has 88.54 million in cash and 104.99 million in debt, giving a net cash position of -18.83 million.

Cash & Cash Equivalents	88.54M
Total Debt	104.99M
Net Cash	-18.83M
Net Cash Per Share	n/a
Equity (Book Value)	311.41M
Book Value Per Share	12.61
Working Capital	259.78M

Cash Flow

In the last 12 months, operating cash flow was 42.60 million and capital expenditures -2.97 million, giving a free cash flow of 39.63 million.

Operating Cash Flow	42.60M
Capital Expenditures	-2.97M
Free Cash Flow	39.63M
FCF Per Share	n/a

Margins

Gross margin is 46.50%, with operating and profit margins of 8.36% and 5.46%.

Gross Margin	46.50%
Operating Margin	8.36%
Pretax Margin	7.02%
Profit Margin	5.46%
EBITDA Margin	11.14%
EBIT Margin	8.36%
FCF Margin	13.64%

Dividends & Yields

FRA:XSNA does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-1.24%
Shareholder Yield	-1.24%
Earnings Yield	8.66%
FCF Yield	21.64%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 11, 2025. It was a forward split with a ratio of 1.05.

Last Split Date	Jul 11, 2025
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	4