First American Financial Corporation (FRA:Y1F)

First American Financial Statistics

Total Valuation

FRA:Y1F has a market cap or net worth of EUR 5.78 billion. The enterprise value is 5.75 billion.

Market Cap	5.78B
Enterprise Value	5.75B

Important Dates

The next estimated earnings date is Wednesday, February 11, 2026.

Earnings Date	Feb 11, 2026
Ex-Dividend Date	Sep 22, 2025

Share Statistics

Current Share Class	101.90M
Shares Outstanding	n/a
Shares Change (YoY)	-0.36%
Shares Change (QoQ)	-0.67%
Owned by Insiders (%)	3.39%
Owned by Institutions (%)	90.76%
Float	98.36M

Valuation Ratios

The trailing PE ratio is 14.07.

PE Ratio	14.07
Forward PE	n/a
PS Ratio	0.96
PB Ratio	1.27
P/TBV Ratio	2.52
P/FCF Ratio	9.64
P/OCF Ratio	7.49
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.98, with an EV/FCF ratio of 9.58.

EV / Earnings	13.98
EV / Sales	0.94
EV / EBITDA	5.98
EV / EBIT	8.40
EV / FCF	9.58

Financial Position

The company has a current ratio of 0.46, with a Debt / Equity ratio of 0.53.

Current Ratio	0.46
Quick Ratio	0.46
Debt / Equity	0.53
Debt / EBITDA	2.55
Debt / FCF	4.04
Interest Coverage	5.07

Financial Efficiency

Return on equity (ROE) is 9.29% and return on invested capital (ROIC) is 6.12%.

Return on Equity (ROE)	9.29%
Return on Assets (ROA)	2.91%
Return on Invested Capital (ROIC)	6.12%
Return on Capital Employed (ROCE)	10.67%
Revenue Per Employee	317,300
Profits Per Employee	21,592
Employee Count	19,038
Asset Turnover	0.41
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:Y1F has paid 131.25 million in taxes.

Income Tax	131.25M
Effective Tax Rate	24.11%

Stock Price Statistics

The stock price has decreased by -13.85% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-13.85%
50-Day Moving Average	53.19
200-Day Moving Average	53.48
Relative Strength Index (RSI)	61.42
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.05

Income Statement

In the last 12 months, FRA:Y1F had revenue of EUR 6.04 billion and earned 411.06 million in profits. Earnings per share was 3.96.

Revenue	6.04B
Gross Profit	3.81B
Operating Income	678.00M
Pretax Income	544.36M
Net Income	411.06M
EBITDA	858.95M
EBIT	678.00M
Earnings Per Share (EPS)	3.96

Balance Sheet

The company has 2.55 billion in cash and 2.43 billion in debt, giving a net cash position of 56.42 million.

Cash & Cash Equivalents	2.55B
Total Debt	2.43B
Net Cash	56.42M
Net Cash Per Share	n/a
Equity (Book Value)	4.54B
Book Value Per Share	44.34
Working Capital	-4.71B

Cash Flow

In the last 12 months, operating cash flow was 772.27 million and capital expenditures -172.08 million, giving a free cash flow of 600.19 million.

Operating Cash Flow	772.27M
Capital Expenditures	-172.08M
Free Cash Flow	600.19M
FCF Per Share	n/a

Margins

Gross margin is 63.05%, with operating and profit margins of 11.22% and 6.80%.

Gross Margin	63.05%
Operating Margin	11.22%
Pretax Margin	9.01%
Profit Margin	6.80%
EBITDA Margin	14.22%
EBIT Margin	11.22%
FCF Margin	9.94%

Dividends & Yields

This stock pays an annual dividend of 1.95, which amounts to a dividend yield of 3.52%.

Dividend Per Share	1.95
Dividend Yield	3.52%
Dividend Growth (YoY)	-0.08%
Years of Dividend Growth	1
Payout Ratio	49.25%
Buyback Yield	0.36%
Shareholder Yield	3.84%
Earnings Yield	7.11%
FCF Yield	10.38%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6