First American Financial Corporation (FRA:Y1F)

First American Financial Statistics

Total Valuation

FRA:Y1F has a market cap or net worth of EUR 5.83 billion. The enterprise value is 6.94 billion.

Market Cap	5.83B
Enterprise Value	6.94B

Important Dates

The last earnings date was Wednesday, February 11, 2026.

Earnings Date	Feb 11, 2026
Ex-Dividend Date	Dec 8, 2025

Share Statistics

Current Share Class	101.90M
Shares Outstanding	n/a
Shares Change (YoY)	-0.58%
Shares Change (QoQ)	+0.10%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	98.38M

Valuation Ratios

The trailing PE ratio is 11.00.

PE Ratio	11.00
Forward PE	n/a
PS Ratio	0.92
PB Ratio	1.24
P/TBV Ratio	2.36
P/FCF Ratio	8.97
P/OCF Ratio	7.19
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.24, with an EV/FCF ratio of 10.68.

EV / Earnings	13.10
EV / Sales	1.10
EV / EBITDA	6.24
EV / EBIT	8.31
EV / FCF	10.68

Financial Position

The company has a current ratio of 0.35, with a Debt / Equity ratio of 0.48.

Current Ratio	0.35
Quick Ratio	0.35
Debt / Equity	0.48
Debt / EBITDA	2.04
Debt / FCF	3.50
Interest Coverage	6.26

Financial Efficiency

Return on equity (ROE) is 11.96% and return on invested capital (ROIC) is 9.11%.

Return on Equity (ROE)	11.96%
Return on Assets (ROA)	3.95%
Return on Invested Capital (ROIC)	9.11%
Return on Capital Employed (ROCE)	12.71%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	332,271
Profits Per Employee	27,724
Employee Count	19,102
Asset Turnover	0.48
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:Y1F has paid 171.19 million in taxes.

Income Tax	171.19M
Effective Tax Rate	24.33%

Stock Price Statistics

The stock price has decreased by -7.44% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-7.44%
50-Day Moving Average	53.26
200-Day Moving Average	52.62
Relative Strength Index (RSI)	58.59
Average Volume (20 Days)	25

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.70

Income Statement

In the last 12 months, FRA:Y1F had revenue of EUR 6.35 billion and earned 529.59 million in profits. Earnings per share was 5.11.

Revenue	6.35B
Gross Profit	4.05B
Operating Income	837.39M
Pretax Income	703.67M
Net Income	529.59M
EBITDA	1.02B
EBIT	837.39M
Earnings Per Share (EPS)	5.11

Balance Sheet

The company has 1.25 billion in cash and 2.27 billion in debt, with a net cash position of -1.09 billion.

Cash & Cash Equivalents	1.25B
Total Debt	2.27B
Net Cash	-1.09B
Net Cash Per Share	n/a
Equity (Book Value)	4.71B
Book Value Per Share	45.92
Working Capital	-4.72B

Cash Flow

In the last 12 months, operating cash flow was 809.80 million and capital expenditures -160.38 million, giving a free cash flow of 649.42 million.

Operating Cash Flow	809.80M
Capital Expenditures	-160.38M
Free Cash Flow	649.42M
FCF Per Share	n/a

Margins

Gross margin is 63.76%, with operating and profit margins of 13.19% and 8.34%.

Gross Margin	63.76%
Operating Margin	13.19%
Pretax Margin	11.09%
Profit Margin	8.34%
EBITDA Margin	16.09%
EBIT Margin	13.19%
FCF Margin	10.23%

Dividends & Yields

This stock pays an annual dividend of 1.91, which amounts to a dividend yield of 3.42%.

Dividend Per Share	1.91
Dividend Yield	3.42%
Dividend Growth (YoY)	-3.03%
Years of Dividend Growth	n/a
Payout Ratio	35.86%
Buyback Yield	0.58%
Shareholder Yield	3.99%
Earnings Yield	9.09%
FCF Yield	11.15%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5