Zurich Insurance Group AG (FRA:ZFI1)

Zurich Insurance Group AG Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 12, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	88,982	91,972	82,695	69,124	66,371	57,350
Market Cap Growth	0.59%	11.22%	19.63%	4.15%	15.73%	11.60%
Enterprise Value	99,989	101,406	91,996	79,288	77,827	67,874
PE Ratio	15.37	15.89	14.73	17.56	17.89	12.54
PS Ratio	1.43	1.48	1.25	1.20	1.21	0.93
PB Ratio	3.46	3.58	3.18	2.91	2.63	1.67
P/FCF Ratio	19.27	19.91	11.84	11.03	15.74	25.17
P/OCF Ratio	17.70	18.29	11.26	10.40	14.07	20.60
EV/Sales Ratio	1.56	1.63	1.39	1.38	1.42	1.10
EV/EBITDA Ratio	10.41	11.06	10.54	12.07	13.39	9.36
EV/EBIT Ratio	10.84	11.33	10.83	12.49	13.92	9.68
EV/FCF Ratio	21.65	21.96	13.17	12.65	18.45	29.79
Debt / Equity Ratio	0.59	0.59	0.60	0.65	0.62	0.47
Debt / EBITDA Ratio	1.62	1.62	1.75	2.26	2.61	2.17
Debt / FCF Ratio	3.27	3.27	2.24	2.45	3.71	7.09
Net Debt / Equity Ratio	0.36	0.36	0.36	0.38	0.36	0.26
Net Debt / EBITDA Ratio	1.01	1.01	1.08	1.39	1.54	1.22
Net Debt / FCF Ratio	2.01	2.01	1.35	1.45	2.13	3.88
Quick Ratio	3.02	3.02	3.44	1.03	0.78	0.51
Current Ratio	5.09	5.09	5.86	2.44	2.25	1.33
Asset Turnover	0.19	0.19	0.19	0.18	0.15	0.16
Return on Equity (ROE)	25.22%	25.22%	23.32%	17.73%	13.00%	13.73%
Return on Assets (ROA)	1.72%	1.72%	1.53%	1.26%	0.97%	1.14%
Return on Invested Capital (ROIC)	15.73%	16.55%	14.92%	11.79%	9.45%	10.36%
Earnings Yield	6.51%	6.30%	6.79%	5.70%	5.59%	7.98%
FCF Yield	5.19%	5.02%	8.45%	9.07%	6.35%	3.97%
Dividend Yield	4.27%	-	111.41%	130.41%	122.99%	131.44%
Payout Ratio	68.62%	68.62%	71.48%	89.11%	88.80%	61.50%
Buyback Yield / Dilution	0.54%	0.54%	1.06%	2.15%	0.33%	-0.07%
Total Shareholder Return	4.81%	0.54%	112.47%	132.57%	123.32%	131.37%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.