Zurich Insurance Group AG (FRA:ZFI1)

Zurich Insurance Group AG Statistics

Total Valuation

FRA:ZFI1 has a market cap or net worth of EUR 88.45 billion. The enterprise value is 97.23 billion.

Market Cap	88.45B
Enterprise Value	97.23B

Important Dates

The last earnings date was Thursday, February 19, 2026.

Earnings Date	Feb 19, 2026
Ex-Dividend Date	Apr 14, 2025

Share Statistics

Current Share Class	n/a
Shares Outstanding	n/a
Shares Change (YoY)	-0.54%
Shares Change (QoQ)	-0.44%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	142.02M

Valuation Ratios

The trailing PE ratio is 15.28 and the forward PE ratio is 14.95.

PE Ratio	15.28
Forward PE	14.95
PS Ratio	1.42
PB Ratio	3.44
P/TBV Ratio	6.46
P/FCF Ratio	19.15
P/OCF Ratio	17.59
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.86, with an EV/FCF ratio of 21.05.

EV / Earnings	16.79
EV / Sales	1.53
EV / EBITDA	9.86
EV / EBIT	10.67
EV / FCF	21.05

Financial Position

The company has a current ratio of 14.00, with a Debt / Equity ratio of 0.52.

Current Ratio	14.00
Quick Ratio	6.33
Debt / Equity	0.52
Debt / EBITDA	1.37
Debt / FCF	2.87
Interest Coverage	22.82

Financial Efficiency

Return on equity (ROE) is 25.22% and return on invested capital (ROIC) is 16.47%.

Return on Equity (ROE)	25.22%
Return on Assets (ROA)	1.72%
Return on Invested Capital (ROIC)	16.47%
Return on Capital Employed (ROCE)	2.60%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	987,918
Profits Per Employee	91,902
Employee Count	63,000
Asset Turnover	0.19
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:ZFI1 has paid 2.42 billion in taxes.

Income Tax	2.42B
Effective Tax Rate	28.28%

Stock Price Statistics

The stock price has decreased by -0.65% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-0.65%
50-Day Moving Average	30.65
200-Day Moving Average	30.22
Relative Strength Index (RSI)	51.05
Average Volume (20 Days)	70

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, FRA:ZFI1 had revenue of EUR 62.24 billion and earned 5.79 billion in profits. Earnings per share was 40.20.

Revenue	62.24B
Gross Profit	14.82B
Operating Income	8.94B
Pretax Income	8.55B
Net Income	5.79B
EBITDA	9.67B
EBIT	8.94B
Earnings Per Share (EPS)	40.20

Balance Sheet

The company has 6.04 billion in cash and 13.25 billion in debt, with a net cash position of -7.21 billion.

Cash & Cash Equivalents	6.04B
Total Debt	13.25B
Net Cash	-7.21B
Net Cash Per Share	n/a
Equity (Book Value)	25.69B
Book Value Per Share	170.40
Working Capital	36.37B

Cash Flow

In the last 12 months, operating cash flow was 5.03 billion and capital expenditures -408.82 million, giving a free cash flow of 4.62 billion.

Operating Cash Flow	5.03B
Capital Expenditures	-408.82M
Free Cash Flow	4.62B
FCF Per Share	n/a

Margins

Gross margin is 23.81%, with operating and profit margins of 14.37% and 9.30%.

Gross Margin	23.81%
Operating Margin	14.37%
Pretax Margin	13.74%
Profit Margin	9.30%
EBITDA Margin	15.54%
EBIT Margin	14.37%
FCF Margin	7.42%

Dividends & Yields

This stock pays an annual dividend of 1.25, which amounts to a dividend yield of 4.10%.

Dividend Per Share	1.25
Dividend Yield	4.10%
Dividend Growth (YoY)	46.19%
Years of Dividend Growth	1
Payout Ratio	74.76%
Buyback Yield	0.54%
Shareholder Yield	4.64%
Earnings Yield	6.55%
FCF Yield	5.22%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on August 21, 2024. It was a forward split with a ratio of 2.

Last Split Date	Aug 21, 2024
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	5