Zurich Insurance Group AG (FRA:ZFIN)

Zurich Insurance Group AG Statistics

Total Valuation

FRA:ZFIN has a market cap or net worth of EUR 87.51 billion. The enterprise value is 97.02 billion.

Market Cap	87.51B
Enterprise Value	97.02B

Important Dates

The next estimated earnings date is Thursday, November 6, 2025.

Earnings Date	Nov 6, 2025
Ex-Dividend Date	Apr 11, 2025

Share Statistics

Current Share Class	142.29M
Shares Outstanding	n/a
Shares Change (YoY)	-1.11%
Shares Change (QoQ)	-0.44%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	34.05%
Float	142.27M

Valuation Ratios

The trailing PE ratio is 17.56 and the forward PE ratio is 14.98.

PE Ratio	17.56
Forward PE	14.98
PS Ratio	1.47
PB Ratio	3.88
P/TBV Ratio	8.36
P/FCF Ratio	16.01
P/OCF Ratio	15.04
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 12.49, with an EV/FCF ratio of 17.75.

EV / Earnings	19.47
EV / Sales	1.62
EV / EBITDA	12.49
EV / EBIT	12.74
EV / FCF	17.75

Financial Position

The company has a current ratio of 19.38, with a Debt / Equity ratio of 0.60.

Current Ratio	19.38
Quick Ratio	12.23
Debt / Equity	0.60
Debt / EBITDA	1.75
Debt / FCF	2.46
Interest Coverage	20.77

Financial Efficiency

Return on equity (ROE) is 24.09% and return on invested capital (ROIC) is 13.44%.

Return on Equity (ROE)	24.09%
Return on Assets (ROA)	1.47%
Return on Invested Capital (ROIC)	13.44%
Return on Capital Employed (ROCE)	2.27%
Revenue Per Employee	942,178
Profits Per Employee	79,108
Employee Count	60,000
Asset Turnover	0.19
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:ZFIN has paid 1.91 billion in taxes.

Income Tax	1.91B
Effective Tax Rate	26.36%

Stock Price Statistics

The stock price has increased by +141.82% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+141.82%
50-Day Moving Average	291.74
200-Day Moving Average	279.59
Relative Strength Index (RSI)	64.27
Average Volume (20 Days)	319

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, FRA:ZFIN had revenue of EUR 59.36 billion and earned 4.98 billion in profits. Earnings per share was 34.62.

Revenue	59.36B
Gross Profit	13.10B
Operating Income	7.53B
Pretax Income	7.24B
Net Income	4.98B
EBITDA	7.52B
EBIT	7.53B
Earnings Per Share (EPS)	34.62

Balance Sheet

The company has 25.52 billion in cash and 13.46 billion in debt, giving a net cash position of -7.93 billion.

Cash & Cash Equivalents	25.52B
Total Debt	13.46B
Net Cash	-7.93B
Net Cash Per Share	n/a
Equity (Book Value)	22.53B
Book Value Per Share	147.61
Working Capital	54.56B

Cash Flow

In the last 12 months, operating cash flow was 5.82 billion and capital expenditures -350.82 million, giving a free cash flow of 5.47 billion.

Operating Cash Flow	5.82B
Capital Expenditures	-350.82M
Free Cash Flow	5.47B
FCF Per Share	n/a

Margins

Gross margin is 22.06%, with operating and profit margins of 12.69% and 8.40%.

Gross Margin	22.06%
Operating Margin	12.69%
Pretax Margin	12.21%
Profit Margin	8.40%
EBITDA Margin	12.67%
EBIT Margin	12.69%
FCF Margin	9.21%

Dividends & Yields

This stock pays an annual dividend of 28.00, which amounts to a dividend yield of 4.66%.

Dividend Per Share	28.00
Dividend Yield	4.66%
Dividend Growth (YoY)	7.69%
Years of Dividend Growth	3
Payout Ratio	79.70%
Buyback Yield	1.11%
Shareholder Yield	5.77%
Earnings Yield	5.70%
FCF Yield	6.25%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5