Ecobank Ghana PLC (GHSE: EGH)
Ghana
· Delayed Price · Currency is GHS 6.25
-0.26 (-3.99%)
At close: Feb 4, 2025
Ecobank Ghana Income Statement
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | 2018 - 2014 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '24 Sep 30, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 | 2018 - 2014 |
| Interest Income on Loans | 4,761 | 4,220 | 2,934 | 1,742 | 1,593 | 1,271 | Upgrade
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| Interest Income on Investments | - | - | - | - | 0.07 | 2.87 | Upgrade
|
| Total Interest Income | 4,761 | 4,220 | 2,934 | 1,742 | 1,593 | 1,273 | Upgrade
|
| Interest Paid on Deposits | 938.06 | 699.12 | 411.57 | 197.21 | 223.71 | 202.89 | Upgrade
|
| Net Interest Income | 3,823 | 3,521 | 2,522 | 1,545 | 1,369 | 1,071 | Upgrade
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| Net Interest Income Growth (YoY) | 19.02% | 39.61% | 63.23% | 12.85% | 27.88% | 21.95% | Upgrade
|
| Income From Trading Activities | 1,552 | 1,300 | 25.25 | 144.58 | 175.32 | 188.22 | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.07 | 0.59 | 0.7 | 0.37 | 1.01 | 0.04 | Upgrade
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| Other Non-Interest Income | 629.07 | 503.67 | 420.12 | 425.23 | 303 | 326.89 | Upgrade
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| Total Non-Interest Income | 2,181 | 1,804 | 446.07 | 570.18 | 479.34 | 515.14 | Upgrade
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| Non-Interest Income Growth (YoY) | 308.48% | 304.50% | -21.77% | 18.95% | -6.95% | 19.80% | Upgrade
|
| Revenues Before Loan Losses | 6,004 | 5,325 | 2,968 | 2,115 | 1,848 | 1,586 | Upgrade
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| Provision for Loan Losses | 1,553 | 1,821 | 1,705 | 277.75 | 180.25 | 216.59 | Upgrade
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| Revenue | 4,451 | 3,504 | 1,263 | 1,837 | 1,668 | 1,369 | Upgrade
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| Revenue Growth (YoY) | 179.41% | 177.47% | -31.27% | 10.15% | 21.84% | 16.18% | Upgrade
|
| Salaries and Employee Benefits | 716.57 | 666.57 | 537.92 | 397.04 | 384.12 | 356.73 | Upgrade
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| Occupancy Expenses | 80.28 | 83.18 | 74.58 | 65.65 | 50.2 | 58.23 | Upgrade
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| Selling, General & Administrative | 32.24 | 32.24 | 26.88 | 17.15 | 17.54 | 15.05 | Upgrade
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| Other Non-Interest Expense | 1,012 | 799.27 | 650.77 | 463.85 | 434.03 | 296.59 | Upgrade
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| Total Non-Interest Expense | 1,841 | 1,581 | 1,290 | 943.7 | 885.89 | 726.61 | Upgrade
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| EBT Excluding Unusual Items | 2,610 | 1,923 | -27.22 | 893.73 | 782.24 | 642.5 | Upgrade
|
| Other Unusual Items | -937.76 | -937.76 | - | - | - | - | Upgrade
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| Pretax Income | 1,672 | 985.24 | -27.22 | 893.73 | 782.24 | 642.5 | Upgrade
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| Income Tax Expense | 593.8 | 352.54 | -11.91 | 311.84 | 232.37 | 197.55 | Upgrade
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| Earnings From Continuing Operations | 1,079 | 632.7 | -15.3 | 581.9 | 549.87 | 444.95 | Upgrade
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| Minority Interest in Earnings | 0.18 | -0.1 | -0.02 | -0.02 | 0.01 | -0.1 | Upgrade
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| Net Income | 1,079 | 632.6 | -15.32 | 581.88 | 549.89 | 444.85 | Upgrade
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| Net Income to Common | 1,079 | 632.6 | -15.32 | 581.88 | 549.89 | 444.85 | Upgrade
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| Net Income Growth | - | - | - | 5.82% | 23.61% | 30.85% | Upgrade
|
| Basic Shares Outstanding | - | 323 | 323 | 323 | 323 | 323 | Upgrade
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| Diluted Shares Outstanding | - | 323 | 323 | 323 | 323 | 323 | Upgrade
|
| Shares Change (YoY) | - | - | - | - | - | 4.22% | Upgrade
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| EPS (Basic) | - | 1.96 | -0.05 | 1.80 | 1.70 | 1.38 | Upgrade
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| EPS (Diluted) | - | 1.96 | -0.05 | 1.80 | 1.70 | 1.38 | Upgrade
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| EPS Growth | - | - | - | 5.88% | 23.26% | 25.56% | Upgrade
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| Dividend Per Share | - | - | - | 0.620 | 0.550 | 0.300 | Upgrade
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| Dividend Growth | - | - | - | 12.73% | 83.33% | - | Upgrade
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| Effective Tax Rate | 35.51% | 35.78% | - | 34.89% | 29.71% | 30.75% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.