Ecobank Ghana PLC (GHSE:EGH)
Ghana flag Ghana · Delayed Price · Currency is GHS
39.00
0.00 (0.00%)
At close: Aug 10, 2026

Ecobank Ghana Financials Overview

Millions GHS. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
4,8934,8584,3303,5041,2631,837
Revenue Growth
7.55%12.21%23.55%177.47%-31.27%10.15%
Net Income
1,9281,8231,700632.6-15.32581.88
Earnings Per Share
-5.655.271.96-0.051.80
EPS Growth
-7.21%168.88%--5.88%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Consumer Banking
1,6561,7321,6001,160564.22
Commercial Banking
868.24792.16729.15644.56422.79
Treasury
1,196789.95---
Corporate Banking
1,1381,0151,182882.66437.7
Total
4,8584,3302,5661,2631,837

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
23,29516,54121,1748,9014,7343,353
Total Debt
366.38557.2503.38210.6975.1382.74
Net Cash (Debt)
22,92815,98420,6718,6914,6593,270
Net Cash Growth
16.68%-22.67%137.85%86.52%42.48%-0.92%
Net Cash Per Share
-49.5664.0826.9414.4410.14

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-2,1991,369-2,0884,998-3,860-328.33
Capital Expenditures
-67.88-99.33-44.1-48.78-35.73-17.31
Free Cash Flow
-2,2661,270-2,1324,949-3,896-345.64
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
39.40%37.52%39.26%18.05%-1.21%31.67%
FCF Margin
-46.32%26.14%-49.24%141.24%-308.49%-18.81%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.2101.2100.340--0.620
Dividend Per Share Growth
255.88%255.88%---12.73%
Dividend Yield
3.10%4.97%5.61%--9.45%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.534.421.232.80-4.21
Forward PE
-2.462.462.463.163.36
P/FCF Ratio
-6.35-0.36--
PS Ratio
2.571.660.480.511.701.33