Ecobank Ghana PLC (GHSE:EGH)

Ecobank Ghana Cash Flow Statement

Financials in millions GHS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Dec 31, 2024	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	1,713	1,700	-	632.6	-15.32	581.88
Depreciation & Amortization	88.93	84.85	-	65.59	51.32	42.59
Other Amortization	4.86	4.86	-	17.59	23.26	23.06
Gain (Loss) on Sale of Assets	-133.97	-133.87	-	-0.59	-0.7	-0.37
Gain (Loss) on Sale of Investments	375.79	443.05	-	1,210	1,657	12.08
Total Asset Writedown	-40.15	-	-	-	8.38	-
Provision for Credit Losses	581.1	581.1	-	601.86	58.3	261.45
Change in Trading Asset Securities	220.36	-222.92	-	903.66	-	-
Change in Other Net Operating Assets	-386.52	-1,780	-	-862.59	-4,851	-1,192
Other Operating Activities	-4,847	-3,996	-	2,430	-791.8	-57.26
Operating Cash Flow	-2,423	-3,319	-	4,998	-3,860	-328.33
Capital Expenditures	-58.07	-44.1	-	-48.78	-35.73	-17.31
Sale of Property, Plant and Equipment	13.07	12.65	-	3.17	0.7	0.37
Investment in Securities	543.36	186.97	-	-4,539	-1,881	-2,465
Purchase / Sale of Intangibles	-4.8	-5.33	-	-3.03	-2.75	-0.02
Investing Cash Flow	493.55	150.19	-	-4,588	-1,919	-2,482
Long-Term Debt Issued	-	289.57	-	149	-	-
Long-Term Debt Repaid	-	-77.95	-	-85.41	-54.61	-46.13
Net Debt Issued (Repaid)	79.94	211.62	-	63.59	-54.61	-46.13
Common Dividends Paid	-	-	-	-	-199.98	-177.4
Net Increase (Decrease) in Deposit Accounts	6,730	9,655	-	6,430	7,740	1,647
Financing Cash Flow	6,810	9,866	-	6,494	7,485	1,423
Foreign Exchange Rate Adjustments	3,171	2,801	-	703.86	290.47	10.73
Net Cash Flow	8,052	9,498	-	7,608	1,996	-1,377
Free Cash Flow	-2,481	-3,363	-	4,949	-3,896	-345.64
Free Cash Flow Margin	-55.19%	-77.67%	-	141.24%	-308.49%	-18.81%
Free Cash Flow Per Share	-	-10.43	-	15.35	-12.08	-1.07
Cash Interest Paid	1,411	1,272	-	672.8	-	-
Cash Income Tax Paid	746.78	696.9	-	677.81	507.71	373.69

Updated Oct 30, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.