Enterprise Group Income Statement

Financials in millions GHS. Fiscal year is January - December.

Millions GHS. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	1,762	1,423	1,118	910.6	838.7
Total Interest & Dividend Income	68.67	213.49	167.41	168.63	207.47
Gain (Loss) on Sale of Investments	-	-	-23.99	-338.19	46.02
Other Revenue	184.89	307.77	207.15	156.77	66.7
Total Revenue	2,015	1,944	1,469	897.81	1,159
Revenue Growth (YoY)	3.65%	32.41%	63.57%	-22.53%	39.63%
Policy Benefits	1,274	903.02	538.17	513.46	644.32
Policy Acquisition & Underwriting Costs	-	149.47	165.12	105.07	146.97
Depreciation & Amortization	-	26.29	19.42	-	-
Selling, General & Administrative	341.69	19.64	16.88	198.96	246.41
Other Operating Expenses	-	387.52	411.77	106.88	-25.62
Total Operating Expenses	1,615	1,611	1,270	924.37	1,012
Operating Income	400.04	333.29	198.27	-26.57	146.81
Interest Expense	-	-3.65	-2.62	-5.28	-3.05
Currency Exchange Gain (Loss)	-	34.46	12.23	16.46	0.87
Other Non Operating Income (Expenses)	14.2	19.13	15.74	10.2	14.3
EBT Excluding Unusual Items	414.24	383.23	223.62	-5.18	158.93
Impairment of Goodwill	-	-	-	-	-11.85
Gain (Loss) on Sale of Assets	-	-5.41	0.89	0.15	-2.13
Asset Writedown	-8.78	133.59	47.67	171.98	0.79
Other Unusual Items	-	-	1	-	-
Pretax Income	405.47	511.41	273.18	166.95	145.74
Income Tax Expense	67.65	144.92	80.04	51.47	22.89
Earnings From Continuing Ops.	337.82	366.49	193.14	115.49	122.85
Minority Interest in Earnings	-121.94	-124.92	-76.77	-33.23	-55.24
Net Income	215.88	241.56	116.37	82.25	67.61
Net Income to Common	215.88	241.56	116.37	82.25	67.61
Net Income Growth	-10.63%	107.58%	41.48%	21.66%	-16.88%
Shares Outstanding (Basic)	171	171	171	171	171
Shares Outstanding (Diluted)	171	171	171	171	171
Shares Change (YoY)	0.02%	-	-	-	-
EPS (Basic)	1.26	1.41	0.68	0.48	0.40
EPS (Diluted)	1.26	1.41	0.68	0.48	0.40
EPS Growth	-10.65%	107.58%	41.57%	21.57%	-16.88%
Free Cash Flow	860.66	716.66	440.41	429.43	413.55
Free Cash Flow Per Share	5.04	4.19	2.58	2.51	2.42
Dividend Per Share	-	0.126	0.097	0.074	0.074
Dividend Growth	-	29.90%	31.08%	-0.54%	20.00%
Operating Margin	19.85%	17.14%	13.50%	-2.96%	12.67%
Profit Margin	10.71%	12.42%	7.92%	9.16%	5.83%
Free Cash Flow Margin	42.70%	36.86%	29.99%	47.83%	35.69%
EBITDA	418.23	351.48	216.11	-11.52	159.9
EBITDA Margin	20.75%	18.08%	14.72%	-1.28%	13.80%
D&A For EBITDA	18.19	18.19	17.84	15.05	13.09
EBIT	400.04	333.29	198.27	-26.57	146.81
EBIT Margin	19.85%	17.14%	13.50%	-2.96%	12.67%
Effective Tax Rate	16.68%	28.34%	29.30%	30.83%	15.71%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.