Enterprise Group Income Statement

Financials in millions GHS. Fiscal year is January - December.

Millions GHS. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	1,740	1,762	1,423	1,118	910.6	838.7
Total Interest & Dividend Income	34.3	68.67	213.49	167.41	168.63	207.47
Gain (Loss) on Sale of Investments	-	-	-	-23.99	-338.19	46.02
Other Revenue	96.06	184.89	307.77	207.15	156.77	66.7
Total Revenue	1,870	2,015	1,944	1,469	897.81	1,159
Revenue Growth (YoY)	-14.36%	3.65%	32.41%	63.57%	-22.53%	39.63%
Policy Benefits	1,191	1,274	903.02	538.17	513.46	644.32
Policy Acquisition & Underwriting Costs	-	-	149.47	165.12	105.07	146.97
Depreciation & Amortization	-	-	26.29	19.42	-	-
Selling, General & Administrative	352.39	341.69	19.64	16.88	198.96	246.41
Other Operating Expenses	4.31	-	387.52	411.77	106.88	-25.62
Total Operating Expenses	1,540	1,615	1,611	1,270	924.37	1,012
Operating Income	329.9	400.04	333.29	198.27	-26.57	146.81
Interest Expense	-	-	-3.65	-2.62	-5.28	-3.05
Currency Exchange Gain (Loss)	-	-	34.46	12.23	16.46	0.87
Other Non Operating Income (Expenses)	14.2	14.2	19.13	15.74	10.2	14.3
EBT Excluding Unusual Items	345.88	414.24	383.23	223.62	-5.18	158.93
Impairment of Goodwill	-	-	-	-	-	-11.85
Gain (Loss) on Sale of Assets	-	-	-5.41	0.89	0.15	-2.13
Asset Writedown	-8.78	-8.78	133.59	47.67	171.98	0.79
Other Unusual Items	-	-	-	1	-	-
Pretax Income	329.41	405.47	511.41	273.18	166.95	145.74
Income Tax Expense	60.42	67.65	144.92	80.04	51.47	22.89
Earnings From Continuing Ops.	268.99	337.82	366.49	193.14	115.49	122.85
Minority Interest in Earnings	-84.81	-121.94	-124.92	-76.77	-33.23	-55.24
Net Income	184.18	215.88	241.56	116.37	82.25	67.61
Net Income to Common	184.18	215.88	241.56	116.37	82.25	67.61
Net Income Growth	-31.13%	-10.63%	107.58%	41.48%	21.66%	-16.88%
Shares Outstanding (Basic)	171	171	171	171	171	171
Shares Outstanding (Diluted)	171	171	171	171	171	171
Shares Change (YoY)	-0.03%	0.02%	-	-	-	-
EPS (Basic)	1.08	1.26	1.41	0.68	0.48	0.40
EPS (Diluted)	1.08	1.26	1.41	0.68	0.48	0.40
EPS Growth	-31.11%	-10.65%	107.58%	41.57%	21.57%	-16.88%
Free Cash Flow	1,028	860.66	716.66	440.41	429.43	413.55
Free Cash Flow Per Share	6.02	5.04	4.19	2.58	2.51	2.42
Dividend Per Share	-	-	0.126	0.097	0.074	0.074
Dividend Growth	-	-	29.90%	31.08%	-0.54%	20.00%
Operating Margin	17.64%	19.85%	17.14%	13.50%	-2.96%	12.67%
Profit Margin	9.85%	10.71%	12.42%	7.92%	9.16%	5.83%
Free Cash Flow Margin	54.98%	42.70%	36.86%	29.99%	47.83%	35.69%
EBITDA	-	418.23	351.48	216.11	-11.52	159.9
EBITDA Margin	-	20.75%	18.08%	14.72%	-1.28%	13.80%
D&A For EBITDA	-	18.19	18.19	17.84	15.05	13.09
EBIT	329.9	400.04	333.29	198.27	-26.57	146.81
EBIT Margin	17.64%	19.85%	17.14%	13.50%	-2.96%	12.67%
Effective Tax Rate	18.34%	16.68%	28.34%	29.30%	30.83%	15.71%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.