First Atlantic Bank PLC (GHSE:FAB)

First Atlantic Bank Balance Sheet

Financials in millions GHS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	3,316	4,603	3,229	1,378	434.83	477.66
Investment Securities	3,583	2,649	2,061	1,663	821.42	757.68
Trading Asset Securities	-	-	8.41	-	462.28	435.58
Total Investments	3,583	2,649	2,069	1,663	1,284	1,193
Gross Loans	1,516	2,069	1,822	1,584	1,058	640.3
Allowance for Loan Losses	-	-141.73	-119.46	-96.98	-46.99	-30.89
Net Loans	1,516	1,927	1,702	1,487	1,011	609.41
Property, Plant & Equipment	607.08	579.19	585.23	572.82	207.56	193.74
Other Intangible Assets	33.24	30.3	20.11	6.24	5.99	5.07
Other Receivables	191.81	541.9	211.86	92.05	46.41	472.64
Restricted Cash	-	-	-	611.91	526.86	293.5
Other Current Assets	-	37.32	24.93	20.41	9.24	2.27
Long-Term Deferred Tax Assets	8.83	8.83	8.95	-	-	-
Other Long-Term Assets	6,402	2,947	2,615	1,597	1,149	115.59
Total Assets	15,659	13,325	10,466	7,428	4,675	3,363
Accrued Expenses	-	60.05	24.32	24.6	-	3.82
Interest Bearing Deposits	13,833	2,750	2,110	1,799	1,113	786.15
Non-Interest Bearing Deposits	-	8,861	7,014	4,510	2,748	1,906
Total Deposits	13,833	11,611	9,123	6,309	3,862	2,692
Current Portion of Leases	-	-	-	3.03	1.86	8.67
Current Income Taxes Payable	-	0.11	-	-	-	-
Long-Term Leases	25.66	24.28	12.02	10.31	16.55	11.45
Long-Term Deferred Tax Liabilities	-	-	0	55.27	11.22	10.25
Other Long-Term Liabilities	25.91	33.25	47.67	57.31	68.61	38.49
Total Liabilities	13,885	11,729	9,207	6,459	3,960	2,764
Common Stock	521.73	404.57	404.57	404.57	404.57	404.57
Retained Earnings	925.37	864.86	527.95	238.99	254.15	137.79
Comprehensive Income & Other	325.69	325.69	325.69	325.69	56.43	56.43
Total Common Equity	1,773	1,595	1,258	969.25	715.14	598.79
Minority Interest	0.9	1.08	0.89	-	-	-
Shareholders' Equity	1,774	1,596	1,259	969.25	715.14	598.79
Total Liabilities & Equity	15,659	13,325	10,466	7,428	4,675	3,363
Total Debt	25.66	24.28	12.02	13.34	18.41	20.13
Net Cash (Debt)	3,291	4,579	3,225	1,365	878.69	893.11
Net Cash Growth	-12.33%	41.98%	136.30%	55.33%	-1.61%	56.92%
Net Cash Per Share	-	13.65	9.65	4.08	2.63	2.77
Filing Date Shares Outstanding	-	312.51	312.2	357.25	334.17	357.25
Total Common Shares Outstanding	-	312.51	312.2	357.25	334.17	357.25
Book Value Per Share	-	5.10	4.03	2.71	2.14	1.68
Tangible Book Value	1,740	1,565	1,238	963.01	709.15	593.71
Tangible Book Value Per Share	-	5.01	3.97	2.70	2.12	1.66

Source: S&P Global Market Intelligence. Banks template. Financial Sources.