First Atlantic Bank PLC (GHSE:FAB)

Ghana · Delayed Price · Currency is GHS

8.40

0.00 (0.00%)

At close: Aug 3, 2026

First Atlantic Bank Financials Overview

Financials in millions GHS. Fiscal year is January - December.

Millions GHS. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	1,311	1,223	1,056	678.6	286.76	372.08
Revenue Growth	14.77%	15.81%	55.60%	136.64%	-22.93%	34.09%
Net Income	499.5	482.49	336.92	290.73	-0.16	116.36
Earnings Per Share	-	1.42	1.00	0.87	-0.00	0.35
EPS Growth	-	42.27%	14.94%	-	-	30.74%

Revenue by Segment

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Corporate Banking	214.66	183.3	249.43	237.03	123.63
Retail and Business Banking	120.5	138.48	178.26	166.46	125.82
Global Markets	967.8	771.14	617.33	113.4	141.49
Total	1,303	1,093	1,045	516.88	390.94

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	8,003	8,162	4,603	3,237	1,378	897.11
Total Debt	45.42	38.84	24.28	12.02	13.34	18.41
Net Cash (Debt)	7,958	8,124	4,579	3,225	1,365	878.69
Net Cash Growth	101.27%	77.41%	41.98%	136.30%	55.33%	-1.61%
Net Cash Per Share	-	23.95	13.65	9.65	4.08	2.63

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	356.53	-607.11	-3,425	-1,756	-1,374	-1,476
Capital Expenditures	-43.82	-65.02	-32.27	-31.86	-33.15	-29.28
Free Cash Flow	312.71	-672.14	-3,457	-1,788	-1,407	-1,506
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	38.09%	39.46%	31.91%	42.84%	-0.06%	31.27%
FCF Margin	23.85%	-54.97%	-327.42%	-263.44%	-490.77%	-404.65%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.290	0.290	0.220	-	-	0.117
Dividend Per Share Growth	0%	31.82%	-	-	-	-
Dividend Yield	3.45%	3.89%	-	-	-	-

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	5.97	5.95	-	-	-	-
PS Ratio	2.27	2.35	-	-	-	-