Standard Chartered Bank Ghana PLC (GHSE:SCB)
Ghana · Delayed Price · Currency is GHS 29.12
0.00 (0.00%)
At close: Nov 21, 2025
GHSE:SCB Income Statement
Financials in millions GHS. Fiscal year is January - December.
Millions GHS. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Interest Income on Loans | 1,254 | 1,602 | 1,422 | 1,009 | 819.93 | 795.37 | Upgrade |
Interest Paid on Deposits | 150.38 | 198.42 | 155.2 | 201.12 | 192.43 | 154.86 | Upgrade |
Net Interest Income | 1,104 | 1,404 | 1,266 | 807.79 | 627.5 | 640.52 | Upgrade |
Net Interest Income Growth (YoY) | -26.03% | 10.86% | 56.78% | 28.73% | -2.03% | 7.70% | Upgrade |
Income From Trading Activities | 331.75 | 149.42 | 141.09 | 239.39 | 268.5 | 246.62 | Upgrade |
Gain (Loss) on Sale of Assets | - | - | 36.79 | 1.9 | - | - | Upgrade |
Gain (Loss) on Sale of Investments | 62.69 | 62.69 | -47.96 | -602.09 | -8.51 | - | Upgrade |
Other Non-Interest Income | 334.73 | 253.78 | 196.69 | 174.47 | 155.47 | 135.6 | Upgrade |
Total Non-Interest Income | 729.17 | 465.89 | 326.6 | -186.33 | 415.47 | 382.22 | Upgrade |
Non-Interest Income Growth (YoY) | 133.00% | 42.65% | - | - | 8.70% | 47.97% | Upgrade |
Revenues Before Loan Losses | 1,833 | 1,870 | 1,593 | 621.46 | 1,043 | 1,023 | Upgrade |
Provision for Loan Losses | 11.28 | 138.88 | -253.88 | 506.44 | -14.4 | 59.28 | Upgrade |
| 1,822 | 1,731 | 1,847 | 115.02 | 1,057 | 963.45 | Upgrade | |
Revenue Growth (YoY) | -6.79% | -6.28% | 1505.72% | -89.12% | 9.75% | 27.92% | Upgrade |
Salaries and Employee Benefits | 552.48 | 493.91 | 395.05 | 299.42 | 245.46 | 209.28 | Upgrade |
Occupancy Expenses | 42.15 | 49.07 | 43.13 | 33.09 | 34.61 | 32.81 | Upgrade |
Selling, General & Administrative | 13.84 | 13.84 | 11.5 | 8.15 | 9.41 | - | Upgrade |
Other Non-Interest Expense | 201.11 | 138.38 | 114.24 | 77.87 | 125.27 | 79.74 | Upgrade |
Total Non-Interest Expense | 809.57 | 695.2 | 563.91 | 418.53 | 414.75 | 321.83 | Upgrade |
EBT Excluding Unusual Items | 1,012 | 1,036 | 1,283 | -303.51 | 642.61 | 641.62 | Upgrade |
Asset Writedown | 0.21 | -4.72 | 14.4 | -50.25 | - | - | Upgrade |
Other Unusual Items | - | - | 2.56 | -8.58 | - | - | Upgrade |
Pretax Income | 1,004 | 1,022 | 1,282 | -381.04 | 633.3 | 641.62 | Upgrade |
Income Tax Expense | 353.61 | 306.01 | 462.34 | -83.26 | 196.37 | 163.33 | Upgrade |
Earnings From Continuing Operations | 650.08 | 716.15 | 819.73 | -297.78 | 436.93 | 478.3 | Upgrade |
Net Income | 650.08 | 716.15 | 819.73 | -297.78 | 436.93 | 478.3 | Upgrade |
Preferred Dividends & Other Adjustments | - | - | - | -0.04 | 1.47 | - | Upgrade |
Net Income to Common | 650.08 | 716.15 | 819.73 | -297.74 | 435.47 | 478.3 | Upgrade |
Net Income Growth | -24.84% | -12.64% | - | - | -8.65% | 69.69% | Upgrade |
Basic Shares Outstanding | 135 | 135 | 135 | 135 | 135 | 135 | Upgrade |
Diluted Shares Outstanding | 135 | 135 | 135 | 135 | 135 | 135 | Upgrade |
Shares Change (YoY) | -0.09% | - | -0.07% | 0.07% | -0.26% | 0.26% | Upgrade |
EPS (Basic) | 4.82 | 5.31 | 6.08 | -2.21 | 3.23 | 3.54 | Upgrade |
EPS (Diluted) | 4.82 | 5.31 | 6.08 | -2.21 | 3.23 | 3.54 | Upgrade |
EPS Growth | -24.80% | -12.66% | - | - | -8.76% | 70.25% | Upgrade |
Dividend Per Share | 1.670 | 1.670 | 2.950 | - | 1.840 | 1.740 | Upgrade |
Dividend Growth | -43.38% | -43.38% | - | - | 5.75% | 11.54% | Upgrade |
Effective Tax Rate | 35.23% | 29.94% | 36.06% | - | 31.01% | 25.45% | Upgrade |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.