Standard Chartered Bank Ghana PLC (GHSE:SCB)
Ghana flag Ghana · Delayed Price · Currency is GHS
65.41
0.00 (0.00%)
At close: Aug 11, 2026

GHSE:SCB Financials Overview

Millions GHS. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,8611,8801,7311,847115.021,057
Revenue Growth
11.93%8.61%-6.28%1505.72%-89.12%9.75%
Net Income
834.15804.21716.15819.73-297.74435.47
Earnings Per Share
6.195.975.316.08-2.213.23
EPS Growth
36.27%12.39%-12.66%---8.76%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Wealth and Retail Banking
841.25686.72759.02337.66311.5
Corporate and Investment Banking
915.41,173620.38-239.56745.86
SC Wealth Management
34.1423.6310.984.84-
Total
1,7911,8831,390102.941,057

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
5,7488,0109,0806,5504,7453,575
Total Debt
643.9324.45438.18613.98354.84476.92
Net Cash (Debt)
5,1047,6858,6415,9364,3903,098
Net Cash Growth
-3.99%-11.06%45.58%35.20%41.70%1.58%
Net Cash Per Share
37.8657.0364.1344.0532.5622.99

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-7,264-1,678-2,3331,814403.44433.74
Capital Expenditures
-4.78-4.78-4.83-11.28-0.75-4.7
Free Cash Flow
-7,269-1,682-2,3381,803402.69429.04
Free Cash Flow Growth
---347.72%-6.14%107.70%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
44.81%42.77%41.37%44.38%-258.86%41.18%
FCF Margin
-390.50%-89.49%-135.04%97.62%350.10%40.58%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.670-1.6702.950-1.840
Dividend Per Share Growth
---43.39%--5.75%
Dividend Yield
2.39%-7.68%20.56%-12.10%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.314.904.332.89-6.28
Forward PE
-4.243.315.235.235.40
P/FCF Ratio
---1.316.756.38
PS Ratio
5.072.091.791.2823.622.59