Standard Chartered Bank Ghana PLC (GHSE: SCB)

GHSE: SCB Balance Sheet

Financials in millions GHS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	5,842	3,978	3,762	3,203	2,725	1,904
Investment Securities	7,216	6,695	3,473	3,762	2,420	2,349
Trading Asset Securities	151.89	26.83	74.25	372.11	411.93	179.58
Total Investments	7,368	6,722	3,547	4,134	2,831	2,529
Gross Loans	2,848	2,280	2,517	2,278	1,710	2,026
Allowance for Loan Losses	-	-175.41	-466.22	-150.38	-	-139.35
Net Loans	2,848	2,104	2,050	2,128	1,710	1,887
Property, Plant & Equipment	135.7	202.26	231.27	242.07	258.44	285.6
Accrued Interest Receivable	-	-	112.99	-	-	113.28
Other Receivables	339.98	404.95	164.71	31.65	60.86	113.15
Restricted Cash	-	338.39	218.64	-	-	685.15
Other Current Assets	-	113.07	91.94	-	-	89.99
Long-Term Deferred Tax Assets	78.98	64.24	188.53	-	-	-
Other Long-Term Assets	539.02	0.28	1.41	381.21	445.98	11.95
Total Assets	17,152	13,928	10,369	10,121	8,032	7,619
Accrued Expenses	-	-	-	-	-	25.62
Interest Bearing Deposits	13,626	10,410	7,526	7,634	5,837	1,301
Non-Interest Bearing Deposits	-	611.63	772.75	-	-	4,289
Total Deposits	13,626	11,022	8,298	7,634	5,837	5,590
Short-Term Borrowings	86.17	360.97	162.28	9.25	0.16	5.38
Current Portion of Long-Term Debt	-	-	-	240.24	86.4	276.69
Current Portion of Leases	-	24.84	23.44	-	-	227.82
Accrued Interest Payable	-	7.55	21.82	-	-	14.83
Other Current Liabilities	-	99.81	161.86	-	-	257.53
Long-Term Leases	449.62	341.24	261.05	227.43	-	-
Long-Term Deferred Tax Liabilities	-	-	-	11.62	9.98	23.39
Other Long-Term Liabilities	916.55	139.9	110.92	354.6	631.72	30.23
Total Liabilities	15,078	11,996	9,040	8,477	6,565	6,452
Preferred Stock, Non-Redeemable	-	-	-	-	-	9.09
Total Preferred Equity	-	-	-	-	-	9.09
Common Stock	400	400	400	400	400	390.91
Retained Earnings	1,763	1,588	718.46	1,266	1,063	796.68
Comprehensive Income & Other	-88.99	-56.21	210.75	-22.45	3.66	-29.82
Total Common Equity	2,074	1,932	1,329	1,643	1,467	1,158
Shareholders' Equity	2,074	1,932	1,329	1,643	1,467	1,167
Total Liabilities & Equity	17,152	13,928	10,369	10,121	8,032	7,619
Total Debt	535.8	727.05	446.77	476.92	86.56	509.89
Net Cash (Debt)	5,458	5,823	4,298	3,098	3,050	1,573
Net Cash Growth	21.05%	35.46%	38.73%	1.58%	93.86%	1.04%
Net Cash Per Share	40.43	43.18	31.87	22.99	22.57	11.68
Filing Date Shares Outstanding	134.89	134.76	134.76	133.2	134.76	134.76
Total Common Shares Outstanding	134.89	134.76	134.76	133.2	134.76	134.76
Book Value Per Share	15.36	14.33	9.86	12.34	10.88	8.59
Tangible Book Value	2,074	1,932	1,329	1,643	1,467	1,158
Tangible Book Value Per Share	15.36	14.33	9.86	12.34	10.88	8.59

Source: S&P Capital IQ. Banks template. Financial Sources.