GHSE:SCB Ratios and Metrics

Market cap in millions GHS. Fiscal year is January - December.

Millions GHS. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 26, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	5,262	3,099	2,365	2,717	2,736	2,198
Market Cap Growth	189.25%	31.05%	-12.95%	-0.69%	24.47%	-11.36%
Last Close Price	39.05	21.73	14.35	16.48	15.21	11.17
PE Ratio	8.10	4.33	2.89	-	6.28	4.60
PS Ratio	2.89	1.79	1.28	23.62	2.59	2.28
PB Ratio	2.17	1.51	1.28	2.04	1.67	1.50
P/FCF Ratio	88.95	-	1.31	6.75	6.38	10.64
P/OCF Ratio	82.73	-	1.30	6.73	6.31	10.06
Debt / Equity Ratio	0.16	0.21	0.33	0.27	0.29	0.06
Debt / FCF Ratio	6.54	-	0.34	0.88	1.11	0.42
Net Debt / Equity Ratio	-2.47	-4.21	-3.22	-3.30	-1.88	-2.08
Net Debt / FCF Ratio	-101.11	3.70	-3.29	-10.90	-7.22	-14.76
Return on Equity (ROE)	28.93%	36.78%	51.70%	-20.04%	28.10%	36.32%
Return on Assets (ROA)	3.86%	5.09%	6.77%	-2.91%	4.81%	6.11%
Earnings Yield	12.35%	23.11%	34.66%	-10.96%	15.97%	21.76%
FCF Yield	1.12%	-75.42%	76.23%	14.82%	15.68%	9.40%
Dividend Yield	4.71%	7.69%	20.56%	-	12.10%	15.58%
Payout Ratio	34.97%	55.84%	-	-	53.63%	44.29%
Buyback Yield / Dilution	0.09%	-	0.07%	-0.07%	0.26%	-0.26%
Total Shareholder Return	4.79%	7.69%	20.64%	-0.07%	12.36%	15.32%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.