Societe Generale Ghana PLC (GHSE:SOGEGH)

Societe Generale Ghana Balance Sheet

Financials in millions GHS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	2,630	1,708	443.79	731.7	405.51	1,016
Investment Securities	2,271	786.46	1,804	843.89	1,474	548.79
Trading Asset Securities	14.29	10.82	1.74	202.94	143.16	67.9
Total Investments	2,285	797.28	1,805	1,047	1,617	616.68
Gross Loans	-	5,841	4,664	3,635	2,805	2,826
Allowance for Loan Losses	-	-654.57	-541.21	-433.73	-234.15	-209.83
Other Adjustments to Gross Loans	-	-174.72	-134.57	-98.28	-66.35	-53.23
Net Loans	-	5,012	3,988	3,103	2,504	2,563
Property, Plant & Equipment	740.23	759.57	245.15	244.39	255.27	290.75
Other Intangible Assets	153.2	147.36	84.48	58.89	15.01	1.26
Accrued Interest Receivable	-	-	-	0.19	0.09	0.05
Other Receivables	-	40.99	91.26	55.87	25.47	36.99
Restricted Cash	-	1,872	1,688	1,219	558.45	546.46
Other Current Assets	-	6.81	33.63	17.92	15.41	15.11
Long-Term Deferred Tax Assets	171.17	7	112	89.86	27.01	15.31
Other Long-Term Assets	123.76	0.06	0.26	0.25	0.05	0.15
Total Assets	9,919	10,396	8,530	6,596	5,437	5,115
Accrued Expenses	-	152.33	148.78	72.43	132.1	193.25
Interest Bearing Deposits	5,721	1,845	1,469	1,179	1,132	1,191
Non-Interest Bearing Deposits	-	4,406	3,620	3,062	2,261	2,294
Total Deposits	5,721	6,251	5,089	4,241	3,393	3,485
Short-Term Borrowings	-	-	0.06	-	40.51	-
Current Portion of Long-Term Debt	-	176.72	194.48	105.82	140.25	12.76
Current Income Taxes Payable	4.2	54.87	15.35	57.27	21.33	25.75
Other Current Liabilities	983.7	972.45	865.74	494.2	232.6	119.06
Long-Term Debt	345.57	343.42	703.48	536.76	448.62	353.5
Long-Term Deferred Tax Liabilities	174.31	-	-	-	-	-
Total Liabilities	7,228	7,950	7,017	5,507	4,408	4,190
Common Stock	404.25	404.25	404.25	404.25	404.25	404.25
Retained Earnings	1,781	1,536	985.09	560.28	499.83	396.34
Comprehensive Income & Other	505.25	505.25	123.67	124.11	124.49	125.01
Shareholders' Equity	2,691	2,446	1,513	1,089	1,029	925.59
Total Liabilities & Equity	9,919	10,396	8,530	6,596	5,437	5,115
Total Debt	345.57	520.14	898.02	642.59	629.37	366.27
Net Cash (Debt)	2,298	1,198	-452.49	292.06	-80.71	717.16
Net Cash Growth	-2.68%	-	-	-	-	3.75%
Net Cash Per Share	-	1.69	-0.64	0.41	-0.11	1.01
Filing Date Shares Outstanding	-	709.14	709.14	709.14	709.14	709.14
Total Common Shares Outstanding	-	709.14	709.14	709.14	709.14	709.14
Book Value Per Share	-	3.45	2.13	1.54	1.45	1.31
Tangible Book Value	2,538	2,299	1,429	1,030	1,014	924.33
Tangible Book Value Per Share	-	3.24	2.01	1.45	1.43	1.30

Updated Mar 3, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.