Societe Generale Ghana PLC (GHSE:SOGEGH)

Ghana · Delayed Price · Currency is GHS

6.00

0.00 (0.00%)

At close: Aug 10, 2026

Societe Generale Ghana Financials Overview

Financials in millions GHS. Fiscal year is January - December.

Millions GHS. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	1,240	1,390	1,352	1,139	516.84	602.89
Revenue Growth	-15.88%	2.77%	18.77%	120.30%	-14.27%	16.93%
Net Income	280.14	397	551.3	424.8	108.84	184.33
Earnings Per Share	-	0.56	0.78	0.60	0.15	0.26
EPS Growth	-	-27.95%	29.72%	291.51%	-41.14%	19.79%

Revenue by Segment

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Treasury	215.7	52.79	118.95	62.27	53.53
Corporate Banking	657.18	835.04	552.98	210.22	320.4
Retail Banking	516.8	464.45	466.68	244.36	228.96
Total	1,390	1,352	1,139	516.84	602.89

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	3,647	955.9	1,719	445.53	934.64	548.66
Total Debt	290.45	334.35	520.14	898.02	642.59	629.37
Net Cash (Debt)	3,356	621.55	1,198	-452.49	292.06	-80.71
Net Cash Growth	46.02%	-48.14%	-	-	-	-
Net Cash Per Share	-	0.88	1.69	-0.64	0.41	-0.11

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-87.17	286.8	915.54	-769.1	273.67	302.89
Capital Expenditures	-53.42	-45.4	-39.98	-38.04	-35.32	-9.98
Free Cash Flow	-140.59	241.41	875.56	-807.14	238.35	292.91
Free Cash Flow Growth	-	-72.43%	-	-	-18.63%	3.81%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	22.60%	28.57%	40.77%	37.31%	21.06%	30.58%
FCF Margin	-11.34%	17.37%	64.75%	-70.89%	46.12%	48.59%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.240	-	0.340	-	-	0.068
Dividend Per Share Growth	0%	-	-	-	-	-
Dividend Yield	4.00%	-	23.43%	-	-	6.27%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 11, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	15.19	8.02	1.93	2.62	6.52	4.62
Forward PE	-	2.21	2.21	3.27	3.02	4.41
P/FCF Ratio	-	13.19	1.22	-	2.98	2.91
PS Ratio	3.43	2.29	0.79	0.98	1.37	1.41