Societe Generale Ghana Ratios and Metrics

Market cap in millions GHS. Fiscal year is January - December.

Millions GHS. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 26, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	7,375	1,064	1,113	709	851	454
Market Cap Growth	570.97%	-4.46%	57.00%	-16.67%	87.50%	-11.11%
Last Close Price	10.40	1.50	1.57	1.00	1.12	0.55
PE Ratio	11.87	1.93	2.62	6.52	4.62	2.94
PS Ratio	4.85	0.79	0.98	1.37	1.41	0.88
PB Ratio	2.89	0.44	0.74	0.65	0.83	0.49
P/FCF Ratio	158.58	1.22	-	2.98	2.91	1.61
P/OCF Ratio	85.40	1.16	-	2.59	2.81	1.44
Debt / Equity Ratio	0.15	0.21	0.59	0.59	0.61	0.40
Debt / FCF Ratio	7.99	0.59	-	2.70	2.15	1.30
Net Debt / Equity Ratio	-0.87	-0.49	0.30	-0.27	0.08	-0.77
Net Debt / FCF Ratio	-47.96	-1.37	-0.56	-1.23	0.28	-2.54
Return on Equity (ROE)	28.65%	27.85%	32.66%	10.28%	18.87%	17.85%
Return on Assets (ROA)	6.14%	5.83%	5.62%	1.81%	3.49%	3.23%
Earnings Yield	8.42%	51.83%	38.16%	15.35%	21.66%	33.98%
FCF Yield	0.63%	82.31%	-72.50%	33.61%	34.42%	62.17%
Dividend Yield	3.59%	22.67%	-	-	6.06%	-
Payout Ratio	38.81%	-	-	44.46%	43.86%	20.69%
Total Shareholder Return	3.59%	22.67%	-	-	6.06%	-

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.