Ålandsbanken Abp (HEL: ALBBV)

Ålandsbanken Abp Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	2023	2022	2021	2020	2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	296.6	343.43	329.01	900.35	672.26	495.73
Investment Securities	714.3	417.34	737.19	383.64	352.39	322.54
Trading Asset Securities	13	27.26	26.64	13.03	24.62	21.24
Mortgage-Backed Securities	-	484.64	351.14	395.44	469.15	501.12
Total Investments	727.3	929.24	1,115	792.11	846.16	844.89
Gross Loans	3,562	3,889	4,346	4,829	4,404	4,158
Allowance for Loan Losses	-21	-20.17	-20.04	-14.65	-11.88	-12.45
Net Loans	3,541	3,869	4,326	4,814	4,392	4,146
Property, Plant & Equipment	43	36.7	35.54	34.27	32.86	32
Goodwill	-	2.9	2.9	2.9	2.9	2.9
Other Intangible Assets	21	18.03	17.72	20.18	21.49	22.41
Investments in Real Estate	-	0.29	0.3	0.31	0.31	0.33
Accrued Interest Receivable	52	32.62	22.75	20.4	15.08	17.72
Other Receivables	4	95.53	34.97	37.96	39.52	32.79
Other Current Assets	-	5.57	5.48	3.6	4.22	3.9
Long-Term Deferred Tax Assets	6	4.76	6.48	4.78	5.42	5.12
Other Long-Term Assets	91	3.35	1.86	3.77	2.6	4.15
Total Assets	4,782	5,342	5,898	6,635	6,035	5,608
Accounts Payable	-	5.06	4.34	3.39	1.84	3.03
Accrued Expenses	58	28.59	25.73	24.6	21.04	19.56
Interest Bearing Deposits	3,475	931.9	4,182	4,070	3,605	3,368
Non-Interest Bearing Deposits	-	2,663	-	-	-	-
Total Deposits	3,475	3,595	4,182	4,070	3,605	3,368
Short-Term Borrowings	9	105.8	57.79	67.11	73.18	52.45
Current Portion of Long-Term Debt	42	877.4	-	-	545.59	466.8
Current Portion of Leases	-	4.3	3.5	3.09	3.68	3.55
Current Income Taxes Payable	2	3.42	2.71	4.27	5.13	3.25
Accrued Interest Payable	-	14.87	4.42	3.68	4.29	5.03
Other Current Liabilities	-	4.64	5.52	5.93	13.87	9.16
Long-Term Debt	788	281.5	1,224	2,040	1,384	1,343
Long-Term Leases	-	13.5	14.19	13.03	10.17	8.23
Long-Term Unearned Revenue	-	0.61	0.9	0.76	1.37	1.74
Pension & Post-Retirement Benefits	-	3.03	1.12	7.32	13.17	8.79
Long-Term Deferred Tax Liabilities	35	35.18	34.7	34.57	32.23	30.9
Other Long-Term Liabilities	63	33.52	20.24	24.78	28.23	25.75
Total Liabilities	4,472	5,006	5,581	6,303	5,743	5,349
Common Stock	42	42.03	42.03	42.03	42.03	42.03
Additional Paid-In Capital	33	32.74	32.74	32.74	32.74	32.74
Retained Earnings	196	210.44	195.86	196.87	183.72	154.46
Comprehensive Income & Other	39	50.1	46.4	60.27	33.87	29.12
Total Common Equity	310	335.31	317.02	331.91	292.36	258.34
Minority Interest	-	0.02	0.01	0.01	0.01	0.01
Shareholders' Equity	310	335.32	317.04	331.92	292.37	258.36
Total Liabilities & Equity	4,782	5,342	5,898	6,635	6,035	5,608
Total Debt	839	1,282	1,300	2,123	2,016	1,874
Net Cash (Debt)	-501.1	-882.78	-911.73	-1,178	-1,290	-1,332
Net Cash Per Share	-32.57	-57.54	-58.68	-75.54	-82.79	-85.69
Filing Date Shares Outstanding	15.34	15.31	15.25	15.6	15.59	15.55
Total Common Shares Outstanding	15.34	15.31	15.25	15.6	15.59	15.55
Book Value Per Share	20.20	21.90	20.78	21.27	18.76	16.61
Tangible Book Value	289	314.38	296.4	308.82	267.97	233.03
Tangible Book Value Per Share	18.83	20.54	19.43	19.79	17.19	14.98

Source: S&P Capital IQ. Banks template. Financial Sources.