Ålandsbanken Abp (HEL:ALBBV)

Ålandsbanken Abp Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	285.67	343.43	329.01	900.35	672.26
Investment Securities	335.23	417.34	737.19	383.64	352.39
Trading Asset Securities	21.46	27.26	26.64	13.03	24.62
Mortgage-Backed Securities	543.29	484.64	351.14	395.44	469.15
Total Investments	899.98	929.24	1,115	792.11	846.16
Gross Loans	3,593	3,889	4,346	4,829	4,404
Allowance for Loan Losses	-12.5	-20.17	-20.04	-14.65	-11.88
Net Loans	3,580	3,869	4,326	4,814	4,392
Property, Plant & Equipment	45.34	36.7	35.54	34.27	32.86
Goodwill	2.9	2.9	2.9	2.9	2.9
Other Intangible Assets	18.33	18.03	17.72	20.18	21.49
Investments in Real Estate	0.29	0.29	0.3	0.31	0.31
Accrued Interest Receivable	27.85	32.62	22.75	20.4	15.08
Other Receivables	47.71	95.53	34.97	37.96	39.52
Other Current Assets	4.8	5.57	5.48	3.6	4.22
Long-Term Deferred Tax Assets	6.83	4.76	6.48	4.78	5.42
Other Long-Term Assets	4.92	3.35	1.86	3.77	2.6
Total Assets	4,925	5,342	5,898	6,635	6,035
Accounts Payable	5.08	5.06	4.34	3.39	1.84
Accrued Expenses	32.42	28.59	25.73	24.6	21.04
Interest Bearing Deposits	542.51	3,595	4,182	4,070	3,605
Non-Interest Bearing Deposits	2,979	-	-	-	-
Total Deposits	3,521	3,595	4,182	4,070	3,605
Short-Term Borrowings	44.16	105.8	57.79	67.11	73.18
Current Portion of Long-Term Debt	300.28	-	-	-	545.59
Current Portion of Leases	4.7	4.3	3.5	3.09	3.68
Current Income Taxes Payable	2.22	3.42	2.71	4.27	5.13
Accrued Interest Payable	16.52	14.87	4.42	3.68	4.29
Other Current Liabilities	2.01	4.64	5.52	5.93	13.87
Long-Term Debt	580.51	1,159	1,224	2,040	1,384
Long-Term Leases	13.27	13.5	14.19	13.03	10.17
Long-Term Unearned Revenue	1.04	0.61	0.9	0.76	1.37
Pension & Post-Retirement Benefits	2.34	3.03	1.12	7.32	13.17
Long-Term Deferred Tax Liabilities	32.7	35.18	34.7	34.57	32.23
Other Long-Term Liabilities	30.25	33.52	20.24	24.78	28.23
Total Liabilities	4,589	5,006	5,581	6,303	5,743
Common Stock	42.03	42.03	42.03	42.03	42.03
Additional Paid-In Capital	32.74	32.74	32.74	32.74	32.74
Retained Earnings	221.72	210.44	195.86	196.87	183.72
Comprehensive Income & Other	39.46	50.1	46.4	60.27	33.87
Total Common Equity	335.95	335.31	317.02	331.91	292.36
Minority Interest	0.01	0.02	0.01	0.01	0.01
Shareholders' Equity	335.96	335.32	317.04	331.92	292.37
Total Liabilities & Equity	4,925	5,342	5,898	6,635	6,035
Total Debt	942.91	1,282	1,300	2,123	2,016
Net Cash (Debt)	-605.83	-882.78	-911.73	-1,178	-1,290
Net Cash Per Share	-39.27	-57.54	-58.68	-75.54	-82.79
Filing Date Shares Outstanding	15.37	15.31	15.25	15.6	15.59
Total Common Shares Outstanding	15.37	15.31	15.25	15.6	15.59
Book Value Per Share	21.86	21.90	20.78	21.27	18.76
Tangible Book Value	314.72	314.38	296.4	308.82	267.97
Tangible Book Value Per Share	20.48	20.54	19.43	19.79	17.19

Source: S&P Global Market Intelligence. Banks template. Financial Sources.