Tokmanni Group Oyj (HEL:TOKMAN)
Finland flag Finland · Delayed Price · Currency is EUR
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Apr 28, 2026, 6:29 PM EET
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Earnings Call: Q2 2024

Aug 16, 2024

Mika Rautiainen
CEO, Tokmanni Group

Good morning, and thank you for joining Tokmanni Group's first half of 2024 result presentation. My name is Mika Rautiainen, and today, together with me, Tokmanni Group's CFO, Mr. Tapio Arimo, will present the result for the second quarter and the first half of 2024. I will first go through the key points for the second quarter, and Tapio will then give a little bit more light on the financial figures. Then a couple of words regarding the outlook for the rest of the year, and then it's time for questions. This time, we've changed the setup for the questions a little bit, so we ask you to join Teams on the broadcast page. And, when there is the chance for questions, please raise your hand, open your mic, and we'll continue from there.

Thank you very much for your cooperation regarding this. Let's start with the presentation. So tight market and late start of the spring season impacted revenue and EBIT. Tokmanni's store number 377 at the end of June this year. Dollarstore segment, 25% of the total revenue, and Tokmanni segment, 75%. So let's look at the group's key points. Customers were cautious when making purchase decisions. The tight economic situation continued during the second quarter, actually in both countries, in Finland and in Sweden. Number of comparable customer visits decreased in all operating countries, and the biggest effect actually came in April. April was very difficult in Finland, excuse me, and in Sweden due to the late start of the spring season. In Finland, April was...

Yeah, let's put it this way, even worse. We were still having actually a little bit problems with the shelf availability in April due to the happenings in the beginning of the year in Red Sea, and then due to the strikes, four-week strikes, in Finland. So actually, the worst hit due to these two things we took actually in April. And at the same time, a very late start was very difficult for, especially for Tokmanni's segment, but also for Dollarstore in Sweden. Anyway, gross margin was at a good level. Fixed costs remained well under control. And of course, the integration of Tokmanni and Dollarstore is still progressing as planned.

When we look at the key figures for the second quarter, yeah, if I first go through these figures and then a couple of words about it, the revenue grew by 32.5%. That's of course due to Dollarstore bringing well 25% of the revenue to the group. But like-for-like revenue decreased by 2.4%. Comparable gross margin was 36.7%, compared to previous year's 36.1%. And comparable EBIT amounted to EUR 27.9 million, compared with last year's 28.5 million EUR, representing 6.6% of revenue, compared with previous year's 8.9%, so clearly lower. Cash flow from operating activities amounted to EUR 43.9 million, compared with last year's 79.8 million EUR.

Earnings per share diluted was EUR 0.25, compared with previous year's EUR 0.33. So obviously, we're not happy with the results, especially with the revenues. But at the same time, I have to say that Tokmanni Group has been on a, let's say, transition, going through transition period with this integration process. First of all, the Swedish team has been doing an excellent job by establishing a lot of processes and standards to act as a part of a listed company. And at the same time, from Tokmanni segment, the team has been really putting a lot of resources also into the integration and so on.

And obviously, yeah, it's taking a little bit time, but at the same time, I have to say that this is something that we have to do, and I'm pretty sure that we will be also much stronger in future when we get the transition period done. Regarding Tokmanni segment, I already spoke about it. The weak purchasing power continued to affect consumer behavior. Consumers were very price sensitive. Market in Finland was actually quite flat and, of course, tight competition. Lot of price competition, new competitors. So of course, the market is tougher, and obviously we need to take this into consideration when we now prepare to the latter part of the year.

Tokmanni segments revenue decreased by 0.9%, and like-for-like revenue decreased by 2.9%. The biggest effect, as mentioned, came from April. Comparable gross margin was 36.2%, so basically on the same level compared with previous year. Operating expenses were 21.7% of revenue, compared with previous year's 21.1%. Comparable EBIT 8.4% compared with previous year's 9%. So EUR 26.5 million compared with EUR 28.8 million. Inventories, EUR 285.4 million. This is on a normal level. New Tokmanni stores were opened in Söderkulla and Sipoo and in Pälkäne, in Finland.

In Helsinki, we closed one store in Columbus Shopping Center due to the end of the rental contract. In addition, new Click Shoes stores were opened in Kouvola, Tampere, and Lahti. Let's look at the Dollars tore segment. Also in Sweden, market confidence was low. Consumers were also cautious. Also in Sweden, Dollars tore customers basically it's low-income customers, so when the market is very tight and the confidence low, it shows, of course, on the revenue figures. Revenue increased by 2.1%, but like-for-like decreased by 1.1% in local currencies. Comparable gross margin for Dollars tore, 38.3%. Operating expenses, 25.5% of revenue.

Comparable EBIT margin was 2%, and the EBIT was EUR 2.1 million. Value of inventories for Dollarstore, EUR 105.4 million. We opened a new Dollarstore in Linköping in Sweden during the second quarter. And in addition, a new Big Dollar store was opened in Frederikshavn in Denmark. So we've been working very hard with this transition to become a Nordic variety discount leader, Tokmanni and Dollarstore together, and the strategic rationale is still very valid. Dollarstore is the spearhead of our expansion. We need to establish these certain processes and standards to be able to really take the next step with company's development. There are potential new markets.

We will have 5 new openings in 2024, so during the rest of this year. Actually, 3 new openings in Sweden and 2 new openings in Denmark. And actually, in Finland, we will open 3 more, 3 new Tokmanni stores also during the rest of this year. So it will be very active second half of 2024 for Tokmanni Group altogether. And in addition to Dollarstore expansion, we focus on developing the concept, for example, by expanding the product assortment, especially with Tokmanni private labels, which is... which will be in a key role during the coming months, now during this year.

The first private label products were sold during the summer season, some outdoor furniture, joint buying with Parco private label. And of course, when it comes to the fall season, and especially Christmas season, we have a lot of common assortment in Finland and in Sweden. Achieved synergies 9.9 million EUR on annual basis at the end of June, so this shows that the run rate is very good. Of course, the results will come as soon as we start selling the joint buying products or products which have been bought jointly. And of course, we'll continue the good work of combining purchases at the group level.

Yes, our goal is to attract new customer groups to Dollarstore and strengthen the offering for current customers with new assortment, with new products, and so on. At the moment, it looks very good, especially when it comes to the start of the fall season. Then it's time for Tokmanni Group, Tokmanni Group's key figures. Tapio, please join and take over, shedding some light on the key figures, please.

Tapio Arimo
CFO, Tokmanni Group

All right. Thank you, Mika, and good morning on my behalf as well. So let's dig a little bit deeper into the figures. In the second quarter, Tokmanni Group's revenue grew by 32.5%, obviously driven by the Dollarstore acquisition, and totaled EUR 422.5 million. Our like-for-like revenue decreased by 2.4 percentage points, and that was driven by a quite tough market, combined with the few unfortunate things that Mika mentioned, like the strikes and the Red Sea situation. In the second quarter then, the Tokmanni segment's revenue decreased by 0.9%, and obviously that was compared with a very strong quarter in the previous year, where we grew 4 percentage points. The sales totaled EUR 316.1 million.

Our online sales also decreased slightly by 6.4%, and accounted for approximately 1.6% of Tokmanni segment's revenue. Our B2B sales increased by 2.2% and accounted for 3.2% of Tokmanni segment's revenue. Dollarstore revenue grew by 2.1%, as measured in local currencies during the second quarter, and the total sales amounted to EUR 106.6 million. Looking at our sales mix, still the grocery business was performing better than the non-grocery business during the second quarter. Tokmanni's share of revenue was 52.9% in groceries, and Dollarstore's share of grocery revenue was 56.1%.

Then looking at our comparable gross profit, so the gross profit in the second quarter, EUR 155.2 million, and the comparable gross margin was 36.7%, which grew 0.6 percentage points from the previous year. And overall, the gross profit obviously also impacted by the addition of the Dollarstore segment into the group. And regarding Tokmanni segment, also the gross profit margin was steady during the second quarter. Actually, a slight increase of 0.1 percentage points to 36.2%, while Dollarstore segment's comparable gross margin was 38.3%. Our own managed product labels and direct import. So as you can see from the graph, Tokmanni's share of sales of own managed product labels, fairly constant. A slight decrease from last year, but an increase from two years ago at 36 point...

or 32.6 percentage points. And Dollarstore, at the moment, is very low, at 4.9 percentage points. But as Mika pointed out, we have very solid plans to increase that share as we roll out Tokmanni's private labels into the Dollarstore assortment over the next coming quarters. And Tokmanni's direct import was 25.9% during the second quarter. And then looking at our comparable operating expenses, so Tokmanni Group's comparable operating expenses total 22.8% of sales, or EUR 96.4 million. And again, the increase driven by the Dollarstore addition to the group. And also in the Tokmanni segment, the share of operating expense relative to revenue increased slightly from 21.2 to 21.7 percentage points, and totaled EUR 68.4 million.

The Dollarstore segment's comparable operating expense as a percentage of sales was 25.5 percentage points, and totaled EUR 27.2 million in the second quarter. Looking at our comparable EBIT, so our group's total comparable EBIT was EUR 27.9 million, a slight decrease from the previous year's EUR 28.5 million. And our comparable operating margin was 6.6 percentage points, a decrease from the previous year of 8.9 percentage points. And this was really driven by the increase in operating expenses, as well as the, let's say, relatively slow or flat sales during the quarter. And group functions eliminations also increased to EUR 0.8 million during the quarter from the previous EUR 0.3 million, and that's again driven by the Dollarstore acquisition.

Tokmanni segment's EBIT, EUR 26.5 million in the second quarter compared to EUR 28.8 million a year ago. Dollarstore segment's comparable EBIT in the second quarter was EUR 2.1 million. Our inventories remained well under control. At the end of the second quarter, our total inventory value was EUR 390.9 million, an increase of about EUR 99 million, and again, that was driven by the Dollarstore acquisition. The Tokmanni segment's inventories actually declined slightly from a year ago and were at EUR 285.4 million. The value of Dollarstore inventory in Sweden and Denmark at the end of the second quarter was EUR 105.4 million.

Our financing position remains stable, so total interest-bearing debt at the end of the quarter, EUR 838.1 million, as compared to a year ago, EUR 461.9 million. And again, that was driven by the increase in both bank loans, as we funded the Dollarstore acquisition with bank loans, and also the increase in the IFRS 16 lease liabilities, which totaled EUR 574.2 million at the end of Q2. Our net debt to comparable EBITDA obviously also increased from a year ago, driven by the increase in net debt, and the ratio, including the IFRS 16 lease liabilities, was 3.8, and excluding the IFRS 16 liabilities was 2.4.

Total net debt, excluding IFRS liabilities at the end of quarter two was EUR 250 million, an increase of approximately EUR 130 million from a year ago. Then to our cash flow from operating activities. So January, June, the total cash flow from operating activities was around EUR 4 million, and the cash flow in Q2 was about EUR 43.9 million. And there, let's say, the most impact during both the first half and the second quarter was the change in the inventories compared to the comparison period, where the inventories declined significantly, and, and this year they have been fairly stable.

Our capital expenditure is on a good level, so our total for the second quarter, EUR 12.8 million, and out of that, 10.5 due to Tokmanni segment and EUR 2.3 million related to Dollarstore segment. The CapEx is mainly related to store network expansion, development and maintenance of the store network, and development of digital services. Then I'll invite Mika back to present the outlook for the group.

Mika Rautiainen
CEO, Tokmanni Group

Thank you, Tapio, and please don't go too far because right after the couple of words regarding the outlook, we'll go to the questions. But anyway, about the outlook, luckily enough, during the last days and the last weeks, there have been some good news for our customers. First of all, the interest rate is coming down or has come down a little bit in Finland, and it's also expected to come down also in Sweden. And at the same time, the inflation in Finland, we're already on the almost like zero level, so that's good news for our customers and for the buying power, also the consumer confidence, so to speak.

Unfortunately, there will be a hit in 2 weeks' time in Finland due to the increase of the VAT of 1.5 percentage points. We estimate that this will have an impact on the consumer confidence and a little bit like shopping behavior, the shopping sentiment, at least for a short period, like September, October. That's due to the fact that, obviously in the media, there will be a lot of probably talk about the increase and so on. But later on, obviously, we expect that to be... Well, the effect will be going away, but for the first, maybe 1-2 months, there will be an impact regarding this. Anyway, we expect the revenue to be...

for Tokmanni Group to be in the range of EUR 1.65 billion-EUR 1.73 billion. And at the same time, we expect the Tokmanni Group's comparable EBIT to be in the range of EUR 98 million-EUR 118 million. So that's about the outlook, and now it's time for questions. So we ask you to join Teams on the broadcast page, and please raise your hand and open the microphone. And if I see correct from here, and Tapio, correct me if I'm wrong, but it's Arttu Heikura as a first, first one. So please Arttu, open your mic and ask your questions please.

Arttu Heikura
Analyst, Inderes

Hello, it's Arttu Heikura from Inderes. Firstly, could you elaborate more deeply the assumptions behind the lowered guidance? I mean, preferably, segment by segment.

Mika Rautiainen
CEO, Tokmanni Group

Would you like to, Tapio?

Tapio Arimo
CFO, Tokmanni Group

Yeah, so obviously both of our operating segments have faced a tough economic climate in the first half, and we expect that to continue in the second half as well. Obviously, like Mika said, in the last few days, there's been a little bit good news, but at the same time, the unemployment rate in both Finland and Sweden are unfortunately increasing, so that will also dampen those consumers' consumer spending who suffer from that. So it is, let's say, a similar picture at the moment for both segments in the sense that we do not see a very good recovery in the second half, unfortunately. Hopefully, of course, we all hope that things will get better sooner than later.

Arttu Heikura
Analyst, Inderes

Okay. Okay. I had some technical issues at the start of the session, so you might already, you know, answered this question, but, Dollarstore's comparable customer visits were down by 4%, so what were the main drivers behind lost customers?

Mika Rautiainen
CEO, Tokmanni Group

Well, Dollarstore is a little bit of a victim in this transition period. Obviously, as mentioned, there will be new products, new assortment. There will be, like, Tokmanni private labels, but at the same time, Dollarstore needs to get rid of some of the old assortment and so on. So they're actually in a little bit in the middle of the phases, basically, where they cannot really take the new products so much or haven't been able to take the new products so much in yet, and at the same time, they need to get rid of the old product. So of course it shows to the customer that there is, like, a transition period going on.

Now already I think it's already in September when there will be quite a lot of Tokmanni new for Dollarstore new private Tokmanni private labels in the assortment, that it's like starting to change the setup a little bit. But unfortunately during the second quarter especially Dollarstore was a little bit in between the two phases.

Arttu Heikura
Analyst, Inderes

So this is a phase which should fade away?

Mika Rautiainen
CEO, Tokmanni Group

Yeah.

Tapio Arimo
CFO, Tokmanni Group

We have high ambitions for the segment, and I think it's also fair to note that the core consumer of the Dollarstore is one that has quite little money to spend. And

Mika Rautiainen
CEO, Tokmanni Group

Yeah

Tapio Arimo
CFO, Tokmanni Group

... unfortunately, those have been impacted the most by this sort of a tough economic climate. So in Finland, you know, I think every single Finn has visited a Tokmanni store. In Sweden, it is a little bit different, so the core customer in Dollarstore is typically one with a very low income. So they are unfortunately impacted a bit more by the economic downturn.

Arttu Heikura
Analyst, Inderes

Okay. You said that the VAT increase in Finland will impact the growth potential, but at the same time you said that you are going to focus on increasing your customer visits and revenue. So does this imply that you are putting more aggressive price campaigns in the H2?

Mika Rautiainen
CEO, Tokmanni Group

Absolutely. We're not satisfied with the Tokmanni sales in Finland, so yes, we will be much more aggressive also during the second half of the year.

Arttu Heikura
Analyst, Inderes

Okay. And then about Dollarstore's gross margin, so could you elaborate, was it increasing or decreasing from the last year?

Tapio Arimo
CFO, Tokmanni Group

Well, it's a... Again, we don't have the exact comparison figures, but I would say it hasn't been increasing at least. So it's... I would estimate it to be flat to slightly down the percentage point.

Mika Rautiainen
CEO, Tokmanni Group

So-

Tapio Arimo
CFO, Tokmanni Group

We don't have the IFRS figures-

Mika Rautiainen
CEO, Tokmanni Group

Exactly

Tapio Arimo
CFO, Tokmanni Group

... so-

Mika Rautiainen
CEO, Tokmanni Group

It, the second quarter figures from last year, they are not converted to IFRS, so they're not really, like, comparable. But as Tapio said, slight, slightly-

Tapio Arimo
CFO, Tokmanni Group

If we would have the figures, they would probably be flat to slightly down.

Mika Rautiainen
CEO, Tokmanni Group

Exactly. And that's due to.

Arttu Heikura
Analyst, Inderes

Okay

Mika Rautiainen
CEO, Tokmanni Group

- also getting rid of the old assortment.

Arttu Heikura
Analyst, Inderes

Yeah. Yeah, sure. And then lastly, how do you see how the Q3 has started? And do you see possible that given the VAT increase in September, you could see some pickup in sales in August, and then, you know, sales decrease in the latter part of the quarter?

Mika Rautiainen
CEO, Tokmanni Group

Well, August as a month is it's, it's basically, it's... Well, right after, after the summer holidays, so, no, we don't expect, August to be like, like so that the customers would think like, "Okay, let's now do all the buyings, all the shopping in August, and then, quit this, in September." Obviously, we will be very aggressive also in September to make sure that we get the customers in. But I... It's, it's still we're talking about for both, especially, well, for both companies, but in this case, for Tokmanni, we're talking about groceries. So, customers usually don't do, like, grocery shopping for month ahead or something like this. So, no, we don't, expect there to be like a peak in August for that purpose, and then coming down, in September.

Our aim is to prove to customers that they can still trust our price level also in September.

Arttu Heikura
Analyst, Inderes

Okay.

Mika Rautiainen
CEO, Tokmanni Group

Okay.

Arttu Heikura
Analyst, Inderes

Thank you, and good luck for the latter part of the year.

Mika Rautiainen
CEO, Tokmanni Group

Thank you very much, Arttu. If I see correct, the next one is Maria. Maria, please go ahead.

Maria Wikström
Senior Equity Analyst, SEB

Yes, thank you. This is Maria from SEB, and Arttu asked quite a few of my questions, but I still have a few left. So, I wanted to touch a bit on the balance sheet as you are currently a bit above your own targets on the net debt, yeah, EBITDA, excluding the IFRS. So what is your plans to get back to the levels which is below this 2.25?

Tapio Arimo
CFO, Tokmanni Group

So our target is to be at the end of the year below the 2, so I would say that we are clearly on a path to get there. So we have a fairly cyclical business, and typically at the end of the Christmas season, we have the most, let's say, or least debt. So we've sold the Christmas sales and gotten all the money in from that at the end of the year. So we're not, in that sense, outside of our target in by any means. So we're very comfortable with the current debt position.

Maria Wikström
Senior Equity Analyst, SEB

Thank you. Then, the second question is, I mean, you hosted the Capital Markets Day in May, when we already knew that, I mean, the April sales was weak, I mean, given the very slow start of the season. I think you were quite ambitious on the targets, adjusted EBIT EUR 150 million. I think that's the run rate when we come out of 2025. So please just specify, I mean, is that actually the p- for the year 2026, or how do you see the EUR 150 million?

Then, given your lowered guidance that in 2024 your adjusted EBIT is going to be EUR 110-EUR 130, so do you think that still would be reachable within your strategy period?

Mika Rautiainen
CEO, Tokmanni Group

That was a lot of questions, but let's start from actually the first fact. You mentioned that we had the CMD in May. I think it was-

Tapio Arimo
CFO, Tokmanni Group

February

Mika Rautiainen
CEO, Tokmanni Group

... At least we were keeping the CMD in February.

Maria Wikström
Senior Equity Analyst, SEB

Oh, sorry, that-

Mika Rautiainen
CEO, Tokmanni Group

Yeah. Hopefully, we were in the same CMD.

Maria Wikström
Senior Equity Analyst, SEB

But I guess the EUR 150 million was still the new long term or the long-term target that was mentioned in the CMD.

Tapio Arimo
CFO, Tokmanni Group

Yes.

Mika Rautiainen
CEO, Tokmanni Group

Yes, yes, and we're still having that as a target. At the moment, it's a lot of work together with Tokmanni and Dollar Store. Yeah, we have a lot to do with basically all areas. We will all the time, we will be working more, more efficiently together with all areas. And obviously, this is like the transition period, as mentioned several times. Yes, of course, we will. We are thinking that in by the end of this year, we will be already on a very, let's say, much better position to compete with in the market together with Dollar Store and Big Dollar and Tokmanni.

Yes, we will have it, the EUR 150 million as our target for 2025.

Maria Wikström
Senior Equity Analyst, SEB

Is that the run rate when you come out of 2025, or should that be the EBIT for the year 2025? How should we read it?

Tapio Arimo
CFO, Tokmanni Group

... That's the target EBIT for 2025, as we've said, so, but again, that's a strategic target, so-

Mika Rautiainen
CEO, Tokmanni Group

Yeah

Tapio Arimo
CFO, Tokmanni Group

... it's a little bit different than what the guidance is.

Mika Rautiainen
CEO, Tokmanni Group

Probably we're not giving guidance for 2025 yet.

Tapio Arimo
CFO, Tokmanni Group

No, not yet. So we will give the guidance in due course then-

Mika Rautiainen
CEO, Tokmanni Group

Mm

Tapio Arimo
CFO, Tokmanni Group

... for 2025. But it's a strategic-

Maria Wikström
Senior Equity Analyst, SEB

And then-

Tapio Arimo
CFO, Tokmanni Group

... target, and we stick to that strategic target, of course.

Maria Wikström
Senior Equity Analyst, SEB

Okay. And then my final question is if you can a little bit highlight the Big Dollar performance in Denmark that where the like-for-like as well as traffic, comparable traffic, is that similar to what we see in Sweden or is Denmark isolated from this soft performance?

Mika Rautiainen
CEO, Tokmanni Group

Well, in Denmark, obviously, because it's not that many stores, so they have a little bit different market situations, but it's in a way typical, in that sense, that some of the stores are doing very well. Some of them are having some issues with with a lot of things. But basically, excuse me, we see this Danish market very tempting, and we will be investing in the Danish market as well. I mean, 2 more openings this year. I think that we informed already about 8, altogether, 8 new openings in Denmark by the end of next year. So yes, we will be very active.

Obviously, if you look at the market itself with five stores, it's a little bit difficult when it comes to marketing and things like this. But according to their performance, we stick to the plan, adding a lot new stores in Denmark. And we really look forward to having like a real Big Dollar chain in Denmark.

Tapio Arimo
CFO, Tokmanni Group

Like, it's a little bit different market because there's not so much history having discount retailers in Denmark, so-

Mika Rautiainen
CEO, Tokmanni Group

Exactly, yeah

Tapio Arimo
CFO, Tokmanni Group

... it is a little bit more consumer education work in Denmark than maybe Finland and Sweden, where the discount retailer is a fairly known concept for decades.

Mika Rautiainen
CEO, Tokmanni Group

Exactly.

Maria Wikström
Senior Equity Analyst, SEB

Thank you very much.

Mika Rautiainen
CEO, Tokmanni Group

Thank you, Maria. Next question comes from a phone number-

Tapio Arimo
CFO, Tokmanni Group

UK

Mika Rautiainen
CEO, Tokmanni Group

... from U.K., I guess. So please go ahead.

Speaker 7

Hi, I believe it's me, Mika, from BNP Markets. Can you hear me?

Mika Rautiainen
CEO, Tokmanni Group

Yes, we can.

Speaker 7

Excellent. Sorry, apologies. I might have missed something, due to the Teams not working well. But I would start with the question that your H1 clean EBIT was clearly down despite consolidation of Dollarstore figures, but now your 2024 guidance midpoint anticipates a clear improvement year-over-year, while the outlook is not particularly great, further negatively impacted by the VAT increase in Finland, effective from September onwards, and presumably the drag from increased shipping costs is set to continue. So what makes you confident that you're able to increase profits in the second half to the extent that your base scenario of EUR 108 million in adjusted EBIT will be met, not even mentioning the upper end of your guidance?

Mika Rautiainen
CEO, Tokmanni Group

Well, yes, you're absolutely right, right, with the customer sentiment regarding the VAT increase. Now, well, doing the non-food purchases, the buying and sourcing, that's actually a... It's a long process, so basically at the moment, we're finalizing the deals for next year, 2025 summer products. So actually, now in the end of August, both companies, Tokmanni and Dollarstore, we will be getting the new products, the new joint buying products. And we have quite a lot of believe in this setup because now we are able to start collecting the synergies like for real from the joint buys. And obviously, we think that, first of all, our buying price level will be...

or it's very good due to the increased volumes. So we're able to also compete with the prices when it comes to the market, and that's what we're gonna do. So that's why we are believing that the rest of the year will look slightly better compared with the first half. But especially with Dollarstore, Dollarstore is definitely wanting the new products in their assortment, and luckily enough, they will be also getting. At the same time, Tokmanni will launch a couple of new assortments or product groups. So yes, it's gonna be very interesting.

Speaker 7

... Okay, thank you. And then secondly, so Dollar Store like-for-like visits continued to decline, although you noted earlier that you actually saw some positive signs for better trading conditions in Sweden. So of course, I understand April was difficult due to the late spring, but can you open up if Dollar Store like-for-like visits were also negative in May and June?

Tapio Arimo
CFO, Tokmanni Group

No, we don't, unfortunately, give that level of detail out. I think the sort of quarterly level is fine.

Mika Rautiainen
CEO, Tokmanni Group

Yes. But also with Dollarstore and the Swedish market, if we have understood correct the Swedish numbers, April was quite difficult month for retailers in Sweden.

Speaker 7

Okay, thank you. And then finally, so on the increase in VAT, how do you expect this to impact your competition? What I'm interested in is: do you believe that you have disadvantaged against some of the other players in the market due to this?

Mika Rautiainen
CEO, Tokmanni Group

Sorry, Mika, did you say disadvantage?

Speaker 7

Yeah. Yes.

Mika Rautiainen
CEO, Tokmanni Group

No. I'm not sure whether I'm understanding the question correct, but-

Tapio Arimo
CFO, Tokmanni Group

Yeah, I mean, it's the same-

Mika Rautiainen
CEO, Tokmanni Group

It's the same story for-

Tapio Arimo
CFO, Tokmanni Group

hassle, hassle for everyone.

Mika Rautiainen
CEO, Tokmanni Group

Yeah, for everyone.

Tapio Arimo
CFO, Tokmanni Group

Of course, if you only sell-

Speaker 7

Okay, okay

Tapio Arimo
CFO, Tokmanni Group

... a few different line items, it's less of a hassle. And of course, we have a very wide selection, but so do many of our competitors, so, I-

Speaker 7

Okay. Okay

Tapio Arimo
CFO, Tokmanni Group

... I think the competitive situation will not dramatically change because of the increase in VAT, if that's what you mean. I think it won't impact the competitive-

Speaker 7

Yeah, thank you.

Tapio Arimo
CFO, Tokmanni Group

... situation as such.

Mika Rautiainen
CEO, Tokmanni Group

Okay.

Speaker 7

That's all from my side.

Mika Rautiainen
CEO, Tokmanni Group

Thank you very much. The next one is, Kalle Loikkanen. Please, Kalle, go ahead.

Kalle Loikkanen
Senior Equity Analyst, Danske Bank

Good morning, and thank you. It's Kalle Loikkanen from Danske Bank. I have a few questions. Starting off with Dollar Store. Dollar Store has been with you now for roughly one year, or pretty exactly one year. I was wondering that, has the financial performance been in line with what you expected, when you did the acquisition? Or has it been, you know, better or a bit weaker than you had anticipated?

Mika Rautiainen
CEO, Tokmanni Group

Well, I think it's almost according to the plan. Maybe the transition period with getting rid of the old assortment and expecting the new assortment to come, and so maybe... I mean, the effect on the sales, that's probably something that we didn't, we actually didn't think that it would be this tight market for Dollarstore. But now it's actually quite understandable when we look at the situation. But this, of course, was something that was quite difficult to estimate when making the deal that, you know, like, when we will do this kind of transition, it will have an effect on the sales and on the stores.

Tapio Arimo
CFO, Tokmanni Group

Yeah, I-

Kalle Loikkanen
Senior Equity Analyst, Danske Bank

Yeah

Tapio Arimo
CFO, Tokmanni Group

... I think, Mika, you're absolutely right, that of course, the market situation impacts the expectations. And similarly, in Finland, of course, the market has impacted-

Mika Rautiainen
CEO, Tokmanni Group

Yeah

Tapio Arimo
CFO, Tokmanni Group

... our performance, so. But I think for the acquisition, I would say we have to look a couple of years ahead and look at the situation where we are in maybe two years' time. And I think that's the right time then to really analyze the performance, because by then we have gotten the synergies out, and hopefully the assortment is there, what we want it to be, and so on, so.

Mika Rautiainen
CEO, Tokmanni Group

Thank you. That's a very good answer.

Kalle Loikkanen
Senior Equity Analyst, Danske Bank

Yeah.

Mika Rautiainen
CEO, Tokmanni Group

Yeah.

Kalle Loikkanen
Senior Equity Analyst, Danske Bank

Thank you. That makes a lot of sense. And then regarding the assortment or the changes in assortment in Dollarstore, can you elaborate a bit on how big changes you are doing? Are you kind of completely revamping the assortment? Are you replacing, you know, 20% of the assortment? Or how... Could you, you know, open up a bit what you are exactly doing and how the assortment will actually change?

Mika Rautiainen
CEO, Tokmanni Group

Not a total change with the assortment. There will obviously be like a local assortment, a local product, Swedish products for Swedish customers, that's for sure. But the change will be... Dollarstore has been using quite a lot of middlemen with the buyings. And now we're, since Tokmanni has like this direct imports through our channels in Far East countries, so we're basically skipping the middlemen especially in the non-food products, and then taking the Tokmanni assortment directly through direct imports. So that's it. But when it goes towards groceries, like candies, soft drinks, yeah, in the...

Actually, in candies, we already have some same suppliers, or we've combined the suppliers as in some of the areas, but it's still a little bit slightly different market in Sweden. Soft drink, it's very much different. Coca-Cola and Pepsis and things like this of are of course the same, but otherwise it's a little bit different. Snacks, they are different. So, we go basically through every product category, but at the same time it's extremely important to take to the local consumers to consideration. So we will definitely Dollarstore won't be full of only Tokmanni private labels. It will have a lot of Swedish products as well.

Kalle Loikkanen
Senior Equity Analyst, Danske Bank

Okay. Okay, nice.

Mika Rautiainen
CEO, Tokmanni Group

But there are no percentages or anything, and that's actually the percentages will be like based on the customer behavior, like how they will start shopping, for example-

Kalle Loikkanen
Senior Equity Analyst, Danske Bank

Sure, sure

Mika Rautiainen
CEO, Tokmanni Group

... Tokmanni products.

Kalle Loikkanen
Senior Equity Analyst, Danske Bank

More like fine-tuning the assortment rather than completely changing it.

Mika Rautiainen
CEO, Tokmanni Group

In some areas, I think that it's like... Now it's still August and sun is still shining, but we're getting ready for the fall season. So for example, if I pick up one product group, candles, which is very big in both Tokmanni and Dollarstore, so we will have like a joint assortment with candles. So that's one example. It's gonna be like almost fully 100% the same.

Kalle Loikkanen
Senior Equity Analyst, Danske Bank

Yeah, sure. That makes a lot of sense. And then, finally on Finland. You mentioned earlier in the call that you will be a bit more aggressive on pricing in Finland in the second half. Does this mean that the gross margin in H2 should be lower than in H2 2023 in Finland? Or will you get the benefits from this joint sourcing that you also mentioned earlier? How do you think about kind of the margin versus the price competition?

Mika Rautiainen
CEO, Tokmanni Group

Well, I think that the performance in Finland with gross margin has been actually quite okay.

Kalle Loikkanen
Senior Equity Analyst, Danske Bank

Mm-hmm.

Mika Rautiainen
CEO, Tokmanni Group

So, yeah, obviously we have quite some plans due to a slight change due to the VAT increase for the market. But I wouldn't like to start opening that up in this situation, because basically it's gonna be a lot of competition. There will be quite a lot of changes. I could imagine that a lot of retailers are thinking quite a lot at the moment, the VAT increase in Finland, like what to do with that, and we are very much alert with that. So we'll act according to the market, and we'll see, we...

See about that, but for sure it will be more aggressive, first of all, due to the fact that we still want to prove our customers that it's worthwhile coming to Tokmanni to do the shopping with the very competitive prices. But I actually wouldn't be able to estimate the exact figures regarding the gross margin. Tapio might be able to do that.

Tapio Arimo
CFO, Tokmanni Group

Yeah, of course. I mean, it's very hard to predict in advance because obviously, we are in a very dynamic industry, and to some extent, every day we, let's say, review the competition, and sometimes we are the ones acting, and sometimes we are then reacting. So I would say it's impossible to predict exactly what the gross margin will be in the next six months, but I would say we target at least, let's say, similar levels than last year as a percentage. Where we end up then is another question, but from a target-

Mika Rautiainen
CEO, Tokmanni Group

Yeah

Tapio Arimo
CFO, Tokmanni Group

... point of view.

Kalle Loikkanen
Senior Equity Analyst, Danske Bank

Yeah

Tapio Arimo
CFO, Tokmanni Group

... not, we're not expecting big, big changes to the gross margin percentage.

Kalle Loikkanen
Senior Equity Analyst, Danske Bank

Okay.

Mika Rautiainen
CEO, Tokmanni Group

Okay.

Kalle Loikkanen
Senior Equity Analyst, Danske Bank

Okay, that's, that's very helpful. That's all for me. Thank you. Thank you very much.

Mika Rautiainen
CEO, Tokmanni Group

Thank you, Kalle. And the next one is, Svante Krokfors. So Svante, ...

Svante Krokfors
Director of Research, Nordea

Thank you, Mika. Thank you. Thank you, Mika and Tapio, for the presentation. I hope you can hear me.

Tapio Arimo
CFO, Tokmanni Group

We hear you fine.

Svante Krokfors
Director of Research, Nordea

Excellent.

Mika Rautiainen
CEO, Tokmanni Group

Yeah.

Svante Krokfors
Director of Research, Nordea

Couple of questions left. First one, you mentioned that Dollarstore is a bit in between products. And, is it... Has it been more a revenue issue, or a margin issue, or both? And, is there... Will you need to lower the prices for Dollarstore also in H2, in order to clear out the situation?

Mika Rautiainen
CEO, Tokmanni Group

Well, first of all, it has been the both. It, it's, the hit is in, in, in, in revenues and in, in, in margins a little bit. First of all, we, the... It's, it's the first time, I think, in, in Dollarstore history when they've had like a summer sale to, to get rid of the old, assortment and so on. So yes, yes, that there was at least, a little bit, lower, gross margin. And then when you get rid of the products, then there will be like a little bit less products and so on. So, less, less products to, to be sold. So yes, the, the, the, I, I take it as, you know, like it has been an effect for, for both revenues and gross margin.

At least, I mean, with the first time summer sale, obviously it's something to do with that. Personally, I mean, I don't know enough yet. I don't know the Swedish customers well enough yet, but I would say that it's gonna be extremely interesting for Dollarstore to introduce the new private label ranges, which are coming from Tokmanni. They will be completely new products, completely new ranges, completely new price level, quality level, with Dollarstore private labels. Sorry, with Tokmanni private labels, Dollarstore can even give, like, a two-year guarantees, something that they haven't ever done before, things like this.

So, obviously, the price level in Sweden has to be competitive with Swedish competitors, but I think that it's... The setup is very good already to start with from the beginning. It looks very promising. For example, we'll just take it as an example, this Parco outdoor furniture for summer season. It was very, very competitive price. It was a joint buying from both for Tokmanni and Dollarstore. It was very competitive price, very well sold product. So, I think that for the new assortment for Dollarstore, it's not absolutely the most aggressive price level. It's more about the offer, the quality offer and the good products.

Of course, with a good price, but it's not that they need to start somehow very aggressive operations with this. I hope I was able to share a little bit light with that.

Svante Krokfors
Director of Research, Nordea

Yes, thank you, Mika. That was very, very helpful. Then, regarding logistics and sourcing, could you open up a bit how your sourcing for the important Q4 period has developed, and what should we expect?

Mika Rautiainen
CEO, Tokmanni Group

If I understood your question right, yeah, first of all, when it comes to logistics, due to all this, Red Sea issues and, during the beginning of the summer, there was a big lack of containers all around the world. So we've first of all, we decided to invite all the, for example, already next year products to Finland and Sweden a little bit earlier, already during this year, to make sure that we have the products in time. Some very unpleasant experiences from this year. And the second thing is that obviously we're really looking forward to, for example, the fourth quarter of this year, because as I mentioned earlier, it takes quite a lot of time to...

When you do the joint buying to have the products in all the stores. So now after almost 13 months, and actually, well, 13 months together with Dollarstore and Tokmanni, so actually all the products, for example, the Christmas products, are. Well, they're not 100% same assortment, but a lot of all of the Christmas season products are exactly the same. So when we have been doing these purchases, obviously we have negotiated with much bigger volumes, and Dollarstore is skipping the middleman. So yes, we have very high expectations regarding this. We are very competitive with our buying prices, and I would say that Dollarstore is very competitive with their selling prices.

But Christmas will be like the first time, first season with, let's say, the joint buys, as a real season. Last year, after the summer season, we didn't have time to combine this year's, like, spring, summer season products. But Christmas, that's the real first time.

Svante Krokfors
Director of Research, Nordea

Thank you, and the last question regarding competition. I don't know if you want to specifically comment on your, your competitors, but, but, correct me if I'm, I'm wrong. It seems like, like Normal is squeezing you both when it comes to assortment and, and locations. I don't know if you want to comment that, and, and, do you have any comments on, on the larger players, like, like S Group?

Mika Rautiainen
CEO, Tokmanni Group

No, first of all, we don't, we don't want to comment competitors. The competition is hard. As mentioned, the market has been flat. And then, of course, it's a tough competition, and, and yes, we definitely, we have to improve our performance with... in this market, and I think that we're quite well capable in doing that. Now, some of some of the competitors are located in shopping malls, in city centers, and so on. We're not that much in shopping malls, in city centers. Yes, we do have some of some of them, but, but the major part of our store network is outside city centers and outside shopping malls. But yes, it's always competition, and we have very good competitors.

They're obviously, in flat market, they're also trying to do their best, to gain market share. That's how it is. And, if you look at our first half, figures, yes, we need to improve, and we have the actions in place.

Svante Krokfors
Director of Research, Nordea

Thank you very much. That's all from me.

Mika Rautiainen
CEO, Tokmanni Group

Thank you, Svante, and if I see correct, there are no more questions. Correct? So thank you very much, and see you on our third quarter result presentation. Thank you.

Svante Krokfors
Director of Research, Nordea

Thank you.

Mika Rautiainen
CEO, Tokmanni Group

Have a nice weekend.

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