Viafin Service Oyj (HEL:VIAFIN)

Viafin Service Oyj Statistics

Total Valuation

HEL:VIAFIN has a market cap or net worth of EUR 68.98 million. The enterprise value is 67.88 million.

Market Cap	68.98M
Enterprise Value	67.88M

Important Dates

The next estimated earnings date is Tuesday, November 4, 2025.

Earnings Date	Nov 4, 2025
Ex-Dividend Date	Apr 30, 2025

Share Statistics

HEL:VIAFIN has 3.48 million shares outstanding. The number of shares has decreased by -1.12% in one year.

Current Share Class	3.48M
Shares Outstanding	3.48M
Shares Change (YoY)	-1.12%
Shares Change (QoQ)	-0.28%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	3.71%
Float	n/a

Valuation Ratios

The trailing PE ratio is 14.68.

PE Ratio	14.68
Forward PE	n/a
PS Ratio	0.69
PB Ratio	2.84
P/TBV Ratio	11.43
P/FCF Ratio	14.30
P/OCF Ratio	11.94
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.42, with an EV/FCF ratio of 14.07.

EV / Earnings	14.43
EV / Sales	0.68
EV / EBITDA	8.42
EV / EBIT	10.82
EV / FCF	14.07

Financial Position

The company has a current ratio of 1.14, with a Debt / Equity ratio of 0.12.

Current Ratio	1.14
Quick Ratio	1.04
Debt / Equity	0.12
Debt / EBITDA	0.35
Debt / FCF	0.59
Interest Coverage	49.01

Financial Efficiency

Return on equity (ROE) is 20.81% and return on invested capital (ROIC) is 14.84%.

Return on Equity (ROE)	20.81%
Return on Assets (ROA)	7.40%
Return on Invested Capital (ROIC)	14.84%
Return on Capital Employed (ROCE)	23.18%
Revenue Per Employee	145,826
Profits Per Employee	6,866
Employee Count	600
Asset Turnover	1.89
Inventory Turnover	14.70

Taxes

In the past 12 months, HEL:VIAFIN has paid 1.36 million in taxes.

Income Tax	1.36M
Effective Tax Rate	21.51%

Stock Price Statistics

The stock price has increased by +6.04% in the last 52 weeks. The beta is 0.29, so HEL:VIAFIN's price volatility has been lower than the market average.

Beta (5Y)	0.29
52-Week Price Change	+6.04%
50-Day Moving Average	19.46
200-Day Moving Average	19.68
Relative Strength Index (RSI)	52.80
Average Volume (20 Days)	985

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HEL:VIAFIN had revenue of EUR 99.89 million and earned 4.70 million in profits. Earnings per share was 1.35.

Revenue	99.89M
Gross Profit	65.07M
Operating Income	6.27M
Pretax Income	6.32M
Net Income	4.70M
EBITDA	7.52M
EBIT	6.27M
Earnings Per Share (EPS)	1.35

Balance Sheet

The company has 5.19 million in cash and 2.86 million in debt, giving a net cash position of 2.33 million or 0.67 per share.

Cash & Cash Equivalents	5.19M
Total Debt	2.86M
Net Cash	2.33M
Net Cash Per Share	0.67
Equity (Book Value)	24.29M
Book Value Per Share	6.64
Working Capital	4.14M

Cash Flow

In the last 12 months, operating cash flow was 5.78 million and capital expenditures -954,000, giving a free cash flow of 4.83 million.

Operating Cash Flow	5.78M
Capital Expenditures	-954,000
Free Cash Flow	4.83M
FCF Per Share	1.39

Margins

Gross margin is 65.14%, with operating and profit margins of 6.28% and 4.71%.

Gross Margin	65.14%
Operating Margin	6.28%
Pretax Margin	6.32%
Profit Margin	4.71%
EBITDA Margin	7.53%
EBIT Margin	6.28%
FCF Margin	4.83%

Dividends & Yields

This stock pays an annual dividend of 0.65, which amounts to a dividend yield of 3.37%.

Dividend Per Share	0.65
Dividend Yield	3.37%
Dividend Growth (YoY)	18.18%
Years of Dividend Growth	5
Payout Ratio	46.42%
Buyback Yield	1.12%
Shareholder Yield	4.49%
Earnings Yield	6.82%
FCF Yield	6.99%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

HEL:VIAFIN has an Altman Z-Score of 3.64 and a Piotroski F-Score of 5.

Altman Z-Score	3.64
Piotroski F-Score	5