Viafin Service Oyj (HEL:VIAFIN)

Viafin Service Oyj Statistics

Total Valuation

HEL:VIAFIN has a market cap or net worth of EUR 67.14 million. The enterprise value is 60.02 million.

Market Cap	67.14M
Enterprise Value	60.02M

Important Dates

The last earnings date was Friday, February 6, 2026.

Earnings Date	Feb 6, 2026
Ex-Dividend Date	Apr 30, 2026

Share Statistics

HEL:VIAFIN has 3.48 million shares outstanding. The number of shares has decreased by -0.51% in one year.

Current Share Class	3.48M
Shares Outstanding	3.48M
Shares Change (YoY)	-0.51%
Shares Change (QoQ)	+0.28%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 14.09 and the forward PE ratio is 14.09.

PE Ratio	14.09
Forward PE	14.09
PS Ratio	0.67
PB Ratio	2.46
P/TBV Ratio	8.06
P/FCF Ratio	9.02
P/OCF Ratio	8.12
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.39, with an EV/FCF ratio of 8.06.

EV / Earnings	12.62
EV / Sales	0.60
EV / EBITDA	7.39
EV / EBIT	9.37
EV / FCF	8.06

Financial Position

The company has a current ratio of 1.33, with a Debt / Equity ratio of 0.10.

Current Ratio	1.33
Quick Ratio	1.19
Debt / Equity	0.10
Debt / EBITDA	0.32
Debt / FCF	0.35
Interest Coverage	376.76

Financial Efficiency

Return on equity (ROE) is 18.28% and return on invested capital (ROIC) is 26.39%.

Return on Equity (ROE)	18.28%
Return on Assets (ROA)	7.96%
Return on Invested Capital (ROIC)	26.39%
Return on Capital Employed (ROCE)	21.47%
Weighted Average Cost of Capital (WACC)	5.14%
Revenue Per Employee	145,412
Profits Per Employee	6,945
Employee Count	685
Asset Turnover	1.98
Inventory Turnover	14.49

Taxes

In the past 12 months, HEL:VIAFIN has paid 1.41 million in taxes.

Income Tax	1.41M
Effective Tax Rate	22.40%

Stock Price Statistics

The stock price has decreased by -0.52% in the last 52 weeks. The beta is 0.19, so HEL:VIAFIN's price volatility has been lower than the market average.

Beta (5Y)	0.19
52-Week Price Change	-0.52%
50-Day Moving Average	19.58
200-Day Moving Average	19.78
Relative Strength Index (RSI)	47.97
Average Volume (20 Days)	994

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HEL:VIAFIN had revenue of EUR 99.61 million and earned 4.76 million in profits. Earnings per share was 1.37.

Revenue	99.61M
Gross Profit	62.59M
Operating Income	6.41M
Pretax Income	6.28M
Net Income	4.76M
EBITDA	7.56M
EBIT	6.41M
Earnings Per Share (EPS)	1.37

Balance Sheet

The company has 11.04 million in cash and 2.60 million in debt, with a net cash position of 8.44 million or 2.43 per share.

Cash & Cash Equivalents	11.04M
Total Debt	2.60M
Net Cash	8.44M
Net Cash Per Share	2.43
Equity (Book Value)	27.27M
Book Value Per Share	7.46
Working Capital	6.89M

Cash Flow

In the last 12 months, operating cash flow was 8.27 million and capital expenditures -822,000, giving a free cash flow of 7.44 million.

Operating Cash Flow	8.27M
Capital Expenditures	-822,000
Free Cash Flow	7.44M
FCF Per Share	2.14

Margins

Gross margin is 62.84%, with operating and profit margins of 6.43% and 4.78%.

Gross Margin	62.84%
Operating Margin	6.43%
Pretax Margin	6.30%
Profit Margin	4.78%
EBITDA Margin	7.59%
EBIT Margin	6.43%
FCF Margin	7.47%

Dividends & Yields

This stock pays an annual dividend of 0.75, which amounts to a dividend yield of 3.89%.

Dividend Per Share	0.75
Dividend Yield	3.89%
Dividend Growth (YoY)	15.38%
Years of Dividend Growth	6
Payout Ratio	45.89%
Buyback Yield	0.51%
Shareholder Yield	4.39%
Earnings Yield	7.09%
FCF Yield	11.09%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

HEL:VIAFIN has an Altman Z-Score of 4.49 and a Piotroski F-Score of 6.

Altman Z-Score	4.49
Piotroski F-Score	6