Viafin Service Oyj (HEL:VIAFIN)
Finland flag Finland · Delayed Price · Currency is EUR
19.55
-0.30 (-1.51%)
At close: Aug 21, 2026

Viafin Service Oyj Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
99.2899.6191.6175.3687.3461.21
Revenue Growth
-0.33%8.73%21.56%-13.72%42.69%5.78%
Gross Profit
62.3862.5958.2248.3446.5639.09
Operating Income
6.926.415.744.164.524.29
Net Income
5.364.764.413.463.372.78
Earnings Per Share
1.541.371.260.980.950.79
EPS Growth
12.45%8.72%28.69%3.06%20.64%-12.50%

Revenue by Geography

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Finland
94.5787.4672.1685.5559.5
Rest of Europe
4.874.153.21.210.9
Other
0.17--0.580.81
Total
99.6191.6175.3687.3461.21

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
8.9811.0410.1217.1915.7917.29
Total Debt
2.332.62.830.20.520.72
Net Cash (Debt)
6.658.447.2916.9915.2716.58
Net Cash Growth
-21.23%15.72%-57.07%11.26%-7.87%5.29%
Net Cash Per Share
1.912.432.094.814.324.69

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
8.518.273.75.643.65.61
Capital Expenditures
-0.48-0.82-0.8-1.37-1.39-0.54
Free Cash Flow
8.027.442.94.272.215.07
Free Cash Flow Growth
7.78%156.48%-32.07%93.22%-56.38%-17.68%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
62.82%62.84%63.56%64.14%53.31%63.86%
Operating Margin
6.97%6.43%6.26%5.52%5.17%7.00%
Pretax Margin
6.86%6.30%6.45%6.10%5.11%6.90%
Profit Margin
5.40%4.78%4.81%4.59%3.85%4.54%
FCF Margin
8.08%7.47%3.17%5.67%2.53%8.28%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.7500.7500.6500.5500.4500.400
Dividend Per Share Growth
15.38%15.38%18.18%22.22%12.50%14.29%
Dividend Yield
3.78%3.93%3.63%4.81%3.74%3.22%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.6914.4615.2313.0114.5418.59
Forward PE
12.1414.3213.8413.6614.5323.53
P/FCF Ratio
8.489.2423.1210.5322.1410.20
PS Ratio
0.690.690.730.600.560.85