Viafin Service Oyj (HEL:VIAFIN)
Finland flag Finland · Delayed Price · Currency is EUR
18.90
-0.40 (-2.07%)
At close: Jul 31, 2026

Viafin Service Oyj Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
100.54100.5492.6574.8887.9761.58
Revenue Growth
-0.47%8.51%23.74%-14.88%42.85%6.87%
Gross Profit
63.17100.5492.6574.8887.9761.58
Operating Income
6.46.45.744.164.524.29
Net Income
4.764.764.413.463.372.78
Earnings Per Share
1.371.371.260.980.950.80
EPS Growth
1.48%8.73%28.57%3.16%18.75%-11.11%

Revenue by Geography

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Finland
94.5794.5787.4672.1685.5559.5
Rest of Europe
4.874.874.153.21.210.9
Other
0.170.17--0.580.81
Total
99.6199.6191.6175.3687.3461.21

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
11.0411.0410.1217.1915.7917.29
Total Debt
2.62.62.830.20.520.72
Net Cash (Debt)
8.448.447.2916.9915.2716.58
Net Cash Growth
262.27%15.72%-57.07%11.26%-7.87%5.29%
Net Cash Per Share
2.432.432.094.814.324.69

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
8.278.273.75.643.65.61
Capital Expenditures
-0.82-0.82-0.8-1.37-1.39-0.54
Free Cash Flow
7.447.442.94.272.215.07
Free Cash Flow Growth
54.20%156.48%-32.07%93.22%-56.38%-17.68%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
62.83%100.00%100.00%100.00%100.00%100.00%
Operating Margin
6.37%6.37%6.19%5.56%5.14%6.96%
Pretax Margin
6.24%6.24%6.37%6.14%5.07%6.86%
Profit Margin
4.84%4.84%5.05%4.84%4.02%5.52%
FCF Margin
7.40%7.40%3.13%5.71%2.51%8.23%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.7500.7500.6500.5500.4500.400
Dividend Per Share Growth
15.38%15.38%18.18%22.22%12.50%14.29%
Dividend Yield
3.97%3.55%3.19%3.66%4.33%2.40%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.8014.4515.2412.8614.5318.31
Forward PE
13.3114.3213.8413.6614.5323.53
P/FCF Ratio
8.839.2522.9210.3622.1410.07
PS Ratio
0.660.690.720.590.560.83