Hang Seng Bank Balance Sheet

Financials in millions HKD. Fiscal year is January - December.

Millions HKD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	45,143	145,528	78,409	118,466	84,640	96,603
Investment Securities	830,097	681,576	610,592	638,208	553,214	544,164
Trading Asset Securities	46,610	59,841	58,940	70,121	60,657	54,298
Total Investments	876,707	741,417	669,532	708,329	613,871	598,462
Gross Loans	819,709	832,109	874,039	946,932	1,005,843	949,954
Allowance for Loan Losses	-16,353	-12,973	-13,633	-13,394	-6,928	-5,180
Other Adjustments to Gross Loans	-	-	-	-2,204	-1,518	-
Net Loans	803,356	819,136	860,406	931,334	997,397	944,774
Property, Plant & Equipment	23,749	24,943	27,075	27,498	31,205	30,925
Goodwill	329	329	329	329	329	329
Other Intangible Assets	4,116	4,136	4,006	3,565	25,157	24,404
Investments in Real Estate	10,732	11,220	12,000	11,998	9,545	9,415
Restricted Cash	13,766	7,844	7,986	10,129	10,496	16,297
Other Current Assets	20,493	17,967	18,017	25,483	24,311	25,267
Other Real Estate Owned & Foreclosed	-	-	-	-	35	28
Other Long-Term Assets	23,289	22,676	14,334	17,315	23,199	13,283
Total Assets	1,821,680	1,795,196	1,692,094	1,854,446	1,820,185	1,759,787
Accrued Expenses	7,599	8,777	9,299	7,578	3,762	3,490
Interest Bearing Deposits	1,226,949	1,219,351	1,142,224	1,288,756	1,191,001	1,176,221
Non-Interest Bearing Deposits	88,141	74,446	82,597	103,397	150,127	137,050
Total Deposits	1,315,090	1,293,797	1,224,821	1,392,153	1,341,128	1,313,271
Short-Term Borrowings	16,936	13,517	14,478	20,992	12,252	20,861
Current Portion of Long-Term Debt	15,465	25,627	12,767	-	15,788	5,647
Current Income Taxes Payable	3,693	1,476	990	389	603	282
Other Current Liabilities	35,863	37,851	51,471	68,520	63,746	47,340
Long-Term Debt	25,527	23,280	30,665	40,676	28,293	23,859
Long-Term Leases	790	902	1,206	1,426	1,880	2,102
Pension & Post-Retirement Benefits	7	-	76	414	339	630
Long-Term Deferred Tax Liabilities	3,893	3,717	3,675	3,168	7,302	7,302
Other Long-Term Liabilities	226,108	216,688	174,462	159,132	160,676	151,808
Total Liabilities	1,650,971	1,625,632	1,523,910	1,694,448	1,635,769	1,576,592
Common Stock	9,658	9,658	9,658	9,658	9,658	9,658
Retained Earnings	127,434	129,390	126,624	118,717	140,100	137,580
Comprehensive Income & Other	33,578	30,474	31,849	31,558	34,574	35,862
Total Common Equity	170,670	169,522	168,131	159,933	184,332	183,100
Minority Interest	39	42	53	65	84	95
Shareholders' Equity	170,709	169,564	168,184	159,998	184,416	183,195
Total Liabilities & Equity	1,821,680	1,795,196	1,692,094	1,854,446	1,820,185	1,759,787
Total Debt	58,718	63,326	59,116	63,094	58,213	52,469
Net Cash (Debt)	145,075	206,937	161,783	206,010	135,118	119,616
Net Cash Growth	-9.52%	27.91%	-21.47%	52.47%	12.96%	-11.31%
Net Cash Per Share	77.03	109.17	84.62	107.75	70.67	62.57
Filing Date Shares Outstanding	1,882	1,882	1,912	1,912	1,912	1,912
Total Common Shares Outstanding	1,882	1,882	1,912	1,912	1,912	1,912
Book Value Per Share	84.52	90.06	87.94	83.65	96.42	95.77
Tangible Book Value	166,225	165,057	163,796	156,039	158,846	158,367
Tangible Book Value Per Share	82.16	87.69	85.67	81.62	83.09	82.83