Hang Seng Bank Cash Flow Statement

Financials in millions HKD. Fiscal year is January - December.

Millions HKD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	15,366	18,379	17,848	11,286	13,960	16,687
Depreciation & Amortization	1,934	1,963	1,915	1,974	2,066	2,086
Other Amortization	1,248	1,170	934	702	472	297
Gain (Loss) on Sale of Investments	-60	-53	3	-85	-206	10
Total Asset Writedown	791	596	38	119	116	-1,446
Provision for Credit Losses	1,398	-1,365	877	6,926	1,741	1,751
Change in Trading Asset Securities	-15,080	4,378	3,355	60	-10,316	10,240
Change in Other Net Operating Assets	50,907	66,027	73,345	57,087	-57,378	7,130
Other Operating Activities	-35,384	-7,230	-17,142	8,507	3,237	-15,933
Operating Cash Flow	21,237	83,826	80,980	86,586	-46,380	20,897
Operating Cash Flow Growth	-43.54%	3.51%	-6.47%	-	-	-
Capital Expenditures	-1,792	-1,748	-1,750	-1,887	-2,146	-2,110
Investment in Securities	-74,944	-82,071	42,296	-65,086	24,451	-56,655
Income (Loss) Equity Investments	117	-39	-193	10	-72	75
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-	-	-	2,267	6,059
Other Investing Activities	7	7	10	-	2	2
Investing Cash Flow	-76,729	-83,812	40,556	-66,973	24,574	-52,704
Long-Term Debt Issued	-	-	-	3,000	5,000	-
Long-Term Debt Repaid	-	-500	-515	-547	-584	-596
Net Debt Issued (Repaid)	-6,714	-500	-515	2,453	4,416	-596
Repurchase of Common Stock	-1,055	-3,006	-	-	-	-
Common Dividends Paid	-14,005	-13,622	-10,841	-8,165	-12,365	-13,508
Net Increase (Decrease) in Deposit Accounts	95,004	74,825	-165,444	30,954	32,201	61,776
Other Financing Activities	-1,601	-1,732	-1,700	-691	-336	-541
Financing Cash Flow	71,629	55,965	-178,500	24,551	23,916	47,131
Foreign Exchange Rate Adjustments	3,495	-2,590	1,337	-2,480	-591	1,589
Net Cash Flow	19,632	53,389	-55,627	41,684	1,519	16,913
Free Cash Flow	19,445	82,078	79,230	84,699	-48,526	18,787
Free Cash Flow Growth	-45.73%	3.60%	-6.46%	-	-	-
Free Cash Flow Margin	56.79%	221.51%	229.01%	317.17%	-158.77%	60.12%
Free Cash Flow Per Share	10.32	43.30	41.44	44.30	-25.38	9.83
Cash Interest Paid	30,318	33,613	27,758	8,106	4,531	9,966
Cash Income Tax Paid	3,321	3,169	2,129	2,225	2,227	6,207

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.