The Bank of East Asia, Limited (HKG:0023)

The Bank of East Asia Income Statement

Financials in millions HKD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	31,517	37,163	36,788	24,871	19,123
Interest Income on Investments	1,451	2,646	2,897	-23	-1,068
Total Interest Income	32,968	39,809	39,685	24,848	18,055
Interest Paid on Deposits	17,646	23,280	22,811	11,340	6,870
Net Interest Income	15,322	16,529	16,874	13,508	11,185
Net Interest Income Growth (YoY)	-7.30%	-2.04%	24.92%	20.77%	-3.16%
Income From Trading Activities	1,982	1,421	1,225	943	879
Gain (Loss) on Sale of Assets	-1	38	4	1,461	1,219
Gain (Loss) on Sale of Investments	33	-236	-774	169	103
Other Non-Interest Income	3,682	3,171	2,695	3,326	4,116
Total Non-Interest Income	5,696	4,394	3,150	5,899	6,317
Non-Interest Income Growth (YoY)	29.63%	39.49%	-46.60%	-6.62%	16.25%
Revenues Before Loan Losses	21,018	20,923	20,024	19,407	17,502
Provision for Loan Losses	5,642	5,497	5,483	5,923	1,679
Revenue	15,376	15,426	14,541	13,484	15,823
Revenue Growth (YoY)	-0.32%	6.09%	7.84%	-14.78%	28.54%
Salaries and Employee Benefits	5,682	5,594	5,421	5,471	5,504
Occupancy Expenses	1,494	1,661	1,578	1,585	1,646
Amortization of Goodwill & Intangibles	259	-	-	13	14
Selling, General & Administrative	1,596	1,591	1,606	1,475	1,466
Other Non-Interest Expense	764	768	809	663	677
Total Non-Interest Expense	10,126	9,441	9,145	8,374	9,560
EBT Excluding Unusual Items	5,250	5,985	5,396	5,110	6,263
Asset Writedown	-723	-145	-86	-179	-132
Other Unusual Items	-	-	-	10	5
Pretax Income	4,527	5,840	5,310	4,941	6,136
Income Tax Expense	995	1,211	1,174	563	823
Earnings From Continuing Operations	3,532	4,629	4,136	4,378	5,313
Minority Interest in Earnings	-31	-21	-18	-19	-43
Net Income	3,501	4,608	4,118	4,359	5,270
Preferred Dividends & Other Adjustments	294	594	596	708	811
Net Income to Common	3,207	4,014	3,522	3,651	4,459
Net Income Growth	-24.02%	11.90%	-5.53%	-17.29%	45.82%
Basic Shares Outstanding	2,636	2,639	2,668	2,759	2,919
Diluted Shares Outstanding	2,641	2,639	2,668	2,759	2,919
Shares Change (YoY)	0.08%	-1.09%	-3.30%	-5.48%	0.21%
EPS (Basic)	1.22	1.52	1.32	1.32	1.53
EPS (Diluted)	1.21	1.52	1.32	1.32	1.53
EPS Growth	-20.39%	15.15%	-	-13.59%	57.68%
Dividend Per Share	0.610	0.690	0.540	0.330	0.700
Dividend Growth	-11.59%	27.78%	63.64%	-52.86%	75.00%
Effective Tax Rate	21.98%	20.74%	22.11%	11.39%	13.41%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.