Zero Fintech Group Limited (HKG:0093)

Zero Fintech Group Balance Sheet

Financials in millions HKD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	157.79	121.46	101.06	166.78	180.95	256.47
Trading Asset Securities	0.11	0.09	0.11	0.11	0.15	0.15
Loans & Lease Receivables	925.5	909.96	638.64	543.47	558.24	445.76
Other Receivables	-	3.77	3.5	-	5.25	4.09
Property, Plant & Equipment	203.6	205.52	213.26	235.41	270.95	399.24
Other Intangible Assets	9.95	7.86	9.21	10.56	11.91	14.21
Other Current Assets	55.88	41.93	183.91	33.12	3.94	2.93
Long-Term Deferred Tax Assets	11.72	9.62	7.88	4.22	1.39	1.45
Other Long-Term Assets	46.88	47.32	53.16	222	241.68	185.3
Total Assets	1,465	1,401	1,265	1,271	1,335	1,369
Accrued Expenses	4.73	5.95	4.32	5.79	4.87	6.35
Current Portion of Long-Term Debt	97.98	0.42	-	-	-	-
Current Portion of Leases	3.44	2.92	0.92	0.69	0.81	0.7
Long-Term Debt	215	272.44	-	-	-	-
Long-Term Leases	4.38	4.89	0.58	0.1	0.55	0.15
Current Income Taxes Payable	17.61	9.65	12.03	14.5	16.91	19.87
Other Current Liabilities	9.04	11.39	166.35	157.52	41.54	14.74
Long-Term Deferred Tax Liabilities	-	-	-	-	0.27	0.24
Other Long-Term Liabilities	-	-	-	-	146.74	166.18
Total Liabilities	352.16	307.66	184.2	178.6	211.7	208.51
Common Stock	213.41	213.41	213.41	213.41	213.41	213.41
Additional Paid-In Capital	545.97	545.97	545.97	545.97	545.97	545.97
Retained Earnings	103.4	84.51	57.43	45.3	30.11	8.84
Comprehensive Income & Other	250.42	249.07	263.97	287.43	333.42	392.2
Total Common Equity	1,113	1,093	1,081	1,092	1,123	1,160
Shareholders' Equity	1,113	1,093	1,081	1,092	1,123	1,160
Total Liabilities & Equity	1,465	1,401	1,265	1,271	1,335	1,369
Total Debt	320.79	280.68	1.5	0.78	1.36	0.85
Net Cash (Debt)	-162.89	-159.13	99.66	166.1	179.74	255.77
Net Cash Growth	-	-	-40.00%	-7.58%	-29.73%	36.55%
Net Cash Per Share	-0.06	-0.06	0.04	0.06	0.07	0.12
Filing Date Shares Outstanding	2,668	2,668	2,668	2,668	2,668	2,668
Total Common Shares Outstanding	2,668	2,668	2,668	2,668	2,668	2,668
Working Capital	1,060	1,100	797.85	620.02	744.54	726.8
Book Value Per Share	0.42	0.41	0.41	0.41	0.42	0.43
Tangible Book Value	1,103	1,085	1,072	1,082	1,111	1,146
Tangible Book Value Per Share	0.41	0.41	0.40	0.41	0.42	0.43

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.