Zero Fintech Group Balance Sheet

Financials in millions HKD. Fiscal year is January - December.

Millions HKD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	182.54	121.46	101.06	166.78	180.95
Trading Asset Securities	0.08	0.09	0.11	0.11	0.15
Loans & Lease Receivables	1,136	909.96	638.64	543.47	558.24
Other Receivables	-	3.77	3.5	-	5.25
Property, Plant & Equipment	205.32	205.52	213.26	235.41	270.95
Other Intangible Assets	9.27	7.86	9.21	10.56	11.91
Other Current Assets	88.36	41.93	183.91	33.12	3.94
Long-Term Deferred Tax Assets	15.05	9.62	7.88	4.22	1.39
Other Long-Term Assets	48	47.32	53.16	222	241.68
Total Assets	1,739	1,401	1,265	1,271	1,335
Accrued Expenses	-	5.95	4.32	5.79	4.87
Short-Term Debt	481.57	-	-	-	-
Current Portion of Long-Term Debt	-	0.42	-	-	-
Current Portion of Leases	3.56	2.92	0.92	0.69	0.81
Long-Term Debt	98.01	272.44	-	-	-
Long-Term Leases	2.5	4.89	0.58	0.1	0.55
Current Income Taxes Payable	11.27	9.65	12.03	14.5	16.91
Other Current Liabilities	21.05	11.39	166.35	157.52	41.54
Long-Term Deferred Tax Liabilities	-	-	-	-	0.27
Other Long-Term Liabilities	-	-	-	-	146.74
Total Liabilities	617.95	307.66	184.2	178.6	211.7
Common Stock	213.41	213.41	213.41	213.41	213.41
Additional Paid-In Capital	-	545.97	545.97	545.97	545.97
Retained Earnings	-	84.51	57.43	45.3	30.11
Comprehensive Income & Other	907.47	249.07	263.97	287.43	333.42
Total Common Equity	1,121	1,093	1,081	1,092	1,123
Shareholders' Equity	1,121	1,093	1,081	1,092	1,123
Total Liabilities & Equity	1,739	1,401	1,265	1,271	1,335
Total Debt	585.63	280.68	1.5	0.78	1.36
Net Cash (Debt)	-403.01	-159.13	99.66	166.1	179.74
Net Cash Growth	-	-	-40.00%	-7.58%	-29.73%
Net Cash Per Share	-0.15	-0.06	0.04	0.06	0.07
Filing Date Shares Outstanding	2,700	2,668	2,668	2,668	2,668
Total Common Shares Outstanding	2,700	2,668	2,668	2,668	2,668
Working Capital	943.74	1,100	797.85	620.02	744.54
Book Value Per Share	0.42	0.41	0.41	0.41	0.42
Tangible Book Value	1,112	1,085	1,072	1,082	1,111
Tangible Book Value Per Share	0.41	0.41	0.40	0.41	0.42

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.