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Zero Fintech Group Limited (HKG:0093)
Hong Kong flag Hong Kong · Delayed Price · Currency is HKD
0.3900
+0.0450 (13.04%)
Aug 14, 2026, 3:29 PM HKT

Zero Fintech Group Financials Overview

Millions HKD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
187.9187.9159.69112.77105.0487.99
Revenue Growth
10.16%17.66%41.60%7.36%19.37%168.45%
Operating Income
28.328.342.0835.551.731.9
Net Income
20.9320.9327.0812.1415.1921.27
Earnings Per Share
0.010.010.010.000.010.01
EPS Growth
-33.34%-22.78%124.42%-20.96%-28.59%-72.41%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Unallocated
7.187.182.76---
Money Lending
326.35326.35251.83194.53159.3299.78
Property Investment and Development
1.471.471.512.083.555.46
Total
335335256.1196.61162.87105.24

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
182.62182.62121.55101.17166.88181.1
Total Debt
585.63585.63280.681.50.781.36
Net Cash (Debt)
-403.01-403.01-159.1399.66166.1179.74
Net Cash Growth
----40.00%-7.58%-29.73%
Net Cash Per Share
-0.15-0.15-0.060.040.060.07

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-216.08-216.08-246.22-65.08-4.82-80.78
Capital Expenditures
-1.7-1.7-0.25-0.42-0.5-0.13
Free Cash Flow
-217.78-217.78-246.47-65.5-5.32-80.91
Free Cash Flow Growth
------

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
15.06%15.06%26.35%31.48%49.22%36.26%
Pretax Margin
15.25%15.25%23.16%17.80%23.60%36.07%
Profit Margin
11.14%11.14%16.96%10.76%14.46%24.17%
FCF Margin
-115.90%-115.90%-154.34%-58.08%-5.06%-91.95%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
50.0163.7261.09140.6887.8231.36
PS Ratio
5.547.1010.3615.1412.707.58