Zero Fintech Group Limited (HKG:0093)

Hong Kong · Delayed Price · Currency is HKD

0.3400

0.00 (0.00%)

Sep 4, 2026, 2:55 PM HKT

Zero Fintech Group Financials Overview

Financials in millions HKD. Fiscal year is January - December.

Millions HKD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	256.85	187.9	159.69	112.77	105.04	87.99
Revenue Growth	36.70%	17.66%	41.60%	7.36%	19.37%	168.45%
Operating Income	73.73	28.3	42.08	35.5	51.7	31.9
Net Income	59.56	20.93	27.08	12.14	15.19	21.27
Earnings Per Share	0.02	0.01	0.01	0.00	0.01	0.01
EPS Growth	185.93%	-22.78%	124.42%	-20.96%	-28.59%	-72.41%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Property Investment and Development	1.42	1.47	1.51	2.08	3.55	5.46
Money Lending	390.78	326.35	251.83	194.53	159.32	99.78
Unallocated	8.57	7.18	2.76	-	-	-
Total	400.78	335	256.1	196.61	162.87	105.24

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	252.49	182.62	121.55	101.17	166.88	181.1
Total Debt	642.85	585.63	280.68	1.5	0.78	1.36
Net Cash (Debt)	-390.36	-403.01	-159.13	99.66	166.1	179.74
Net Cash Growth	-	-	-	-40.00%	-7.58%	-29.73%
Net Cash Per Share	-0.15	-0.15	-0.06	0.04	0.06	0.07

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-	-216.08	-246.22	-65.08	-4.82	-80.78
Capital Expenditures	-	-1.7	-0.25	-0.42	-0.5	-0.13
Free Cash Flow	-	-217.78	-246.47	-65.5	-5.32	-80.91
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Margin	28.71%	15.06%	26.35%	31.48%	49.22%	36.26%
Pretax Margin	28.93%	15.25%	23.16%	17.80%	23.60%	36.07%
Profit Margin	23.19%	11.14%	16.96%	10.76%	14.46%	24.17%
FCF Margin	-	-115.90%	-154.34%	-58.08%	-5.06%	-91.95%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	15.25	63.72	61.09	140.68	87.82	31.36
PS Ratio	3.53	7.10	10.36	15.14	12.70	7.58