Zero Fintech Group Limited (HKG:0093)

Zero Fintech Group Cash Flow Statement

Financials in millions HKD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	31.25	27.08	12.14	15.19	21.27	61.28
Depreciation & Amortization	7.31	5.62	5.2	5.39	7.99	6.94
Other Amortization	-	-	-	-	0.95	0.39
Loss (Gain) From Sale of Investments	0.02	0.02	-0	57.83	-0.01	0.02
Asset Writedown & Restructuring Costs	9.75	9.75	10.18	19.52	6.79	-4.4
Provision for Credit Losses	96.41	96.41	83.79	-	17.25	-
Change in Accounts Payable	1.89	1.89	0.71	-37.68	-0.37	3.5
Change in Unearned Revenue	-	-	-	-	-0.28	-0.69
Change in Other Net Operating Assets	-387.23	-387.23	-174.74	-66.98	-132.97	28.08
Other Operating Activities	92.27	0.48	-2.24	1.92	-1.88	-75.5
Operating Cash Flow	-148.56	-246.22	-65.08	-4.82	-80.78	20.54
Capital Expenditures	-0.66	-0.25	-0.42	-0.5	-0.13	-0.01
Sale of Property, Plant & Equipment	-	0.23	-	-	-	-
Cash Acquisitions	-	1.77	-	-	-	57.45
Investment in Securities	-	-	-	-	-	0.01
Other Investing Activities	0.28	0.58	1.71	1.56	1.68	1.67
Investing Cash Flow	-2.03	2.33	1.29	1.06	1.55	59.12
Long-Term Debt Issued	-	277.27	-	-	-	-
Long-Term Debt Repaid	-	-6.26	-0.95	-0.81	-0.93	-
Total Debt Repaid	-100.71	-6.26	-0.95	-0.81	-0.93	-0.49
Net Debt Issued (Repaid)	191.86	271.01	-0.95	-0.81	-0.93	-0.49
Other Financing Activities	-11.91	-5.09	-0.05	-0.05	1.98	-0.54
Financing Cash Flow	179.96	265.92	-1	-0.86	1.05	-1.03
Foreign Exchange Rate Adjustments	-0.89	-1.63	-0.93	-9.56	2.66	12.9
Net Cash Flow	28.47	20.4	-65.72	-14.17	-75.53	91.53
Free Cash Flow	-149.22	-246.47	-65.5	-5.32	-80.91	20.53
Free Cash Flow Margin	-87.48%	-154.34%	-58.08%	-5.06%	-91.95%	62.64%
Free Cash Flow Per Share	-0.06	-0.09	-0.03	-0.00	-0.03	0.01
Cash Interest Paid	7.85	1.09	0.05	0.05	0.03	0.02
Cash Income Tax Paid	-	-	-	14.19	12.93	1.08

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.