Public Financial Holdings Limited (HKG:0626)

Public Financial Holdings Balance Sheet

Financials in millions HKD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	9,731	4,175	4,302	5,166	6,174
Investment Securities	4,758	8,167	8,375	7,931	8,564
Trading Asset Securities	4.56	10.74	0.34	1.55	25.75
Total Investments	4,762	8,178	8,376	7,932	8,589
Gross Loans	26,011	26,084	27,014	27,963	27,965
Allowance for Loan Losses	-349.24	-340.54	-202.72	-184.28	-180.59
Other Adjustments to Gross Loans	-1,552	-1,918	-2,224	-1,796	-1,789
Net Loans	24,109	23,825	24,587	25,982	25,995
Property, Plant & Equipment	970.42	971.08	1,030	992.39	984.23
Goodwill	1,964	2,774	2,774	2,774	2,774
Other Intangible Assets	0.23	0.23	0.72	0.72	0.72
Investments in Real Estate	612.34	525.36	429.32	366.94	357.94
Accrued Interest Receivable	151.78	189.16	126.41	88.2	84.65
Other Receivables	452.95	267.55	256.28	152.46	423.16
Long-Term Deferred Tax Assets	89.1	48.91	36.39	38.85	34.6
Other Real Estate Owned & Foreclosed	-	-	-	34.15	19.89
Total Assets	42,844	40,955	41,918	43,528	45,438
Accounts Payable	-	-	121.85	13.78	100.85
Interest Bearing Deposits	29,815	26,992	27,300	27,890	30,037
Non-Interest Bearing Deposits	2,880	3,012	3,644	4,751	4,577
Total Deposits	32,695	30,004	30,944	32,641	34,614
Short-Term Borrowings	14.59	0.04	2	6.75	2.68
Current Portion of Long-Term Debt	1,620	1,612	1,552	1,580	479
Current Portion of Leases	46.47	39.87	49.62	46.86	47.6
Current Income Taxes Payable	2.65	-	52.14	72.54	41.27
Accrued Interest Payable	202.19	237.49	130.92	26.14	50.44
Other Current Liabilities	-	-	120.77	164.69	131.75
Long-Term Debt	-	-	-	-	1,096
Long-Term Leases	49.71	57.48	61.13	90.34	70.6
Long-Term Deferred Tax Liabilities	58.45	54.78	49.77	47.3	45.36
Other Long-Term Liabilities	454.06	270.88	189.51	269.85	493.73
Total Liabilities	35,143	32,276	33,273	34,959	37,173
Common Stock	109.79	109.79	109.79	109.79	109.79
Additional Paid-In Capital	4,109	4,109	4,109	4,109	4,109
Retained Earnings	3,399	4,399	4,418	4,265	3,988
Comprehensive Income & Other	82.67	59.78	7.38	85.14	57.85
Shareholders' Equity	7,701	8,678	8,645	8,569	8,265
Total Liabilities & Equity	42,844	40,955	41,918	43,528	45,438
Total Debt	1,731	1,709	1,665	1,724	1,696
Net Cash (Debt)	9,209	3,435	3,761	4,889	6,456
Net Cash Growth	168.11%	-8.69%	-23.06%	-24.27%	42.03%
Net Cash Per Share	8.39	3.13	3.43	4.45	5.88
Filing Date Shares Outstanding	1,098	1,098	1,098	1,098	1,098
Total Common Shares Outstanding	1,098	1,098	1,098	1,098	1,098
Book Value Per Share	7.01	7.90	7.87	7.81	7.53
Tangible Book Value	5,736	5,904	5,869	5,794	5,490
Tangible Book Value Per Share	5.22	5.38	5.35	5.28	5.00

Source: S&P Global Market Intelligence. Banks template. Financial Sources.