Public Financial Holdings Cash Flow Statement

Financials in millions HKD. Fiscal year is January - December.

Millions HKD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-999.39	14.38	328.7	496.46
Depreciation & Amortization	103.15	103.58	102.33	101.94
Gain (Loss) on Sale of Assets	0.02	0.42	0.06	0.01
Gain (Loss) on Sale of Investments	0.21	-0.04	-0.03	-0.17
Total Asset Writedown	861.97	30.94	13.22	-9
Provision for Credit Losses	8.7	137.82	18.45	3.69
Change in Trading Asset Securities	6.18	-10.4	1.21	24.2
Change in Other Net Operating Assets	3,102	839.2	974.46	563.09
Other Operating Activities	-37.12	-96.63	-116.03	57.13
Operating Cash Flow	3,046	1,019	1,322	1,237
Operating Cash Flow Growth	198.85%	-22.92%	6.87%	-18.76%
Capital Expenditures	-60.77	-56.26	-38.19	-29.48
Sale of Property, Plant and Equipment	-	-	-	0.01
Other Investing Activities	0.41	0.28	0.26	0.24
Investing Cash Flow	-133.87	-55.98	-184.36	-29.24
Long-Term Debt Issued	262	61.67	1,245	124
Long-Term Debt Repaid	-309.03	-58.32	-1,330	-180.74
Net Debt Issued (Repaid)	-47.03	3.35	-85.23	-56.74
Common Dividends Paid	-	-153.71	-219.58	-186.65
Net Increase (Decrease) in Deposit Accounts	2,691	-939.58	-1,697	-1,973
Financing Cash Flow	2,644	-1,090	-2,002	-2,216
Net Cash Flow	5,556	-126.65	-864.22	-1,008
Free Cash Flow	2,985	963.02	1,284	1,208
Free Cash Flow Growth	209.99%	-25.01%	6.32%	-17.64%
Free Cash Flow Margin	404.78%	105.34%	103.80%	84.96%
Free Cash Flow Per Share	2.72	0.88	1.17	1.10
Cash Interest Paid	1,104	847.14	245.14	192.13
Cash Income Tax Paid	-11.18	100.14	119.39	76.71