Public Financial Holdings Limited (HKG:0626)

Public Financial Holdings Cash Flow Statement

Financials in millions HKD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	-	-999.39	14.38	328.7	496.46
Depreciation & Amortization	-	103.15	103.58	102.33	101.94
Gain (Loss) on Sale of Assets	-	0.02	0.42	0.06	0.01
Gain (Loss) on Sale of Investments	-	0.21	-0.04	-0.03	-0.17
Total Asset Writedown	-	861.97	30.94	13.22	-9
Provision for Credit Losses	-	8.7	137.82	18.45	3.69
Change in Trading Asset Securities	-	6.18	-10.4	1.21	24.2
Change in Other Net Operating Assets	-	3,102	839.2	974.46	563.09
Other Operating Activities	-	-37.12	-96.63	-116.03	57.13
Operating Cash Flow	-	3,046	1,019	1,322	1,237
Operating Cash Flow Growth	-	198.85%	-22.92%	6.87%	-18.76%
Capital Expenditures	-	-60.77	-56.26	-38.19	-29.48
Sale of Property, Plant and Equipment	-	-	-	-	0.01
Other Investing Activities	-	0.41	0.28	0.26	0.24
Investing Cash Flow	-	-133.87	-55.98	-184.36	-29.24
Long-Term Debt Issued	-	262	61.67	1,245	124
Long-Term Debt Repaid	-	-309.03	-58.32	-1,330	-180.74
Net Debt Issued (Repaid)	-	-47.03	3.35	-85.23	-56.74
Common Dividends Paid	-	-	-153.71	-219.58	-186.65
Net Increase (Decrease) in Deposit Accounts	-	2,691	-939.58	-1,697	-1,973
Financing Cash Flow	-	2,644	-1,090	-2,002	-2,216
Net Cash Flow	-	5,556	-126.65	-864.22	-1,008
Free Cash Flow	-	2,985	963.02	1,284	1,208
Free Cash Flow Growth	-	209.99%	-25.01%	6.32%	-17.64%
Free Cash Flow Margin	-	404.78%	105.34%	103.80%	84.96%
Free Cash Flow Per Share	-	2.72	0.88	1.17	1.10
Cash Interest Paid	-	1,104	847.14	245.14	192.13
Cash Income Tax Paid	-	-11.18	100.14	119.39	76.71

Source: S&P Global Market Intelligence. Banks template. Financial Sources.