AEON Credit Service (Asia) Company Limited (HKG:0900)
8.76
-0.09 (-1.02%)
Jul 30, 2026, 3:10 PM HKT
HKG:0900 Financials Overview
Financials in millions HKD. Fiscal year is March - February.
Millions HKD. Fiscal year is Mar - Feb.
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | May '26 May 31, 2026 | Feb '26 Feb 28, 2026 | Feb '25 Feb 28, 2025 | Feb '24 Feb 29, 2024 | Feb '23 Feb 28, 2023 | Feb '22 Feb 28, 2022 |
Revenue Revenue Growth | 1,370 | 1,328 | 1,231 | 1,183 | 1,072 | 969.82 |
Revenue Growth | 8.82% | 7.90% | 4.02% | 10.33% | 10.56% | 10.08% |
Operating Income Operating Income Growth | 590.46 | 558.94 | 462.47 | 469.96 | 424.73 | 391.96 |
Net Income Net Income Growth | 494.85 | 468.2 | 400.48 | 392.27 | 373.61 | 342.59 |
Earnings Per Share EPS Growth | 1.18 | 1.12 | 0.96 | 0.94 | 0.89 | 0.82 |
EPS Growth | 16.00% | 16.91% | 2.09% | 4.99% | 9.05% | 13.60% |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | May '26 May 31, 2026 | Feb '26 Feb 28, 2026 | Feb '25 Feb 28, 2025 | Feb '24 Feb 29, 2024 | Feb '23 Feb 28, 2023 | Feb '22 Feb 28, 2022 |
Personal Loans Personal Loans Growth | 342.67 | 337.63 | 350.4 | 313.3 | 241.71 | 188.97 |
Insurance Insurance Growth | 35.01 | 34.04 | 31.11 | 26.26 | 26.54 | 27.65 |
Credit Cards Credit Cards Growth | 1,482 | 1,454 | 1,378 | 1,284 | 963.38 | 832.97 |
Total Total Growth | 1,859 | 1,825 | 1,759 | 1,623 | 1,232 | 1,050 |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | May '26 May 31, 2026 | Feb '26 Feb 28, 2026 | Feb '25 Feb 28, 2025 | Feb '24 Feb 29, 2024 | Feb '23 Feb 28, 2023 | Feb '22 Feb 28, 2022 |
Cash & Investments Cash & Investments Growth | 197.93 | 238.3 | 226.51 | 271.66 | 388.39 | 588.96 |
Total Debt Total Debt Growth | 3,330 | 3,511 | 3,299 | 3,182 | 2,199 | 1,169 |
Net Cash (Debt) Net Cash Growth | -3,132 | -3,273 | -3,072 | -2,910 | -1,810 | -580.07 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -7.48 | -7.82 | -7.34 | -6.95 | -4.32 | -1.39 |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | May '26 May 31, 2026 | Feb '26 Feb 28, 2026 | Feb '25 Feb 28, 2025 | Feb '24 Feb 29, 2024 | Feb '23 Feb 28, 2023 | Feb '22 Feb 28, 2022 |
Operating Cash Flow Operating Cash Flow Growth | 54.24 | 85.86 | 156.98 | -637.4 | -1,016 | 74.39 |
Capital Expenditures CapEx Growth | -17.95 | -20.83 | -35.92 | -90.54 | -56.93 | -30.94 |
Free Cash Flow Free Cash Flow Growth | 36.29 | 65.03 | 121.07 | -727.94 | -1,073 | 43.46 |
Free Cash Flow Growth | -89.71% | -46.29% | - | - | - | -95.88% |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | May '26 May 31, 2026 | Feb '26 Feb 28, 2026 | Feb '25 Feb 28, 2025 | Feb '24 Feb 29, 2024 | Feb '23 Feb 28, 2023 | Feb '22 Feb 28, 2022 |
Operating Margin | 43.10% | 42.10% | 37.58% | 39.73% | 39.61% | 40.41% |
Pretax Margin | 43.31% | 42.31% | 38.75% | 39.94% | 41.90% | 41.04% |
Profit Margin | 36.12% | 35.26% | 32.54% | 33.16% | 34.84% | 35.33% |
FCF Margin | 2.65% | 4.90% | 9.84% | -61.53% | -100.05% | 4.48% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 30, 2026 | Feb '26 Feb 28, 2026 | Feb '25 Feb 28, 2025 | Feb '24 Feb 29, 2024 | Feb '23 Feb 28, 2023 | Feb '22 Feb 28, 2022 |
Dividend Per Share Dividend Per Share Growth | 0.660 | 0.580 | 0.490 | 0.480 | 0.440 | 0.440 |
Dividend Per Share Growth | 18.37% | 18.37% | 2.08% | 9.09% | 0% | 10.00% |
Dividend Yield | 7.46% | 7.73% | 9.13% | 10.63% | 11.60% | 12.52% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 30, 2026 | Feb '26 Feb 28, 2026 | Feb '25 Feb 28, 2025 | Feb '24 Feb 29, 2024 | Feb '23 Feb 28, 2023 | Feb '22 Feb 28, 2022 |
PE Ratio | 7.49 | 6.98 | 6.24 | 5.82 | 5.58 | 6.16 |
Forward PE | 5.98 | 6.15 | 4.54 | 5.56 | - | - |
P/FCF Ratio | 102.12 | 50.23 | 20.65 | - | - | 48.57 |
PS Ratio | 2.71 | 2.46 | 2.03 | 1.93 | 1.95 | 2.18 |