Hong Kong Finance Group Income Statement

Financials in millions HKD. Fiscal year is April - March.

Millions HKD. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest and Dividend Income	162.85	156.28	158.93	160.97	153.49
Total Interest Expense	10.41	15.71	18.91	20.87	21.11
Net Interest Income	152.44	140.57	140.02	140.1	132.38
Other Revenue	-	-	-	-	0.07
Revenue Before Loan Losses	152.44	140.57	140.02	140.1	132.45
Provision for Loan Losses	7.25	10.25	17.42	5.76	6.51
Revenue	145.19	130.33	122.6	134.35	125.94
Revenue Growth	11.41%	6.30%	-8.74%	6.68%	-5.99%
Cost of Services Provided	12.6	14.44	14.63	11.68	53.06
Other Operating Expenses	48.34	53.95	51.08	42.27	-1.32
Total Operating Expenses	60.93	68.39	65.71	53.95	51.74
Operating Income	84.26	61.94	56.89	80.4	74.2
Earnings From Equity Investments	1.13	0.11	-0.02	-0.04	-
EBT Excluding Unusual Items	85.39	62.05	56.87	80.36	74.2
Pretax Income	84.6	57.15	52.51	72.23	83.18
Income Tax Expense	14.47	10.98	9.81	13.34	12.63
Net Income	70.13	46.17	42.69	58.89	70.55
Net Income to Common	70.13	46.17	42.69	58.89	70.55
Net Income Growth	51.88%	8.15%	-27.50%	-16.53%	-3.64%
Shares Outstanding (Basic)	415	415	415	415	415
Shares Outstanding (Diluted)	415	415	415	415	415
Shares Change	-	-	-	-	-
EPS (Basic)	0.17	0.11	0.10	0.14	0.17
EPS (Diluted)	0.17	0.11	0.10	0.14	0.17
EPS Growth	51.88%	8.15%	-27.50%	-16.54%	-3.64%

Additional Metrics

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Free Cash Flow	-77.42	166.14	26.78	129.74	-34.98
Free Cash Flow Per Share	-0.19	0.40	0.07	0.31	-0.08
Dividend Per Share	0.048	0.026	0.026	0.026	0.026
Dividend Growth	84.61%	0%	0%	0%	0%
Operating Margin	58.03%	47.53%	46.40%	59.84%	58.92%
Profit Margin	48.30%	35.43%	34.82%	43.83%	56.02%
Free Cash Flow Margin	-53.32%	127.48%	21.84%	96.58%	-27.78%
Effective Tax Rate	17.10%	19.21%	18.69%	18.47%	15.18%