HKG:1606 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	10,514	10,846	10,644	10,289	9,813	9,200
Total Interest Expense	10,868	12,978	10,362	8,207	8,088	6,981
Net Interest Income	-353.71	-2,132	281.81	2,082	1,726	2,219
Gain (Loss) on Sale of Investments	154.61	205.03	155.51	32.49	87.28	41.19
Other Revenue	18,535	18,460	15,830	13,900	12,592	9,234
Revenue Before Loan Losses	18,336	16,532	16,267	16,015	14,405	11,494
Provision for Loan Losses	2,170	44.37	738.81	909.41	2,228	642.39
Revenue	16,166	16,488	15,529	15,105	12,177	10,852
Revenue Growth (YoY)	-5.58%	6.18%	2.80%	24.04%	12.21%	5.93%
Salaries & Employee Benefits	490.56	514.69	502.42	546.79	494.79	430.45
Cost of Services Provided	70.43	81.26	102.44	70.46	108.88	105.76
Other Operating Expenses	2,078	1,865	1,806	1,554	1,054	497.2
Total Operating Expenses	10,165	9,553	8,500	7,541	5,992	5,157
Operating Income	6,002	6,935	7,029	7,565	6,185	5,695
Currency Exchange Gain (Loss)	-323.86	-1,471	-358.31	127.52	72.49	-161.96
EBT Excluding Unusual Items	6,084	5,863	6,636	7,375	6,019	5,461
Gain (Loss) on Sale of Investments	6.31	-	-	-	-	-
Pretax Income	6,479	6,003	5,419	4,958	5,536	4,584
Income Tax Expense	1,456	1,500	1,269	1,607	1,613	1,315
Net Income	5,023	4,503	4,150	3,351	3,922	3,268
Net Income to Common	5,023	4,503	4,150	3,351	3,922	3,268
Net Income Growth	23.37%	8.50%	23.84%	-14.56%	20.01%	11.24%
Shares Outstanding (Basic)	12,642	12,642	12,642	12,642	12,642	12,642
Shares Outstanding (Diluted)	12,642	12,642	12,642	12,642	12,642	12,642
EPS (Basic)	0.40	0.36	0.33	0.27	0.31	0.26
EPS (Diluted)	0.40	0.36	0.33	0.27	0.31	0.26
EPS Growth	24.15%	8.50%	23.84%	-14.49%	19.91%	12.40%
Free Cash Flow	-70,244	-22,540	46,669	3,057	-842.62	10,876
Free Cash Flow Per Share	-5.56	-1.78	3.69	0.24	-0.07	0.86
Dividend Per Share	0.089	0.089	0.098	0.080	0.093	0.078
Dividend Growth	-9.58%	-9.58%	23.84%	-14.56%	20.00%	-25.84%
Operating Margin	37.13%	42.06%	45.27%	50.08%	50.79%	52.48%
Profit Margin	31.07%	27.31%	26.73%	22.18%	32.21%	30.12%
Free Cash Flow Margin	-434.51%	-136.71%	300.53%	20.24%	-6.92%	100.22%
Effective Tax Rate	22.47%	24.98%	23.41%	32.41%	29.14%	28.69%
Revenue as Reported	29,610	28,563	26,655	25,053	23,316	19,329

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.