Dah Sing Banking Group Income Statement

Financials in millions HKD. Fiscal year is January - December.

Millions HKD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	9,897	10,363	12,147	11,486	6,965	5,170
Interest Paid on Deposits	3,874	4,534	6,859	6,670	2,582	1,226
Net Interest Income	6,022	5,829	5,288	4,815	4,383	3,944
Net Interest Income Growth	8.99%	10.22%	9.82%	9.87%	11.13%	6.72%
Income From Trading Activities	238.76	323.78	258.93	164.84	142.85	179
Gain (Loss) on Sale of Assets	0.02	-0.03	-1.76	2.83	-2.45	-7.41
Gain (Loss) on Sale of Investments	-111.18	-0.02	-15.06	-552.01	-1,683	-752.21
Other Non-Interest Income	1,982	1,763	1,388	935.81	2,300	1,261
Total Non-Interest Income	2,109	2,086	1,630	551.47	757.77	680.3
Non-Interest Income Growth	10.03%	28.01%	195.57%	-27.22%	11.39%	-34.11%
Revenues Before Loan Losses	8,132	7,915	6,918	5,367	5,141	4,625
Provision for Loan Losses	1,779	1,783	1,791	731.31	803.1	373.34
Revenue	6,353	6,132	5,127	4,636	4,338	4,251
Revenue Growth	16.20%	19.61%	10.60%	6.87%	2.04%	4.17%
Salaries and Employee Benefits	2,401	2,350	2,247	2,115	2,047	1,971
Occupancy Expenses	635.52	610.94	646.25	575.3	632.14	628.31
Selling, General & Administrative	141.68	141.38	139.18	149.58	142.75	132.64
Other Non-Interest Expense	253.1	282.46	288.21	314.49	197.34	288.5
Total Non-Interest Expense	2,657	2,685	2,629	2,453	2,333	2,290
EBT Excluding Unusual Items	3,696	3,448	2,497	2,183	2,004	1,961
Asset Writedown	-95	-95	-101.88	-41.09	-38.31	4.64
Other Unusual Items	-	-	-	-	3.85	-
Pretax Income	3,108	2,860	2,395	2,142	1,970	1,966
Income Tax Expense	430.31	383.75	335.02	281.27	361.18	308.12
Earnings From Continuing Operations	2,677	2,476	2,060	1,860	1,609	1,658
Net Income	2,677	2,476	2,060	1,860	1,609	1,658
Net Income to Common	2,677	2,476	2,060	1,860	1,609	1,658
Net Income Growth	19.36%	20.16%	10.75%	15.63%	-2.94%	11.01%
Basic Shares Outstanding	1,406	1,406	1,406	1,406	1,406	1,406
Diluted Shares Outstanding	1,406	1,406	1,406	1,406	1,406	1,406
Shares Change	-	-	-	-	-	-
EPS (Basic)	1.90	1.76	1.47	1.32	1.14	1.18
EPS (Diluted)	1.78	1.65	1.37	1.23	1.07	1.18
EPS Growth	19.89%	20.58%	11.57%	14.33%	-9.06%	11.01%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.840	0.800	0.660	0.600	0.390	0.340
Dividend Growth	20.00%	21.21%	10.00%	53.85%	14.71%	13.33%
Effective Tax Rate	13.85%	13.42%	13.99%	13.13%	18.33%	15.68%