BOC Hong Kong (Holdings) Income Statement

Financials in millions HKD. Fiscal year is January - December.

Millions HKD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	113,997	129,804	121,459	60,954	39,482
Interest Income on Investments	6,358	9,635	7,030	2,816	816
Total Interest Income	120,355	139,439	128,489	63,770	40,298
Interest Paid on Deposits	67,444	87,105	77,411	25,020	8,357
Net Interest Income	52,911	52,334	51,078	38,750	31,941
Net Interest Income Growth (YoY)	1.10%	2.46%	31.81%	21.32%	-8.05%
Income From Trading Activities	16,805	10,988	8,315	12,839	5,091
Gain (Loss) on Sale of Assets	3	-3	-5	-1	-3
Gain (Loss) on Sale of Investments	-1,058	-1,675	-1,126	-3,564	1,582
Other Non-Interest Income	8,361	9,606	7,231	6,190	10,368
Total Non-Interest Income	24,111	18,916	14,415	15,464	17,038
Non-Interest Income Growth (YoY)	27.46%	31.22%	-6.78%	-9.24%	-13.65%
Revenues Before Loan Losses	77,022	71,250	65,493	54,214	48,979
Provision for Loan Losses	8,294	5,082	6,333	2,348	2,145
Revenue	68,728	66,168	59,160	51,866	46,834
Revenue Growth (YoY)	3.87%	11.85%	14.06%	10.74%	-9.52%
Salaries and Employee Benefits	12,066	11,470	10,725	9,946	9,542
Occupancy Expenses	4,360	4,392	4,313	4,274	4,271
Selling, General & Administrative	37	45	32	39	34
Other Non-Interest Expense	1,730	1,587	1,537	2,691	2,560
Total Non-Interest Expense	18,186	17,598	16,846	17,289	16,620
EBT Excluding Unusual Items	50,542	48,570	42,314	34,577	30,214
Asset Writedown	-1,968	-1,816	-1,400	-1,415	-246
Pretax Income	48,574	46,754	40,914	33,162	29,968
Income Tax Expense	7,385	7,636	6,057	5,932	4,969
Earnings From Continuing Operations	41,189	39,118	34,857	27,230	24,999
Minority Interest in Earnings	-1,068	-885	-742	100	-651
Net Income	40,121	38,233	34,115	27,330	24,348
Preferred Dividends & Other Adjustments	-	-	1,392	1,390	1,378
Net Income to Common	40,121	38,233	32,723	25,940	22,970
Net Income Growth	4.94%	12.07%	24.83%	12.25%	-12.62%
Basic Shares Outstanding	10,573	10,573	10,573	10,573	10,573
Diluted Shares Outstanding	10,573	10,573	10,573	10,573	10,573
EPS (Basic)	3.79	3.62	3.10	2.45	2.17
EPS (Diluted)	3.79	3.62	3.10	2.45	2.17
EPS Growth	4.94%	16.84%	26.15%	12.93%	-13.28%
Dividend Per Share	2.125	1.989	1.672	1.357	1.130
Dividend Growth	6.84%	18.96%	23.21%	20.09%	-9.02%
Effective Tax Rate	15.20%	16.33%	14.80%	17.89%	16.58%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.