Yixin Group Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	2,269	1,993	1,589	1,217	1,192
Total Interest Expense	128.17	100.03	87.03	84.18	57.18
Net Interest Income	2,140	1,893	1,502	1,133	1,135
Other Revenue	9,291	7,894	5,097	3,984	2,302
Revenue Before Loan Losses	11,432	9,788	6,599	5,117	3,437
Provision for Loan Losses	2,333	1,565	728.73	790.3	286.38
Revenue	9,099	8,222	5,870	4,327	3,151
Revenue Growth (YoY)	10.66%	40.07%	35.66%	37.33%	111.70%
Salaries & Employee Benefits	138	54	75	135	131
Cost of Services Provided	7,380	7,180	5,239	4,019	3,488
Other Operating Expenses	-126.82	-86.85	-136.73	-162.25	-217.4
Total Operating Expenses	7,391	7,147	5,177	3,991	3,401
Operating Income	1,709	1,075	693.4	335.71	-250.4
Earnings From Equity Investments	68.96	-15.61	34.74	15.24	-15.45
Currency Exchange Gain (Loss)	24.15	-33.59	-8.71	-16.32	-5.71
EBT Excluding Unusual Items	1,875	1,098	791.29	409.03	-217.48
Gain (Loss) on Sale of Investments	-161.93	-109.09	-82.46	-3.54	301.11
Other Unusual Items	-	100.99	-	-	-
Pretax Income	1,713	1,090	708.82	405.49	83.63
Income Tax Expense	514.54	279.58	153.87	34.68	54.67
Earnings From Continuing Ops.	1,199	809.94	554.96	370.81	28.95
Minority Interest in Earnings	0.35	-	-	-	-
Net Income	1,199	809.94	554.96	370.81	28.95
Net Income to Common	1,199	809.94	554.96	370.81	28.95
Net Income Growth	48.02%	45.95%	49.66%	1180.74%	-
Shares Outstanding (Basic)	6,724	6,455	6,420	6,377	6,335
Shares Outstanding (Diluted)	6,908	6,733	6,706	6,654	6,591
Shares Change (YoY)	2.59%	0.41%	0.78%	0.96%	4.69%
EPS (Basic)	0.18	0.13	0.09	0.06	0.00
EPS (Diluted)	0.17	0.12	0.08	0.06	0.00
EPS Growth	45.00%	44.58%	48.22%	1299.98%	-
Free Cash Flow	-831.07	-2,234	-8,681	-2,072	1,447
Free Cash Flow Per Share	-0.12	-0.33	-1.29	-0.31	0.22
Dividend Per Share	0.090	0.061	0.027	0.017	-
Dividend Growth	47.12%	124.30%	57.87%	-	-
Operating Margin	18.78%	13.08%	11.81%	7.76%	-7.95%
Profit Margin	13.18%	9.85%	9.45%	8.57%	0.92%
Free Cash Flow Margin	-9.13%	-27.17%	-147.88%	-47.88%	45.91%
Effective Tax Rate	30.04%	25.66%	21.71%	8.55%	65.38%
Revenue as Reported	11,560	9,888	6,686	5,202	3,494

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.