Chongqing Rural Commercial Bank Co., Ltd. (HKG:3618)
Hong Kong flag Hong Kong · Delayed Price · Currency is HKD
6.40
-0.03 (-0.47%)
Jul 24, 2026, 4:08 PM HKT

HKG:3618 Financials Overview

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
23,60823,17622,27422,01621,10119,998
Revenue Growth
4.34%4.05%1.17%4.34%5.52%11.26%
Net Income
12,08011,89011,27510,66410,1169,560
Earnings Per Share
1.071.050.990.940.890.84
EPS Growth
5.58%5.75%5.43%5.51%5.73%13.79%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate Banking
7,5554,9318,2414,5261,680
Personal Banking
8,82010,1398,7459,2409,929
Financial Market Operations
6,6977,1394,9827,3128,374
Unallocated
103.2265.8748.1522.8414.72
Total
23,17622,27422,01621,10119,998

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
228,321276,376262,041240,079174,821169,934
Total Debt
478,668463,924408,348341,603341,794359,163
Net Cash (Debt)
-250,347-187,548-146,306-101,524-166,972-189,229
Net Cash Growth
------
Net Cash Per Share
-22.09-16.51-12.88-8.94-14.70-16.66

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-22,306-86,12811,642-32,041-15,31813,979
Capital Expenditures
-2,746-1,732-490.21-1,036-610.87-880.68
Free Cash Flow
-25,052-87,86011,152-33,077-15,92913,098
Free Cash Flow Growth
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Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
51.17%51.30%50.62%48.44%47.94%47.80%
FCF Margin
-106.12%-379.10%50.07%-150.24%-75.49%65.50%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.3720.3210.3050.2880.2710.253
Dividend Per Share Growth
9.20%5.36%5.58%6.30%7.49%13.74%
Dividend Yield
5.81%6.16%7.52%12.99%15.84%17.10%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.285.975.724.033.674.16
Forward PE
4.574.974.242.702.953.13
P/FCF Ratio
--5.78--3.03
PS Ratio
3.123.062.901.951.761.99