Chongqing Rural Commercial Bank Co., Ltd. (HKG:3618)
6.40
-0.03 (-0.47%)
Jul 24, 2026, 4:08 PM HKT
HKG:3618 Financials Overview
Financials in millions CNY. Fiscal year is January - December.
Millions CNY. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 23,608 | 23,176 | 22,274 | 22,016 | 21,101 | 19,998 |
Revenue Growth | 4.34% | 4.05% | 1.17% | 4.34% | 5.52% | 11.26% |
Net Income Net Income Growth | 12,080 | 11,890 | 11,275 | 10,664 | 10,116 | 9,560 |
Earnings Per Share EPS Growth | 1.07 | 1.05 | 0.99 | 0.94 | 0.89 | 0.84 |
EPS Growth | 5.58% | 5.75% | 5.43% | 5.51% | 5.73% | 13.79% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Corporate Banking Corporate Banking Growth | 7,555 | 4,931 | 8,241 | 4,526 | 1,680 |
Personal Banking Personal Banking Growth | 8,820 | 10,139 | 8,745 | 9,240 | 9,929 |
Financial Market Operations Financial Market Operations Growth | 6,697 | 7,139 | 4,982 | 7,312 | 8,374 |
Unallocated Unallocated Growth | 103.22 | 65.87 | 48.15 | 22.84 | 14.72 |
Total Total Growth | 23,176 | 22,274 | 22,016 | 21,101 | 19,998 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 228,321 | 276,376 | 262,041 | 240,079 | 174,821 | 169,934 |
Total Debt Total Debt Growth | 478,668 | 463,924 | 408,348 | 341,603 | 341,794 | 359,163 |
Net Cash (Debt) Net Cash Growth | -250,347 | -187,548 | -146,306 | -101,524 | -166,972 | -189,229 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -22.09 | -16.51 | -12.88 | -8.94 | -14.70 | -16.66 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -22,306 | -86,128 | 11,642 | -32,041 | -15,318 | 13,979 |
Capital Expenditures CapEx Growth | -2,746 | -1,732 | -490.21 | -1,036 | -610.87 | -880.68 |
Free Cash Flow Free Cash Flow Growth | -25,052 | -87,860 | 11,152 | -33,077 | -15,929 | 13,098 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 51.17% | 51.30% | 50.62% | 48.44% | 47.94% | 47.80% |
FCF Margin | -106.12% | -379.10% | 50.07% | -150.24% | -75.49% | 65.50% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.372 | 0.321 | 0.305 | 0.288 | 0.271 | 0.253 |
Dividend Per Share Growth | 9.20% | 5.36% | 5.58% | 6.30% | 7.49% | 13.74% |
Dividend Yield | 5.81% | 6.16% | 7.52% | 12.99% | 15.84% | 17.10% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 5.28 | 5.97 | 5.72 | 4.03 | 3.67 | 4.16 |
Forward PE | 4.57 | 4.97 | 4.24 | 2.70 | 2.95 | 3.13 |
P/FCF Ratio | - | - | 5.78 | - | - | 3.03 |
PS Ratio | 3.12 | 3.06 | 2.90 | 1.95 | 1.76 | 1.99 |