Chongqing Rural Commercial Bank Co., Ltd. (HKG:3618)
Hong Kong flag Hong Kong · Delayed Price · Currency is HKD
6.58
+0.08 (1.23%)
Sep 4, 2026, 4:08 PM HKT

HKG:3618 Financials Overview

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
24,11623,17622,27422,01621,10119,998
Revenue Growth
4.64%4.05%1.17%4.34%5.52%11.26%
Net Income
12,36011,89011,27510,66410,1169,560
Earnings Per Share
1.091.050.990.940.890.84
EPS Growth
6.71%5.75%5.43%5.51%5.73%13.79%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Unallocated
96.73103.2265.8748.1522.8414.72
Corporate Banking
9,7927,5554,9318,2414,5261,680
Retail Banking
7,6878,82010,1398,7459,2409,929
Financial Market Operations
6,5406,6977,1394,9827,3128,374
Total
24,11623,17622,27422,01621,10119,998

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
282,088276,376262,041240,079174,821169,934
Total Debt
510,520463,924408,348341,603341,794359,163
Net Cash (Debt)
-228,431-187,548-146,306-101,524-166,972-189,229
Net Cash Growth
------
Net Cash Per Share
-20.10-16.51-12.88-8.94-14.70-16.66

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-56,030-86,12811,642-32,041-15,31813,979
Capital Expenditures
-2,895-1,732-490.21-1,036-610.87-880.68
Free Cash Flow
-58,925-87,86011,152-33,077-15,92913,098
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
51.25%51.30%50.62%48.44%47.94%47.80%
FCF Margin
-244.34%-379.10%50.07%-150.24%-75.49%65.50%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.3750.3210.3050.2880.2710.253
Dividend Per Share Growth
9.20%5.36%5.58%6.30%7.49%13.74%
Dividend Yield
5.69%6.16%7.52%12.99%15.84%17.10%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.245.975.724.033.674.16
Forward PE
4.704.974.242.702.953.13
P/FCF Ratio
--5.78--3.03
PS Ratio
3.163.062.901.951.761.99