HKG:3618 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	46,732	46,465	47,088	49,887	51,258	51,749
Interest Paid on Deposits	21,595	22,205	24,593	26,394	25,854	25,514
Net Interest Income	25,137	24,261	22,494	23,493	25,404	26,235
Net Interest Income Growth (YoY)	10.31%	7.85%	-4.25%	-7.52%	-3.17%	8.19%
Income From Trading Activities	1,064	1,064	2,388	1,886	687.45	1,239
Gain (Loss) on Sale of Assets	76.33	69.96	29.25	23.05	34.91	53.96
Gain (Loss) on Sale of Investments	2,449	1,834	1,399	289.23	469.82	124.18
Gain (Loss) on Sale of Equity Investments	39.37	39.37	34.61	22.66	3.25	1.1
Other Non-Interest Income	460.67	1,351	1,885	2,243	2,342	3,197
Total Non-Interest Income	4,089	4,359	5,737	4,464	3,537	4,615
Non-Interest Income Growth (YoY)	-26.18%	-24.01%	28.51%	26.21%	-23.36%	17.34%
Revenues Before Loan Losses	29,226	28,620	28,231	27,957	28,941	30,850
Provision for Loan Losses	5,619	5,444	5,957	5,941	7,840	10,852
Revenue	23,608	23,176	22,274	22,016	21,101	19,998
Revenue Growth (YoY)	4.34%	4.05%	1.17%	4.34%	5.52%	11.26%
Salaries and Employee Benefits	5,607	5,607	5,530	5,728	5,629	5,467
Occupancy Expenses	802.61	802.61	796.05	803.23	785.67	829.84
Selling, General & Administrative	2,386	2,472	2,598	2,796	2,628	2,026
Other Non-Interest Expense	576.85	568.78	530.3	486.13	486.69	442.24
Total Non-Interest Expense	9,373	9,450	9,454	9,813	9,530	8,765
EBT Excluding Unusual Items	14,234	13,726	12,820	12,203	11,571	11,232
Pretax Income	14,218	13,709	12,817	12,196	11,560	11,201
Income Tax Expense	1,594	1,289	1,028	1,071	1,082	1,482
Earnings From Continuing Operations	12,624	12,420	11,789	11,125	10,478	9,718
Minority Interest in Earnings	-305.94	-291.58	-276.33	-222.8	-202.27	-158.65
Net Income	12,318	12,128	11,513	10,902	10,276	9,560
Preferred Dividends & Other Adjustments	238	238	238	238	160	-
Net Income to Common	12,080	11,890	11,275	10,664	10,116	9,560
Net Income Growth	4.99%	5.35%	5.60%	6.10%	7.49%	13.79%
Basic Shares Outstanding	11,331	11,357	11,357	11,357	11,357	11,357
Diluted Shares Outstanding	11,331	11,357	11,357	11,357	11,357	11,357
Shares Change (YoY)	-0.19%	-	-	-	-	-
EPS (Basic)	1.07	1.05	0.99	0.94	0.89	0.84
EPS (Diluted)	1.07	1.05	0.99	0.94	0.89	0.84
EPS Growth	5.58%	5.75%	5.43%	5.51%	5.73%	13.79%
Dividend Per Share	0.321	0.321	0.305	0.288	0.271	0.253
Dividend Growth	5.36%	5.36%	5.58%	6.30%	7.49%	13.74%
Effective Tax Rate	11.21%	9.40%	8.02%	8.78%	9.36%	13.23%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.