Chongqing Rural Commercial Bank Co., Ltd. (HKG: 3618)

Chongqing Rural Commercial Bank Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	52,306	31,920	23,253	35,386	17,964	23,943
Investment Securities	591,460	585,848	593,318	559,871	531,773	490,358
Trading Asset Securities	78,059	110,796	65,852	48,380	30,223	23,770
Total Investments	669,519	696,644	659,170	608,251	561,996	514,129
Gross Loans	806,137	676,711	632,677	582,166	507,886	437,085
Allowance for Loan Losses	-29,896	-29,434	-27,592	-24,832	-20,922	-20,744
Net Loans	776,241	647,277	605,085	557,335	486,963	416,341
Property, Plant & Equipment	4,700	5,025	4,896	5,115	5,088	5,151
Goodwill	-	440.13	440.13	440.13	440.13	440.13
Other Intangible Assets	593.77	614	579.94	576.66	542.78	524.33
Accrued Interest Receivable	-	34.1	26.58	27.9	26.41	25.25
Other Receivables	-	908.56	894.48	842.14	-	-
Restricted Cash	-	46,598	47,049	48,866	54,562	62,789
Other Current Assets	-	449.98	76.82	187.91	61.38	93.11
Long-Term Deferred Tax Assets	12,024	11,542	10,773	9,187	7,539	5,914
Other Real Estate Owned & Foreclosed	-	31.96	35.06	39.04	79.51	101.02
Other Long-Term Assets	2,083	38.81	21.37	37.6	1,104	779.99
Total Assets	1,517,467	1,441,522	1,352,301	1,266,291	1,136,367	1,030,230
Accounts Payable	-	844.42	490.35	-	-	-
Accrued Expenses	5,450	4,605	5,773	4,085	4,263	5,033
Interest Bearing Deposits	940,926	952,126	876,791	788,662	760,439	682,895
Total Deposits	940,926	952,126	876,791	788,662	760,439	682,895
Short-Term Borrowings	85,311	63,325	42,478	53,195	33,155	41,221
Current Portion of Long-Term Debt	107,830	257,781	281,629	157,850	212,600	185,656
Current Portion of Leases	-	55.01	49.09	-	-	-
Current Income Taxes Payable	1,068	466	654.44	348.82	1,019	1,032
Other Current Liabilities	-	426.18	372.59	176.27	338.87	361.59
Long-Term Debt	226,739	20,332	17,551	147,979	22,928	16,930
Long-Term Leases	153.16	110.2	86.3	138.49	148.96	163.96
Long-Term Unearned Revenue	-	359.15	544.69	609.85	658.98	695.71
Pension & Post-Retirement Benefits	-	2,695	2,589	2,663	2,068	2,104
Other Long-Term Liabilities	17,913	14,456	7,837	4,099	3,676	4,336
Total Liabilities	1,385,390	1,317,580	1,236,845	1,159,807	1,041,294	940,428
Common Stock	11,357	11,357	11,357	11,357	11,357	11,357
Additional Paid-In Capital	20,304	20,438	-	-	-	-
Retained Earnings	90,888	83,948	76,366	69,118	62,074	56,285
Comprehensive Income & Other	7,614	6,430	26,000	24,477	20,238	20,572
Total Common Equity	130,162	122,174	113,724	104,953	93,669	88,214
Minority Interest	1,915	1,768	1,733	1,531	1,403	1,589
Shareholders' Equity	132,077	123,942	115,456	106,484	95,072	89,802
Total Liabilities & Equity	1,517,467	1,441,522	1,352,301	1,266,291	1,136,367	1,030,230
Total Debt	420,034	341,603	341,794	359,163	268,832	243,971
Net Cash (Debt)	-238,143	-101,524	-166,972	-189,229	-89,112	-59,574
Net Cash Per Share	-20.96	-8.94	-14.70	-16.66	-7.85	-5.80
Filing Date Shares Outstanding	11,357	11,357	11,357	11,357	11,357	11,357
Total Common Shares Outstanding	11,357	11,357	11,357	11,357	11,357	11,357
Book Value Per Share	10.93	10.76	10.01	9.24	8.25	7.77
Tangible Book Value	129,568	121,120	112,703	103,936	92,686	87,249
Tangible Book Value Per Share	10.88	10.66	9.92	9.15	8.16	7.68

Source: S&P Capital IQ. Banks template. Financial Sources.