HKG:3877 Income Statement

Financials in millions HKD. Fiscal year is January - December.

Millions HKD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Interest Expense	805.21	1,020	1,112	841.38	545.89
Net Interest Income	-805.21	-1,020	-1,112	-841.38	-545.89
Other Revenue	4,034	4,517	3,849	3,414	2,611
Revenue Before Loan Losses	3,229	3,497	2,737	2,573	2,066
Provision for Loan Losses	79.32	446.97	91.17	90.26	-20.89
Revenue	3,150	3,050	2,646	2,482	2,086
Revenue Growth (YoY)	3.27%	15.25%	6.59%	18.98%	50.05%
Salaries & Employee Benefits	107.29	105.27	106.31	124.7	91.77
Cost of Services Provided	385.23	398.44	310.84	302.86	202.99
Other Operating Expenses	67.4	167.53	85.74	146.79	82.34
Total Operating Expenses	1,226	1,250	995.82	1,051	746.33
Operating Income	1,924	1,800	1,650	1,431	1,340
Earnings From Equity Investments	235.96	478.05	396.37	323.97	41.55
Currency Exchange Gain (Loss)	59.7	-97.51	-98.29	-	-
EBT Excluding Unusual Items	2,219	2,180	1,944	1,755	1,382
Pretax Income	2,219	2,180	1,944	1,756	1,401
Income Tax Expense	238.49	25.22	32.15	21.13	13.75
Earnings From Continuing Ops.	1,981	2,155	1,912	1,735	1,388
Minority Interest in Earnings	-135.45	-49.48	-10.06	-49.6	-36.02
Net Income	1,845	2,106	1,902	1,685	1,352
Net Income to Common	1,845	2,106	1,902	1,685	1,352
Net Income Growth	-12.37%	10.73%	12.86%	24.66%	21.93%
Shares Outstanding (Basic)	6,195	6,152	6,136	6,136	6,136
Shares Outstanding (Diluted)	6,206	6,166	6,138	6,136	6,136
Shares Change (YoY)	0.64%	0.46%	0.03%	-	-
EPS (Basic)	0.30	0.34	0.31	0.27	0.22
EPS (Diluted)	0.30	0.34	0.31	0.27	0.22
EPS Growth	-12.90%	10.04%	12.86%	24.81%	21.78%
Free Cash Flow	3,967	5,736	-3,078	1,854	-10,382
Free Cash Flow Per Share	0.64	0.93	-0.50	0.30	-1.69
Dividend Per Share	0.100	0.134	0.120	0.100	0.090
Dividend Growth	-25.37%	11.67%	20.00%	11.11%	-
Operating Margin	61.07%	59.01%	62.37%	57.66%	64.23%
Profit Margin	58.59%	69.04%	71.86%	67.87%	64.78%
Free Cash Flow Margin	125.96%	188.09%	-116.33%	74.68%	-497.59%
Effective Tax Rate	10.75%	1.16%	1.65%	1.20%	0.98%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.