ZhongAn Online P & C Insurance Ratios and Metrics

Market cap in millions HKD. Fiscal year is January - December.

Millions HKD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	2018 - 2014
Period Ending	Dec '24 Dec 19, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	2018 - 2014
Market Capitalization	17,843	26,221	31,601	39,832	53,207	41,302	Upgrade
Market Cap Growth	-36.24%	-17.02%	-20.66%	-25.14%	28.83%	12.18%	Upgrade
Enterprise Value	31,844	39,626	47,096	44,422	57,050	43,791	Upgrade
PE Ratio	4.11	5.84	-	27.86	80.90	-	Upgrade
PS Ratio	0.51	0.81	1.23	1.49	2.44	2.45	Upgrade
PB Ratio	0.82	1.19	1.59	1.70	2.58	2.24	Upgrade
P/FCF Ratio	18.20	12.41	-	-	9.72	-	Upgrade
P/OCF Ratio	11.04	10.78	-	-	9.22	-	Upgrade
EV/Sales Ratio	0.95	1.22	1.84	1.66	2.62	2.60	Upgrade
EV/EBITDA Ratio	45.74	39.46	-	28.26	139.55	-	Upgrade
EV/EBIT Ratio	52.20	40.95	-	29.15	158.72	-	Upgrade
EV/FCF Ratio	32.47	18.76	-	-	10.42	-	Upgrade
Debt / Equity Ratio	0.71	0.78	0.80	0.64	0.63	0.27	Upgrade
Debt / EBITDA Ratio	18.02	14.94	-	8.72	23.14	-	Upgrade
Debt / FCF Ratio	15.85	8.18	-	-	2.36	-	Upgrade
Quick Ratio	2.12	2.18	2.60	1.14	1.30	1.02	Upgrade
Current Ratio	2.27	2.30	2.72	1.25	1.40	1.12	Upgrade
Asset Turnover	0.68	0.65	0.46	0.45	0.48	0.53	Upgrade
Return on Equity (ROE)	20.34%	20.41%	-7.54%	4.15%	1.50%	-3.87%	Upgrade
Return on Assets (ROA)	0.98%	1.21%	-0.87%	1.59%	0.49%	-0.92%	Upgrade
Return on Capital (ROIC)	1.37%	1.63%	-1.36%	2.60%	0.77%	-1.32%	Upgrade
Earnings Yield	21.06%	17.13%	-3.98%	3.59%	1.24%	-1.23%	Upgrade
FCF Yield	4.91%	8.06%	-3.98%	-2.66%	10.29%	-4.07%	Upgrade

Source: S&P Capital IQ. Insurance template. Financial Sources.