Bank of Jiujiang Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	17,140	19,212	19,574	19,948	19,279
Interest Paid on Deposits	8,541	10,041	11,285	11,354	10,823
Net Interest Income	8,599	9,171	8,289	8,594	8,457
Net Interest Income Growth (YoY)	-6.24%	10.64%	-3.55%	1.62%	7.57%
Gain (Loss) on Sale of Assets	38.08	-39.55	5.34	-2.21	5.82
Gain (Loss) on Sale of Investments	1,323	341.22	910.19	1,049	1,059
Other Non-Interest Income	517.62	916.15	1,154	1,229	826.08
Total Non-Interest Income	1,879	1,218	2,069	2,276	1,891
Non-Interest Income Growth (YoY)	54.25%	-41.15%	-9.09%	20.38%	-18.86%
Revenues Before Loan Losses	10,477	10,388	10,358	10,870	10,347
Provision for Loan Losses	5,798	6,040	6,106	5,602	5,265
Revenue	4,679	4,348	4,253	5,268	5,083
Revenue Growth (YoY)	7.61%	2.24%	-19.28%	3.66%	1.39%
Salaries and Employee Benefits	2,092	2,044	1,925	1,819	1,763
Occupancy Expenses	570.04	571.5	547.02	513.74	458.1
Selling, General & Administrative	915.51	883.27	796.57	809.74	734.55
Other Non-Interest Expense	152.05	135.86	138.06	132.73	135.75
Total Non-Interest Expense	3,726	3,632	3,398	3,267	3,084
EBT Excluding Unusual Items	952.75	715.7	855.12	2,001	1,998
Pretax Income	952.75	715.7	855.12	2,001	1,998
Income Tax Expense	111.72	-45.82	109.7	321.11	213.57
Earnings From Continuing Operations	841.03	761.53	745.42	1,680	1,785
Minority Interest in Earnings	-13.51	-17.09	-21.84	-65.25	-56.19
Net Income	827.52	744.43	723.58	1,615	1,729
Preferred Dividends & Other Adjustments	336	336	336	336	-
Net Income to Common	491.52	408.43	387.58	1,279	1,729
Net Income Growth	11.16%	2.88%	-55.20%	-6.56%	3.33%
Basic Shares Outstanding	2,847	2,847	2,560	2,407	2,407
Diluted Shares Outstanding	2,847	2,847	2,560	2,407	2,407
Shares Change (YoY)	-	11.21%	6.35%	-	-
EPS (Basic)	0.17	0.14	0.15	0.53	0.72
EPS (Diluted)	0.17	0.14	0.15	0.53	0.72
EPS Growth	21.43%	-7.52%	-71.44%	-26.19%	4.06%
Dividend Per Share	0.056	0.057	0.060	0.100	0.100
Dividend Growth	-1.75%	-5.00%	-40.00%	-	-
Effective Tax Rate	11.73%	-	12.83%	16.04%	10.69%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.