Bank of Jiujiang Co., Ltd. (HKG: 6190)

Bank of Jiujiang Income Statement

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	18,656	19,574	19,948	19,279	17,376	15,794
Interest Paid on Deposits	10,444	11,285	11,354	10,823	9,515	8,443
Net Interest Income	8,211	8,289	8,594	8,457	7,861	7,351
Net Interest Income Growth (YoY)	-5.66%	-3.54%	1.62%	7.57%	6.94%	32.01%
Gain (Loss) on Sale of Assets	5.34	5.34	-2.21	5.82	5.41	0.07
Gain (Loss) on Sale of Investments	1,447	910.19	1,049	1,059	1,561	2,163
Other Non-Interest Income	637.03	1,154	1,229	826.08	763.58	161.84
Total Non-Interest Income	2,089	2,069	2,276	1,891	2,330	2,325
Non-Interest Income Growth (YoY)	-0.88%	-9.09%	20.38%	-18.86%	0.22%	1.43%
Revenues Before Loan Losses	10,300	10,358	10,870	10,347	10,192	9,676
Provision for Loan Losses	7,207	6,106	5,602	5,265	5,178	4,619
Revenue	3,094	4,253	5,268	5,083	5,013	5,057
Revenue Growth (YoY)	-43.72%	-19.28%	3.66%	1.38%	-0.86%	13.58%
Salaries and Employee Benefits	1,925	1,925	1,819	1,763	1,561	1,342
Occupancy Expenses	547.02	547.02	513.74	458.1	408.61	403.91
Selling, General & Administrative	796.57	796.57	809.74	734.55	810.54	939.31
Other Non-Interest Expense	-116.2	138.06	132.73	135.75	105.8	98.05
Total Non-Interest Expense	3,151	3,398	3,267	3,084	2,876	2,774
EBT Excluding Unusual Items	-57.42	855.12	2,001	1,998	2,138	2,283
Pretax Income	-57.42	855.12	2,001	1,998	2,138	2,283
Income Tax Expense	33.82	109.7	321.11	213.57	428.12	401.33
Earnings From Continuing Operations	-91.23	745.42	1,680	1,785	1,709	1,881
Minority Interest in Earnings	45.3	-21.84	-65.25	-56.19	-36.62	-44.04
Net Income	-45.93	723.58	1,615	1,729	1,673	1,837
Preferred Dividends & Other Adjustments	336	336	336	-	-	-
Net Income to Common	-381.93	387.58	1,279	1,729	1,673	1,837
Net Income Growth	-	-55.20%	-6.56%	3.33%	-8.95%	4.52%
Basic Shares Outstanding	2,847	2,560	2,407	2,407	2,407	2,407
Diluted Shares Outstanding	2,847	2,560	2,407	2,407	2,407	2,407
Shares Change (YoY)	-	6.35%	-	-	-	9.78%
EPS (Basic)	-0.13	0.15	0.53	0.72	0.69	0.76
EPS (Diluted)	-0.14	0.15	0.53	0.72	0.69	0.76
EPS Growth	-	-71.70%	-26.18%	4.06%	-9.21%	-5.00%
Dividend Per Share	0.060	0.060	0.100	0.100	0.100	0.120
Dividend Growth	-40.00%	-40.00%	0%	0%	-16.67%	50.00%
Effective Tax Rate	-	12.83%	16.04%	10.69%	20.03%	17.58%

Source: S&P Capital IQ. Banks template. Financial Sources.