Dongguan Rural Commercial Bank Co., Ltd. (HKG:9889)

Hong Kong · Delayed Price · Currency is HKD

3.210

-0.010 (-0.31%)

Sep 4, 2026, 3:56 PM HKT

HKG:9889 Financials Overview

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	8,228	8,311	8,832	9,938	10,997	10,553
Revenue Growth	3.29%	-5.90%	-11.13%	-9.63%	4.21%	13.81%
Net Income	4,005	3,854	4,625	5,161	5,932	5,590
Earnings Per Share	0.58	0.56	0.67	0.75	0.86	0.93
EPS Growth	-1.67%	-16.50%	-10.58%	-12.88%	-7.27%	9.61%

Revenue by Segment

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Treasury	2,889	3,661	713.71	1,328	975.76
Personal Banking	2,452	3,259	3,976	3,439	4,894
Others	-95.95	-244.08	-128.02	-962.17	137.62
Corporate Banking	3,065	2,156	5,376	7,192	4,545
Total	8,311	8,832	9,938	10,997	10,553

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	85,541	80,441	72,126	83,147	83,296	73,468
Total Debt	168,275	168,663	135,546	136,233	117,632	93,489
Net Cash (Debt)	-82,734	-88,221	-63,420	-53,086	-34,336	-20,020
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-12.01	-12.81	-9.21	-7.71	-4.98	-3.32

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-1,773	-41,378	-46,970	-12,089	-16,113	-57,537
Capital Expenditures	-389.98	-376.16	-252.42	-205.68	-338.98	-380.91
Free Cash Flow	-2,163	-41,754	-47,222	-12,294	-16,452	-57,918
Free Cash Flow Growth	-	-	-	-	-	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	48.67%	46.37%	52.36%	51.93%	53.94%	52.97%
FCF Margin	-26.28%	-502.41%	-534.67%	-123.71%	-149.61%	-548.82%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.257	0.220	0.250	0.265	0.290	0.290
Dividend Per Share Growth	-7.59%	-12.00%	-5.66%	-8.62%	0%	11.54%
Dividend Yield	7.97%	7.43%	7.03%	5.15%	5.90%	6.39%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 4, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	4.79	5.69	6.16	8.48	7.40	7.58
Forward PE	-	4.72	6.07	7.06	6.09	7.07
PS Ratio	2.33	2.64	3.23	4.40	3.99	4.01