HKG:9889 Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	19,958	21,922	23,083	22,780	21,958
Interest Paid on Deposits	11,131	12,748	12,510	11,847	11,425
Net Interest Income	8,827	9,174	10,572	10,933	10,533
Net Interest Income Growth (YoY)	-3.78%	-13.22%	-3.30%	3.80%	6.05%
Income From Trading Activities	579.3	1,848	1,081	1,294	1,058
Gain (Loss) on Sale of Assets	7.93	6.25	4.13	8.19	51.44
Gain (Loss) on Sale of Investments	1,828	708.45	707.49	75.35	520.93
Other Non-Interest Income	454.14	575.34	894.93	925.29	832.8
Total Non-Interest Income	2,869	3,138	2,688	2,303	2,463
Non-Interest Income Growth (YoY)	-8.55%	16.73%	16.73%	-6.51%	16.47%
Revenues Before Loan Losses	11,697	12,312	13,260	13,236	12,996
Provision for Loan Losses	3,386	3,480	3,322	2,239	2,443
Revenue	8,311	8,832	9,938	10,997	10,553
Revenue Growth (YoY)	-5.90%	-11.13%	-9.63%	4.21%	13.81%
Salaries and Employee Benefits	2,893	3,058	3,023	3,182	3,196
Occupancy Expenses	446.96	429.39	422.76	423.12	394.88
Selling, General & Administrative	1,147	1,122	1,234	986.03	851.5
Other Non-Interest Expense	137	143.09	139.7	156.94	155.41
Total Non-Interest Expense	4,579	4,728	4,768	4,713	4,563
EBT Excluding Unusual Items	3,732	4,104	5,170	6,284	5,990
Pretax Income	3,732	4,104	5,170	6,284	5,990
Income Tax Expense	-145.03	-756.65	-176.08	201.54	286.73
Earnings From Continuing Operations	3,877	4,861	5,346	6,083	5,703
Minority Interest in Earnings	-22.92	-235.91	-184.53	-150.84	-113.22
Net Income	3,854	4,625	5,161	5,932	5,590
Net Income to Common	3,854	4,625	5,161	5,932	5,590
Net Income Growth	-16.67%	-10.40%	-12.99%	6.12%	15.09%
Basic Shares Outstanding	6,889	6,889	6,889	6,889	6,027
Diluted Shares Outstanding	6,889	6,889	6,889	6,889	6,027
Shares Change (YoY)	-	-	-	14.29%	5.00%
EPS (Basic)	0.56	0.67	0.75	0.86	0.93
EPS (Diluted)	0.56	0.67	0.75	0.86	0.93
EPS Growth	-16.50%	-10.58%	-12.88%	-7.27%	9.61%
Dividend Per Share	0.220	0.250	0.265	0.290	0.290
Dividend Growth	-12.00%	-5.66%	-8.62%	-	11.54%
Effective Tax Rate	-	-	-	3.21%	4.79%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.