PVI Holdings Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May '26 May 15, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	18,973,591	21,784,494	14,288,754	10,494,036	11,243,610	11,454,427
Market Cap Growth	39.90%	52.46%	36.16%	-6.67%	-1.84%	61.15%
Enterprise Value	19,852,305	22,292,915	15,158,705	10,569,057	11,099,596	10,786,351
PE Ratio	14.96	20.70	16.92	11.10	14.09	14.52
PS Ratio	1.67	2.03	1.61	1.33	1.54	1.99
PB Ratio	2.09	2.55	1.74	1.30	1.43	1.46
P/FCF Ratio	31.10	31.37	9.26	10.26	-	37.60
P/OCF Ratio	29.63	30.09	9.07	9.79	-	35.98
EV/Sales Ratio	1.75	2.07	1.71	1.33	1.52	1.87
EV/EBITDA Ratio	9.64	12.37	10.51	6.56	8.57	8.68
EV/EBIT Ratio	9.91	12.81	11.18	6.94	9.10	9.23
EV/FCF Ratio	32.54	32.10	9.82	10.33	-	35.40
Debt / Equity Ratio	0.16	0.06	0.02	-	0.00	0.03
Debt / EBITDA Ratio	0.70	0.30	0.14	-	0.02	0.18
Debt / FCF Ratio	2.37	0.78	0.13	-	-	0.74
Net Debt / Equity Ratio	0.06	-0.05	-0.02	-0.11	-0.18	-0.10
Net Debt / EBITDA Ratio	0.25	-0.26	-0.13	-0.55	-1.08	-0.64
Net Debt / FCF Ratio	0.84	-0.68	-0.12	-0.86	2.55	-2.60
Quick Ratio	0.47	0.44	0.49	0.54	0.61	0.67
Current Ratio	1.09	1.11	1.10	1.15	1.24	1.29
Asset Turnover	0.29	0.28	0.30	0.30	0.29	0.25
Return on Equity (ROE)	15.66%	13.77%	10.94%	12.61%	11.12%	11.56%
Return on Assets (ROA)	3.16%	2.85%	2.89%	3.59%	3.03%	3.14%
Return on Invested Capital (ROIC)	16.08%	15.72%	12.78%	15.40%	12.09%	11.92%
Earnings Yield	6.68%	5.06%	5.98%	9.12%	7.42%	7.25%
FCF Yield	3.22%	3.19%	10.80%	9.75%	-4.87%	2.66%
Dividend Yield	3.95%	-	5.40%	7.95%	7.41%	8.58%
Payout Ratio	58.48%	70.07%	91.30%	76.97%	96.31%	82.35%
Buyback Yield / Dilution	0.31%	-	-	-	-3.83%	0.18%
Total Shareholder Return	4.25%	-	5.40%	7.95%	3.58%	8.76%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.