BV Life JSC Income Statement

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Jan '24 Jan 1, 2024
Revenue	151,531	58,714	24,917
Revenue Growth (YoY)	149.00%	135.64%	-
Cost of Revenue	104,580	49,134	20,264
Gross Profit	46,951	9,580	4,653
Selling, General & Admin	6,676	6,275	5,813
Operating Expenses	6,676	6,275	5,813
Operating Income	40,275	3,306	-1,160
Interest Expense	-264.81	-206.95	-104.47
Interest & Investment Income	1,712	1,160	2,116
Currency Exchange Gain (Loss)	-25.48	47.57	56.73
Other Non Operating Income (Expenses)	279.54	154.32	282.51
EBT Excluding Unusual Items	41,976	4,461	1,190
Gain (Loss) on Sale of Investments	-	-	-54.68
Gain (Loss) on Sale of Assets	18.52	18.52	-
Pretax Income	41,995	4,479	1,136
Income Tax Expense	8,499	921.08	276.2
Net Income	33,496	3,558	859.3
Preferred Dividends & Other Adjustments	-260.2	-	83.78
Net Income to Common	33,756	3,558	775.52
Net Income Growth	790.19%	314.09%	-
Shares Outstanding (Basic)	12	12	12
Shares Outstanding (Diluted)	12	12	12
EPS (Basic)	2813.02	296.52	64.63
EPS (Diluted)	2813.00	296.50	64.50
EPS Growth	981.37%	359.69%	-
Free Cash Flow	-8,881	-9,248	-8,711
Free Cash Flow Per Share	-740.07	-770.69	-725.90
Gross Margin	30.98%	16.32%	18.67%
Operating Margin	26.58%	5.63%	-4.66%
Profit Margin	22.28%	6.06%	3.11%
Free Cash Flow Margin	-5.86%	-15.75%	-34.96%
EBITDA	41,943	5,100	1,739
EBITDA Margin	27.68%	8.69%	6.98%
D&A For EBITDA	1,668	1,795	2,900
EBIT	40,275	3,306	-1,160
EBIT Margin	26.58%	5.63%	-4.66%
Effective Tax Rate	20.24%	20.56%	24.32%
Revenue as Reported	151,531	58,714	24,917

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.