HNX:VNR Balance Sheet

Financials in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Investments in Debt Securities	1,616,241	1,742,077	1,607,284	1,129,000	695,000	464,490
Investments in Equity & Preferred Securities	702,458	694,429	687,766	434,296	622,936	650,140
Other Investments	3,594,960	3,352,250	2,983,150	2,826,000	2,785,400	2,861,800
Total Investments	5,913,659	5,788,756	5,279,154	4,392,069	4,107,927	3,982,840
Cash & Equivalents	70,164	58,367	145,429	66,326	62,300	25,282
Reinsurance Recoverable	2,828,017	2,364,516	2,277,028	2,199,940	1,975,696	2,165,905
Other Receivables	125,134	225,516	187,236	315,593	199,433	200,666
Property, Plant & Equipment	6,895	8,050	16,374	13,359	28,782	24,872
Other Intangible Assets	8,442	9,341	10,163	13,290	-	-
Other Current Assets	1,126,062	872,199	592,684	551,292	530,098	583,484
Long-Term Deferred Tax Assets	1,730	1,728	2,676	2,430	741.62	950.95
Other Long-Term Assets	274,940	287,747	266,807	158,957	221,501	172,616
Total Assets	10,355,044	9,616,221	8,777,552	7,713,256	7,126,479	7,156,614
Accounts Payable	1,017	1,060	1,087	5,373	1,412	988.85
Accrued Expenses	43,004	76,928	62,962	65,590	53,321	55,272
Insurance & Annuity Liabilities	248,153	238,695	217,402	211,030	197,475	184,764
Unearned Premiums	330,519	255,984	176,856	147,556	112,204	99,312
Reinsurance Payable	5,360,871	4,760,658	4,290,022	3,732,495	3,185,408	3,435,405
Current Income Taxes Payable	31,143	26,454	15,377	13,648	27,590	16,708
Other Current Liabilities	246,439	64,658	67,655	90,169	90,686	77,500
Other Long-Term Liabilities	4,057	4,044	1,731	1,474	1,052	990.63
Total Liabilities	6,265,203	5,428,480	4,833,092	4,267,336	3,669,148	3,870,940
Common Stock	2,006,302	2,006,302	1,823,915	1,658,106	1,507,371	1,507,371
Additional Paid-In Capital	369,757	369,757	369,757	369,757	369,757	369,757
Retained Earnings	1,677,938	1,776,168	1,717,288	1,418,058	1,548,250	1,374,822
Total Common Equity	4,053,997	4,152,227	3,910,959	3,445,920	3,425,378	3,251,950
Minority Interest	35,844	35,514	33,500	-	31,952	33,724
Shareholders' Equity	4,089,841	4,187,741	3,944,459	3,445,920	3,457,331	3,285,675
Total Liabilities & Equity	10,355,044	9,616,221	8,777,552	7,713,256	7,126,479	7,156,614
Filing Date Shares Outstanding	200.63	200.63	200.63	200.63	200.63	200.63
Total Common Shares Outstanding	200.63	200.63	200.63	200.63	200.63	200.63
Net Cash (Debt)	70,164	58,367	145,429	66,326	62,300	25,282
Net Cash Growth	37.34%	-59.87%	119.26%	6.46%	146.42%	-54.38%
Net Cash Per Share	347.47	290.92	724.86	330.59	310.52	126.01
Book Value Per Share	20206.31	20695.92	19493.33	17175.43	17073.02	16208.60
Tangible Book Value	4,045,555	4,142,886	3,900,796	3,432,631	3,425,378	3,251,950
Tangible Book Value Per Share	20164.23	20649.36	19442.68	17109.19	17073.02	16208.60
Buildings	-	18,355	18,355	18,355	18,355	18,355
Machinery	-	19,040	17,612	17,906	11,737	11,432
Construction In Progress	-	-	6,203	1,617	21,307	17,108

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.