Asia Commercial Joint Stock Bank (HOSE:ACB)
Vietnam · Delayed Price · Currency is VND 22,400
+250 (1.13%)
At close: Aug 7, 2026
HOSE:ACB Financials Overview
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 30,711,336 | 30,472,027 | 31,903,904 | 30,935,496 | 28,690,072 | 20,209,035 |
Revenue Growth | -4.92% | -4.49% | 3.13% | 7.83% | 41.97% | 17.36% |
Net Income Net Income Growth | 15,578,140 | 15,524,699 | 16,389,768 | 15,894,733 | 13,538,193 | 9,452,746 |
Earnings Per Share EPS Growth | 2684.68 | 2674.63 | 2823.67 | 2738.38 | 2332.39 | 1628.54 |
EPS Growth | -7.00% | -5.28% | 3.11% | 17.41% | 43.22% | 24.59% |
| Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Bank Bank Growth | 52,402,886 | 33,218,732 | 32,148,198 | 29,923,632 | 20,452,933 |
Securities Securities Growth | 3,329,197 | 1,416,194 | 957,240 | 820,142 | 1,305,650 |
Debt Management Debt Management Growth | 583,517 | 7,167 | 2,157 | 86,427 | 149,141 |
Financial Leasing Financial Leasing Growth | 207,431 | 129,567 | 104,765 | 93,931 | 75,682 |
Funds Management Funds Management Growth | 58,594 | 6,917 | 6,267 | 3,726 | 4,499 |
Exclusion Exclusion Growth | 9,824 | -1,435 | 80,918 | -168,617 | -63,824 |
Total Total Growth | 56,591,449 | 34,777,142 | 33,299,545 | 30,759,241 | 21,924,081 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 129,077,157 | 165,484,409 | 127,414,872 | 128,730,371 | 92,031,053 | 62,709,383 |
Total Debt Total Debt Growth | 263,304,857 | 199,956,280 | 129,644,517 | 61,355,863 | 52,706,873 | 43,647,317 |
Net Cash (Debt) Net Cash Growth | -134,227,700 | -34,471,871 | -2,229,645 | 67,374,508 | 39,324,180 | 19,062,066 |
Net Cash Growth | - | - | - | 71.33% | 106.30% | 146.25% |
Net Cash Per Share Net Cash Per Share Growth | -23132.28 | -5938.90 | -384.13 | 11607.44 | 6774.87 | 3284.06 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -65,712,156 | -63,123,394 | -68,316,622 | -53,279,562 | -26,204,483 | -17,317,629 |
Capital Expenditures CapEx Growth | -866,587 | -701,864 | -919,740 | -1,276,249 | -511,513 | -636,100 |
Free Cash Flow Free Cash Flow Growth | -66,578,743 | -63,825,258 | -69,236,362 | -54,555,811 | -26,715,996 | -17,953,729 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 50.72% | 50.95% | 51.37% | 51.38% | 47.19% | 46.77% |
FCF Margin | -216.79% | -209.45% | -217.02% | -176.35% | -93.12% | -88.84% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 9, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 |
Dividend Per Share Dividend Per Share Growth | 769.527 | - | 769.527 | 669.154 | 581.873 |
Dividend Per Share Growth | -20.90% | - | 15.00% | 15.00% | - |
Dividend Yield | 3.44% | - | 4.14% | 4.63% | 5.26% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Aug '26 Aug 9, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 8.34 | 7.94 | 7.03 | 5.84 | 5.46 | 9.86 |
Forward PE | 6.23 | 6.46 | 6.77 | 6.79 | 5.69 | 8.42 |
PS Ratio | 4.23 | 4.05 | 3.61 | 3.00 | 2.58 | 4.61 |