HOSE:ACB Ratios and Metrics

Market cap in millions VND. Fiscal year is January - December.

Millions VND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jan '26 Jan 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	121,995,594	123,279,758	115,239,774	92,828,804	73,965,829	93,217,209
Market Cap Growth	10.80%	6.98%	24.14%	25.50%	-20.65%	53.47%
Last Close Price	23750.00	24000.00	21556.71	16773.89	12839.21	16180.92
PE Ratio	7.86	7.89	7.03	5.84	5.46	9.86
PS Ratio	4.00	4.05	3.61	3.00	2.58	4.61
PB Ratio	1.29	1.30	1.38	1.31	1.27	2.08
Debt / Equity Ratio	2.12	2.12	1.55	0.87	0.90	0.97
Return on Equity (ROE)	17.56%	17.56%	21.75%	24.80%	26.49%	23.90%
Return on Assets (ROA)	1.65%	1.65%	2.12%	2.42%	2.41%	1.98%
Earnings Yield	12.81%	12.67%	14.57%	17.28%	18.51%	10.30%
FCF Yield	-52.32%	-51.77%	-60.08%	-58.77%	-36.12%	-19.26%
Dividend Yield	3.61%	-	4.03%	4.51%	5.12%	-
Payout Ratio	28.59%	28.59%	23.13%	21.05%	-	-
Buyback Yield / Dilution	-0.66%	-0.66%	-	0.00%	0.00%	-0.06%
Total Shareholder Return	2.95%	-0.66%	4.03%	4.51%	5.12%	-0.06%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.