Asia Commercial Joint Stock Bank (HOSE:ACB)

HOSE:ACB Statistics

Total Valuation

HOSE:ACB has a market cap or net worth of VND 127.90 trillion.

Market Cap	127.90T
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Thursday, January 22, 2026.

Earnings Date	Jan 22, 2026
Ex-Dividend Date	May 23, 2025

Share Statistics

HOSE:ACB has 5.14 billion shares outstanding. The number of shares has decreased by -3.47% in one year.

Current Share Class	5.14B
Shares Outstanding	5.14B
Shares Change (YoY)	-3.47%
Shares Change (QoQ)	+0.38%
Owned by Insiders (%)	0.16%
Owned by Institutions (%)	14.82%
Float	4.62B

Valuation Ratios

The trailing PE ratio is 7.38 and the forward PE ratio is 6.61. HOSE:ACB's PEG ratio is 0.51.

PE Ratio	7.38
Forward PE	6.61
PS Ratio	3.92
PB Ratio	1.40
P/TBV Ratio	1.43
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.51

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-1.71
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 20.42%.

Return on Equity (ROE)	20.42%
Return on Assets (ROA)	2.01%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	2.51B
Profits Per Employee	1.30B
Employee Count	13,290
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HOSE:ACB has paid 4.36 trillion in taxes.

Income Tax	4.36T
Effective Tax Rate	20.04%

Stock Price Statistics

The stock price has increased by +16.88% in the last 52 weeks. The beta is 0.40, so HOSE:ACB's price volatility has been lower than the market average.

Beta (5Y)	0.40
52-Week Price Change	+16.88%
50-Day Moving Average	25,646.00
200-Day Moving Average	23,434.50
Relative Strength Index (RSI)	42.80
Average Volume (20 Days)	11,596,502

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HOSE:ACB had revenue of VND 32.62 trillion and earned 16.99 trillion in profits. Earnings per share was 3,371.87.

Revenue	32.62T
Gross Profit	32.62T
Operating Income	22.38T
Pretax Income	21.74T
Net Income	16.99T
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	3,371.87

Balance Sheet

The company has 117.63 trillion in cash and 169.09 trillion in debt, giving a net cash position of -51,461.40 billion or -10,018.46 per share.

Cash & Cash Equivalents	117.63T
Total Debt	169.09T
Net Cash	-51,461.40B
Net Cash Per Share	-10,018.46
Equity (Book Value)	91.42T
Book Value Per Share	17,796.69
Working Capital	-625,896.37B

Cash Flow

In the last 12 months, operating cash flow was -98,233.07 billion and capital expenditures -908.25 billion, giving a free cash flow of -99,141.32 billion.

Operating Cash Flow	-98,233.07B
Capital Expenditures	-908.25B
Free Cash Flow	-99,141.32B
FCF Per Share	-19,300.75

Margins

Gross Margin	n/a
Operating Margin	68.60%
Pretax Margin	66.65%
Profit Margin	53.30%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 869.57, which amounts to a dividend yield of 3.46%.

Dividend Per Share	869.57
Dividend Yield	3.46%
Dividend Growth (YoY)	15.00%
Years of Dividend Growth	2
Payout Ratio	25.69%
Buyback Yield	3.47%
Shareholder Yield	6.94%
Earnings Yield	13.28%
FCF Yield	-77.51%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 23, 2025. It was a forward split with a ratio of 1.15.

Last Split Date	May 23, 2025
Split Type	Forward
Split Ratio	1.15

Scores

Altman Z-Score	n/a
Piotroski F-Score	2