Asia Commercial Joint Stock Bank (HOSE:ACB)

HOSE:ACB Statistics

Total Valuation

HOSE:ACB has a market cap or net worth of VND 120.45 trillion.

Market Cap	120.45T
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, January 22, 2026.

Earnings Date	Jan 22, 2026
Ex-Dividend Date	May 23, 2025

Share Statistics

HOSE:ACB has 5.14 billion shares outstanding.

Current Share Class	5.14B
Shares Outstanding	5.14B
Shares Change (YoY)	n/a
Shares Change (QoQ)	-3.15%
Owned by Insiders (%)	2.35%
Owned by Institutions (%)	14.08%
Float	4.95B

Valuation Ratios

The trailing PE ratio is 7.76 and the forward PE ratio is 6.42. HOSE:ACB's PEG ratio is 0.35.

PE Ratio	7.76
Forward PE	6.42
PS Ratio	3.95
PB Ratio	1.27
P/TBV Ratio	1.31
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.35

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-3.13
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 17.56%.

Return on Equity (ROE)	17.56%
Return on Assets (ROA)	1.65%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.38%
Revenue Per Employee	2.30B
Profits Per Employee	1.17B
Employee Count	13,229
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HOSE:ACB has paid 3.91 trillion in taxes.

Income Tax	3.91T
Effective Tax Rate	20.03%

Stock Price Statistics

The stock price has increased by +3.72% in the last 52 weeks. The beta is 0.38, so HOSE:ACB's price volatility has been lower than the market average.

Beta (5Y)	0.38
52-Week Price Change	+3.72%
50-Day Moving Average	24,013.00
200-Day Moving Average	24,233.50
Relative Strength Index (RSI)	48.33
Average Volume (20 Days)	17,341,744

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, HOSE:ACB had revenue of VND 30.47 trillion and earned 15.52 trillion in profits. Earnings per share was 3,022.34.

Revenue	30.47T
Gross Profit	30.47T
Operating Income	20.19T
Pretax Income	19.54T
Net Income	15.52T
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	3,022.34

Balance Sheet

The company has 165.48 trillion in cash and 199.96 trillion in debt, with a net cash position of -34,471.87 billion or -6,710.95 per share.

Cash & Cash Equivalents	165.48T
Total Debt	199.96T
Net Cash	-34,471.87B
Net Cash Per Share	-6,710.95
Equity (Book Value)	94.52T
Book Value Per Share	18,401.02
Working Capital	-644,175.19B

Cash Flow

In the last 12 months, operating cash flow was -63,123.39 billion and capital expenditures -701.86 billion, giving a free cash flow of -63,825.26 billion.

Operating Cash Flow	-63,123.39B
Capital Expenditures	-701.86B
Free Cash Flow	-63,825.26B
FCF Per Share	-12,425.45

Margins

Gross Margin	n/a
Operating Margin	66.24%
Pretax Margin	64.12%
Profit Margin	51.28%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 869.57, which amounts to a dividend yield of 3.71%.

Dividend Per Share	869.57
Dividend Yield	3.71%
Dividend Growth (YoY)	15.00%
Years of Dividend Growth	3
Payout Ratio	28.59%
Buyback Yield	n/a
Shareholder Yield	3.71%
Earnings Yield	12.89%
FCF Yield	-52.99%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 23, 2025. It was a forward split with a ratio of 1.15.

Last Split Date	May 23, 2025
Split Type	Forward
Split Ratio	1.15

Scores

Altman Z-Score	n/a
Piotroski F-Score	2